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  <title>News from GKAR</title>
  <description>News from GKAR</description>
  <language>en-us</language>
  <copyright>Copyright 2012, Greater Kalamazoo Association of REALTORS&#174; (GKAR)</copyright>
  <link>http://www.gkar.com</link>
  <pubDate>Fri, 03 Feb 2012 08:42:53 -0500</pubDate>
  <lastBuildDate>Fri, 03 Feb 2012 08:42:53 -0500</lastBuildDate>
  <category>News</category>
  <generator>LKF Marketing CMS</generator>
  <docs>http://blogs.law.harvard.edu/tech/rss/</docs>

  <item>
  <title>GKAR's - First Ever Podcast!</title>
  <description><![CDATA[
  <p><b>February 2, 2012</b></p>
  <br />
<p><a href="http://youtu.be/gj4dU10cBtM"  ><img src="http://www.gkar.comimages/banners/pod_cast_pic_1-31-12_md.png" border="0" width="250" height="231" alt="pod cast pic 1-31-12 md" title="pod...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1656</link>
  <category>News</category>
  <pubDate>Thu, 02 Feb 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Presidents Minute - February 3, 2011</title>
  <description><![CDATA[
  <p><b>February 2, 2012</b></p>
  <br /><br />Greetings - we made it through January, time sure does fly by.
<p>There is a lot going on in the real estate world and I will try to touch on a few subjects that should be of interest.</p>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1669</link>
  <category>News</category>
  <pubDate>Thu, 02 Feb 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>We Need YOUR Help!</title>
  <description><![CDATA[
  <p><b>February 2, 2012</b></p>
  <br /><img src="http://www.gkar.comimages/banners/helping_mi_homeowners_logo_250w.png" border="0" width="250" height="84" alt="helping mi homeowners logo 250w" title="helping mi homeowners logo 250w" ...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1657</link>
  <category>News</category>
  <pubDate>Thu, 02 Feb 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>5 Week Series of Safety Tips</title>
  <description><![CDATA[
  <p><b>February 1, 2012</b></p>
  <br /><br /><img src="http://www.gkar.comimages/banners/r_safety_logo_2012_190_w.png" border="0" width="190" height="63" alt="r safety logo 2012 190 w" title="r safety logo 2012 190 w" />
<br /><br />...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1670</link>
  <category>News</category>
  <pubDate>Wed, 01 Feb 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Membership Represented at the State of the State Address
1/20/2012</title>
  <description><![CDATA[
  <p><b>January 26, 2012</b></p>
  <p>MAR President Beth Foley, along with Dave Maturen, MAR Public Policy Committee member and Chairman of the Kalamazoo County Board of Commissioners, watched Governor Rick Snyder present his second...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1644</link>
  <category>News</category>
  <pubDate>Thu, 26 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>A New Baby!</title>
  <description><![CDATA[
  <p><b>January 25, 2012</b></p>
  <br /><br /><br />
<img src="http://www.gkar.comimages/banners/baby_girl_stroller.png" border="0" width="110" height="104" alt="baby girl stroller" title="baby girl stroller" />

<br /><br />
<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1639</link>
  <category>News</category>
  <pubDate>Wed, 25 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>GKAR Facility Rental</title>
  <description><![CDATA[
  <p><b>January 25, 2012</b></p>
  <p><b>Source:</b> Nicky Tarchala<br />
<b>Job Title:</b> Coordinator of Business Partner Membership, Education, and Facility Rental<br />
<b>Phone:</b> 269 382-1597<br />
<b>Email:</b> <a href="mailto:NickyT@gkar.com">NickyT@gkar.com</a>
</p>
  <br /><br />
<p>GKAR is the perfect place to host your next meeting. Impress your clients by having a sales meeting or a training here at GKAR. The rates are the best around, and you will enjoy the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1642</link>
  <category>News</category>
  <pubDate>Wed, 25 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Welcome New Staff Member - Robin &amp;quot;Kay&amp;quot; Airhart</title>
  <description><![CDATA[
  <p><b>January 25, 2012</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Chief Executive officer<br />
<b>Phone:</b> 269 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <br /><br />
<p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announces the addition of new staff member<br /> Kay Airhart, as a new Administrative Assistant. Kay has lived and worked in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1641</link>
  <category>News</category>
  <pubDate>Wed, 25 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. The President's Minute
January 20, 2012</title>
  <description><![CDATA[
  <p><b>January 19, 2012</b></p>
  <p>1. GKAR Members,</p>

<p>Here we are, three weeks into the New Year and I was hoping we would miss out on more snow, but up until now, it has been a mild winter.</p>

<p>We have seen some decent...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1636</link>
  <category>News</category>
  <pubDate>Thu, 19 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2. Member Recognition - Howard Morgan</title>
  <description><![CDATA[
  <p><b>January 19, 2012</b></p>
  <p>Howard Morgan, of Richland-based StageRight Home Staging, has been named a finalist for the Real Estate Staging Association's Home Staging Industry Awards in the Spouse of the Year category. Morgan...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1634</link>
  <category>News</category>
  <pubDate>Thu, 19 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3. Member Recognition - Marian Barnes</title>
  <description><![CDATA[
  <p><b>January 19, 2012</b></p>
  <p>Marian Barnes has received her Certified General Appraiser license from the State of Michigan.  She completed 3000 hours of training for the license with Maturen & Associates, Inc.</p>

<p>She has...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1637</link>
  <category>News</category>
  <pubDate>Thu, 19 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>4. Welcome New Staff Member - Nicky Tarchala</title>
  <description><![CDATA[
  <p><b>January 19, 2012</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> 269 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <br /><br />
<p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR); announces the addition of new staff member  Nicky Tarchala,  as the new Coordinator of Business Partner Membership,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1633</link>
  <category>News</category>
  <pubDate>Thu, 19 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>5. Safety Tips to Share with Sellers</title>
  <description><![CDATA[
  <p><b>January 19, 2012</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="159" height="46" alt="realtor safety logo sm" title="realtor safety logo sm" /><br /><br />
<p>The...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1627</link>
  <category>News</category>
  <pubDate>Thu, 19 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. The President's Minute</title>
  <description><![CDATA[
  <p><b>January 12, 2012</b></p>
  <p>GKAR President, Bill Evenboer, will periodically offer "The President's Minute" offering current GKAR news and updates.  Items will include NAR, MAR and GKAR updates.  Informative links to timely...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1616</link>
  <category>News</category>
  <pubDate>Thu, 12 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2. Foreclosure Legislation Signed Governor Snyder</title>
  <description><![CDATA[
  <p><b>January 12, 2012</b></p>
  <p><b>Source:</b> Doug Merriam<br />
<b>Job Title:</b> West Michigan Public Policy Director<br />
<b>Department:</b> Michigan Association of REALTORS®<br />
</p>
  <p>Foreclosure Legislation Signed Governor Snyder</p>

<p>Recently, the Michigan Legislature passed and Governor Snyder signed legislation to address Michigan's foreclosure redemption period.  House...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1620</link>
  <category>News</category>
  <pubDate>Thu, 12 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3.  FOR IMMEDIATE RELEASE:
Kalamazoo Home Sales in December Mark Recovery</title>
  <description><![CDATA[
  <p><b>January 12, 2012</b></p>
  <br /><br />Kalamazoo, Michigan - January 11, 2012 - The Greater Kalamazoo Association of REALTORS&#174;
<p>(GKAR) announced their response today to the Monthly Cumulative Sales Report for December....
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1626</link>
  <category>News</category>
  <pubDate>Thu, 12 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>5. 2012 Code of Ethics</title>
  <description><![CDATA[
  <p><b>January 12, 2012</b></p>
  <p>Every REALTOR&#174; member, Nationwide, is responsible for any annual updates to the upcoming year's Code of Ethics.  The 2012 Code is now available for your review.  Please <b><a href="http://www...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1602</link>
  <category>News</category>
  <pubDate>Thu, 12 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>5. New Member Orientation in January</title>
  <description><![CDATA[
  <p><b>January 11, 2012</b></p>
  <p>New Member Orientation is scheduled for Tuesday, January 24th through Thursday, January 26th from 8:30am-5:00pm each day. Orientation is mandatory for all new agents in GKAR Member offices. To...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1609</link>
  <category>News</category>
  <pubDate>Wed, 11 Jan 2012 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3. Kalamazoo County Health &amp; Community Services Laboratory Closure</title>
  <description><![CDATA[
  <p><b>December 30, 2011</b></p>
  <p>The Kalamazoo County Health & Community Services Laboratory has announced the closing of all water testing services effective December 28th.  <b><a href="http://www.gkar.comdocs/bearings/2011/lab...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1603</link>
  <category>News</category>
  <pubDate>Fri, 30 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. A GKAR New Year's Wish</title>
  <description><![CDATA[
  <p><b>December 29, 2011</b></p>
  <br /><br /><br />
<p>The GKAR Board of Directors, and GKAR Staff would like to wish you a Happy New Year and a very successful 2012.  Thank you to all the Members that agreed to volunteer on the many...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1586</link>
  <category>News</category>
  <pubDate>Thu, 29 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2. GKAR Board of Directors Welcomes David Kreager as 2012 Director</title>
  <description><![CDATA[
  <p><b>December 29, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/board/kreager_new_portrait.jpg" border="0" width="122" height="161" alt="kreager new portrait" title="kreager new portrait" />

<br />
<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1601</link>
  <category>News</category>
  <pubDate>Thu, 29 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3. Bill Evenboer, 2012 Board President and Shelly Pattison, 2012 President-Elect Announce Robin Pompey as Chief Executive Officer</title>
  <description><![CDATA[
  <p><b>December 29, 2011</b></p>
  <br /><img src="http://www.gkar.comimages/staff/robinpompey09_sm.jpg" border="0" width="122" height="153" alt="Robin Pompey" title="Robin Pompey" />
<br />
<p>On behalf of the GKAR Board of Directors,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1610</link>
  <category>News</category>
  <pubDate>Thu, 29 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>6. Reminder to Brokers Regarding Membership Changes</title>
  <description><![CDATA[
  <p><b>December 29, 2011</b></p>
  <p>All membership changes are required to be sent in the form of a letter, email or Transfer/Termination Form by the 25th of each month so that change may be processed in time to appear on the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1605</link>
  <category>News</category>
  <pubDate>Thu, 29 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2. 2011 Installation Photo Gallery</title>
  <description><![CDATA[
  <p><b>December 15, 2011</b></p>
  <br /><br /><img class="imageLeft" src="http://www.gkar.comimages/website/dsc_5136a.jpg" border="0" width="325" height="216" align="top" alt="dsc 5136a" title="dsc 5136a" />
<br /><br /><br />
<p>The...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1588</link>
  <category>News</category>
  <pubDate>Thu, 15 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3. e-Bearings Holiday Schedule</title>
  <description><![CDATA[
  <p><b>December 15, 2011</b></p>
  <p>There will be no e-Bearings issue published on December 23rd.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1591</link>
  <category>News</category>
  <pubDate>Thu, 15 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>4. 2012 Committee and Forum Application:
Required EACH Year.  Due Today!</title>
  <description><![CDATA[
  <p><b>December 15, 2011</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Director of Finance<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <br /><br /><b>GKAR Committees and Forums are the lifeblood of the Association. Everything including MLS rules, Professional Standards and GKAR Events, like the 4:01 parties all originate with a GKAR...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1160</link>
  <category>News</category>
  <pubDate>Thu, 15 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>5. Thank you 2011 Affiliate Sponsorship Fund Donors and Affiliate Members!</title>
  <description><![CDATA[
  <p><b>December 15, 2011</b></p>
  <br /><br />
<img class="imageLeft" src="http://www.gkar.comimages/website/2011-affiliate_sponsor_ty_sm.png" border="0" width="220" height="519" align="left" alt="2011-affiliate sponsor ty sm" title=...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1593</link>
  <category>News</category>
  <pubDate>Thu, 15 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>6. Property Access Rules - A Reminder</title>
  <description><![CDATA[
  <p><b>December 15, 2011</b></p>
  <p>It has been reported that there have been numerous occurrances of agents giving potential buyers access codes and allowing them to view properties without accompanying them.  This is a security and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1597</link>
  <category>News</category>
  <pubDate>Thu, 15 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. Congratulations to Susan Pyke as the GKAR Recipient of the 2011 Phillip P. Perry Humanitarian Award</title>
  <description><![CDATA[
  <p><b>December 8, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/staff/susan_pyke.png" border="0" width="196" height="246" alt="susan pyke" title="susan pyke" />
<br /><br />
<p>With this Award, the Association...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1590</link>
  <category>News</category>
  <pubDate>Thu, 08 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3. Holiday Season Safety Webinar</title>
  <description><![CDATA[
  <p><b>December 8, 2011</b></p>
  <br /><br /><br />
<p><b>NAR and Andrew Wooten present<br>
Holiday Season Safety Webinar</p>

<p>Tuesday, December 13, 2011 at 11:00 AM EST</b></p>

<p>The holiday season is filled with parties,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1585</link>
  <category>News</category>
  <pubDate>Thu, 08 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. Congratulations to GKAR's New Board Members</title>
  <description><![CDATA[
  <p><b>December 1, 2011</b></p>
  <br /><br />
<img class="imageLeft" src="http://www.gkar.comimages/board/evenboer_bill_2.jpg" border="0" width="122" height="153" align="absmiddle" alt="Bill Evenboer Picture 2010" title="Bill...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1581</link>
  <category>News</category>
  <pubDate>Thu, 01 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2. Alert:  To All REALTOR&#174; Members</title>
  <description><![CDATA[
  <p><b>December 1, 2011</b></p>
  <p>Please be aware that GKAR has received a number of reports of items missing in sold HUD properties (air conditioning units, plumbing, hardware, fixtures, etc) either just before closing or after...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1577</link>
  <category>News</category>
  <pubDate>Thu, 01 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3.  Annual Operational Budget Meeting</title>
  <description><![CDATA[
  <p><b>December 1, 2011</b></p>
  <br /><br />
<p>Valued GKAR Members,</p>

<p>GKAR Treasurer Gayle Zientek will be hosting the Association's Annual Operational Budget Meeting on <b>Monday, December 5, 2011 from 1:00 pm - 3:00 pm at...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1576</link>
  <category>News</category>
  <pubDate>Thu, 01 Dec 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. Holiday Hours for Thanksgiving</title>
  <description><![CDATA[
  <p><b>November 17, 2011</b></p>
  <br /><br /><br />
<img src="http://www.gkar.comimages/banners/happythanksgivingday.jpg" border="0" width="300" height="233" alt="happythanksgivingday" title="happythanksgivingday" />

<br /><br />
<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1569</link>
  <category>News</category>
  <pubDate>Thu, 17 Nov 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>4. Toys for Tots Drop Off Site</title>
  <description><![CDATA[
  <p><b>November 16, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/banners/toys_for_tots_logo.png" border="0" width="137" height="57" alt="toys for tots logo" title="toys for tots logo" /><br />

<p>ERA Network is an...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1571</link>
  <category>News</category>
  <pubDate>Wed, 16 Nov 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1.  Philip P. Perry Humanitarian Award</title>
  <description><![CDATA[
  <p><b>November 10, 2011</b></p>
  <p>The Philip P. Perry Humanitarian Award was conceived upon the passing of distinguished GKAR Member, Philip Perry in 2004.  The Award is intended to honor the legacy of a member who devoted his...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1550</link>
  <category>News</category>
  <pubDate>Thu, 10 Nov 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>3.  14 Simple Steps for Safeguarding Your Office</title>
  <description><![CDATA[
  <p><b>November 10, 2011</b></p>
  <p><b>Source:</b> NAR REALTOR® Safety Resources Kit<br />
</p>
  <br /><br />
<img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />

<p><b>REALTOR&...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1566</link>
  <category>News</category>
  <pubDate>Thu, 10 Nov 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>4. Kalamazoo Loaves and Fishes Drive</title>
  <description><![CDATA[
  <p><b>November 10, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/banners/klf-logo-2011-green-tag2-300x151_1_.jpg" border="0" width="150" height="75" alt="klf-logo-2011-green-tag2-300x151 1" title="klf-logo-2011-green...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1554</link>
  <category>News</category>
  <pubDate>Thu, 10 Nov 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>1. GKAR - Candidate Endorsements for the General Election</title>
  <description><![CDATA[
  <p><b>November 3, 2011</b></p>
  <br /><br /><img class="imageLeft" src="http://www.gkar.comimages/website/gkar_100_yrs_logo.png" border="0" width="225" height="126" align="absmiddle" alt="gkar 100 yrs logo" title="gkar 100 yrs logo"...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1526</link>
  <category>News</category>
  <pubDate>Thu, 03 Nov 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. Important:  Transfer Tax to be Assessed Against Fannie Mae and Freddie Mac</title>
  <description><![CDATA[
  <p><b>November 3, 2011</b></p>
  <p>1.Be aware that Freddie Mac and Fannie Mae, as of recent developments, are not exempt from the real estate transfer tax and this could result in this tax being passes on to your buyer resulting in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1558</link>
  <category>News</category>
  <pubDate>Thu, 03 Nov 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4. Government Affairs Podcasts from MAR</title>
  <description><![CDATA[
  <p><b>November 3, 2011</b></p>
  <p>Listen to the most recent Government Affairs Podcasts:<br>
<b><a href="http://www.mirealtors.com/content/podcast.htm"  target="_blank">Click here</a></b> . . . .</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1560</link>
  <category>News</category>
  <pubDate>Thu, 03 Nov 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Thank You from GKAR Staff</title>
  <description><![CDATA[
  <p><b>October 27, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/banners/thank_you_from_gkar_staff.png" border="0" width="190" height="154" alt="thank you from gkar staff" title="thank you from gkar staff" />
<p>GKAR...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1544</link>
  <category>News</category>
  <pubDate>Thu, 27 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR's Newest Staff Member</title>
  <description><![CDATA[
  <p><b>October 26, 2011</b></p>
  <p>Please join us in welcoming Corina Owsiany to the Greater Kalamazoo Association of REALTORS&#174; Staff as an Administrative Assistant.  Corina will be assisting in a variety of areas including...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1546</link>
  <category>News</category>
  <pubDate>Wed, 26 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Safety Concerns from GKAR Members</title>
  <description><![CDATA[
  <p><b>October 20, 2011</b></p>
  <p>There were 2 reports of unknown individuals entering broker offices without appointments and providing excuses to linger, reportedly waiting for someone or requesting to use the bathroom.  When...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1538</link>
  <category>News</category>
  <pubDate>Thu, 20 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Stay Healthy, Get Your Flu Shot on October 26th!</title>
  <description><![CDATA[
  <p><b>October 20, 2011</b></p>
  <p>Stay healthy with a flu shot provided by Borgess VNA Home Care<br>
No appointment or RSVP necessary<br>
Wednesday, October 26th from 11:00 am - 12:00 pm in GKAR's Classroom<br>
ALL Seasonal Flu...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1533</link>
  <category>News</category>
  <pubDate>Thu, 20 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2012 REALTOR&#174; of the Year...</title>
  <description><![CDATA[
  <p><b>October 13, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <br /><br />
<p>Every REALTOR&#174; Member of the Greater Kalamazoo Association of REALTORS&#174; has the privilege of naming candidates, including themselves.  <b>There are many deserving GKAR...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1507</link>
  <category>News</category>
  <pubDate>Thu, 13 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Member Survey: e-Bearings</title>
  <description><![CDATA[
  <p><b>October 13, 2011</b></p>
  <p>In our efforts to better serve the GKAR Membership, please take just a minute to complete this quick and easy 7 question survey. Don't forget to click on "Done" at the end.  Thank you. <a href=...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1516</link>
  <category>News</category>
  <pubDate>Thu, 13 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>A Vodcast including GKAR Highlights from the 2011 MAR Convention</title>
  <description><![CDATA[
  <p><b>October 5, 2011</b></p>
  <p><a href="http://www.youtube.com/watch?v=3q3UjsOwd3o"  target="_blank">See the Vodcast</a> from last week's MAR Convention featuring GKAR REALTOR&#174; of the YEAR, John Buttery, Chuck Kinnane and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1522</link>
  <category>News</category>
  <pubDate>Wed, 05 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Keys for HUD Listings:  What You Need to Know!</title>
  <description><![CDATA[
  <p><b>October 5, 2011</b></p>
  <p>Effective 10/1/11 Sigma will be using a new knob set and padlock for new acquisitions and for any properties that result in theft or vandalism that are in the current inventory.</p>

<p>Agents will...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1517</link>
  <category>News</category>
  <pubDate>Wed, 05 Oct 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. Congratulations GKAR Election Winners!</title>
  <description><![CDATA[
  <p><b>September 29, 2011</b></p>
  <br /><br />
<p>Thank you to all the Candidates that participated in this year's election for the 2012 GKAR Board of Directors and to all of the Members who voted in the election this year, which was...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1514</link>
  <category>News</category>
  <pubDate>Thu, 29 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. Message from GKAR Board Counsel, Pat Lennon:  Are Your Company Names and Web Identities Protected?</title>
  <description><![CDATA[
  <p><b>September 29, 2011</b></p>
  <br /><br />
<p>The proliferation of websites, mobile applications, social media and electronic communication channels has made promoting your business and properties simpler, easier, and more...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1513</link>
  <category>News</category>
  <pubDate>Thu, 29 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4. GKAR HTML Flyers - A Great Way to Promote Your Message</title>
  <description><![CDATA[
  <p><b>September 29, 2011</b></p>
  <p><b>Source:</b> Nancy Gustas<br />
<b>Job Title:</b> Marketing & Print Services Manager<br />
<b>Phone:</b> 269 382-1597<br />
<b>Email:</b> <a href="mailto:NancyG@gkar.com">NancyG@gkar.com</a>
</p>
  <br /><br /><br /><br />
<p>What You need to Know:</p>

<ul>
<li> <b>Your HTML Flyer may take up to 3 business days to process.
<li> Send your information in early to avoid delays.
<li> All HTML...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1508</link>
  <category>News</category>
  <pubDate>Thu, 29 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. GKAR Election:  Don't Forget to Vote!</title>
  <description><![CDATA[
  <p><b>September 23, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/nominating.png" border="0" width="110" height="109" alt="*" title="*" />

<br />
<br /><br />You have until 5:00 pm TODAY to vote for the 2012...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1454</link>
  <category>News</category>
  <pubDate>Fri, 23 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. First American Title</title>
  <description><![CDATA[
  <p><b>September 22, 2011</b></p>
  <p>First American Title has moved and the new address is:</p>

<p>First American Title Insurance Company<br>
7127 South Westnedge Avenue, Suite 1<br>
Portage, MI 49002</p>

<p>Office 269-324-3500<br>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1503</link>
  <category>News</category>
  <pubDate>Thu, 22 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. MAR 2011 Convention &amp; Expo in Grand Rapids</title>
  <description><![CDATA[
  <p><b>September 22, 2011</b></p>
  <p>Your prize to a better business:<br>
MAR's Convention & Expo<br>
September 28th - 30th right in our backyard at the Amway Grand Plaza Hotel-DeVos Place.<br>
<b><a href="http://www.mirealtors.com...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1379</link>
  <category>News</category>
  <pubDate>Thu, 22 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. GKAR Election</title>
  <description><![CDATA[
  <p><b>September 20, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/nominating.png" border="0" width="110" height="109" alt="*" title="*" />
<br /><br />
<p>The Annual GKAR Election will begin on<br>
Wednesday,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1501</link>
  <category>News</category>
  <pubDate>Tue, 20 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. Safety tips from Andrew Wooten and the 2011 REALTOR&#174; Safety Report.</title>
  <description><![CDATA[
  <p><b>September 15, 2011</b></p>
  <p><b>Source:</b> Andrew Wooten, S.A.F.E.<br />
</p>
  <br /><br /><br />
<p><b>Safety Tips to Remember:</b></p>

<ol>
<li> Real Estate Professionals are especially vulnerable when entering a vacant home alone with strangers.
<li> Most dangerous time of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1496</link>
  <category>News</category>
  <pubDate>Thu, 15 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. REALTOR&#174; Member Annual Dues</title>
  <description><![CDATA[
  <p><b>September 8, 2011</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Interim Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <br />The 2012 Annual Dues billing was mailed to you on August 10th and they are due to GKAR by 5:00 pm on Monday, September 12th. After the due date, there will be a $25 late fee assessed to unpaid...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1458</link>
  <category>News</category>
  <pubDate>Thu, 08 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. September is REALTOR&#174; Safety Month</title>
  <description><![CDATA[
  <p><b>September 8, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/september_safety_month_sm.png" border="0" width="262" height="167" alt="september safety month sm" title="september safety month sm" />
<br />
...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1485</link>
  <category>News</category>
  <pubDate>Thu, 08 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4.NEW GKAR Buy &amp; Sell Agreement Available in Printed Form</title>
  <description><![CDATA[
  <p><b>September 8, 2011</b></p>
  <p><b>Source:</b> Christy Pierangeli<br />
<b>Job Title:</b> Director of Information Systems<br />
<b>Department:</b> MLS<br />
<b>Phone:</b> (269) 382-1985<br />
<b>Email:</b> <a href="mailto:ChristyP@gkar.com">ChristyP@gkar.com</a>
</p>
  <p>The Buy & Sell Agreement can be ordered from the MLS department by faxing in the <a href="http://www.gkar.comdocs/forms/form_order_form05-11.pdf" title="GKAR Forms Order Form" target="_blank"...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1484</link>
  <category>News</category>
  <pubDate>Thu, 08 Sep 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. A Farewell to Kim Ardrey</title>
  <description><![CDATA[
  <p><b>August 25, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/staff/ardrey_sm.jpg" border="0" width="122" height="153" alt="Kim Ardrey" title="Kim Ardrey" />
<br /><br />
<p>Kim Ardrey's last day in the MLS...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1476</link>
  <category>News</category>
  <pubDate>Thu, 25 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. NAR's &amp;quot;Home Ownership Matters&amp;quot; Bus Tour Hits Kalamazoo</title>
  <description><![CDATA[
  <p><b>August 25, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/nar_bus_tour.png" border="0" width="349" height="150" alt="nar bus tour" title="nar bus tour" />

<br />
<p>We are honored and thankful to the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1474</link>
  <category>News</category>
  <pubDate>Thu, 25 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. Fred Upton Visits GKAR!</title>
  <description><![CDATA[
  <p><b>August 18, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/upton_official_photo.jpg" border="0" width="250" height="141" alt="upton official photo" title="upton official photo" />        <img src="http:...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1471</link>
  <category>News</category>
  <pubDate>Thu, 18 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. Revised Buy &amp; Sell Informational Session, August 25, 9:00 am.</title>
  <description><![CDATA[
  <p><b>August 18, 2011</b></p>
  <p><b>Source:</b> Christy Pierangeli<br />
<b>Job Title:</b> Director of Information Systems<br />
<b>Department:</b> MLS<br />
<b>Phone:</b> (269) 382-1985<br />
<b>Email:</b> <a href="mailto:ChristyP@gkar.com">ChristyP@gkar.com</a>
</p>
  <p>GKAR's Residential Buy & Sell Agreement has been recently revised by the Risk Management Committee and approved by the Board of Directors. <b>Mark your calendar for August 25, 9:00 am in the GKAR...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1447</link>
  <category>News</category>
  <pubDate>Thu, 18 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3.This article will be replaced by the Report of the Nominating Committee
 Congratulations Dave Maturen!</title>
  <description><![CDATA[
  <p><b>August 18, 2011</b></p>
  <img src="http://www.gkar.comimages/website/dave_maturen.jpg" border="0" width="155" height="217" alt="dave maturen" title="dave maturen" />

<br /><br />
<p>Congratulations to GKAR Member Dave...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1472</link>
  <category>News</category>
  <pubDate>Thu, 18 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4. NAR - New FTC Rule May Impact Brokerages</title>
  <description><![CDATA[
  <p><b>August 18, 2011</b></p>
  <p>The Federal Trade Commission ("FTC") has recently issued its Mortgage Acts and Practices - Advertising, or "MAP", rule ("Rule"). The Rule imposes requirements on those that provide information...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1470</link>
  <category>News</category>
  <pubDate>Thu, 18 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4)Safety Article from Andrew Wooten and SAFE</title>
  <description><![CDATA[
  <h2>Moby is the all-in-one safety app for on-the-go Real Estate Professionals</h2>
  <p><b>August 11, 2011</b></p>
  <br /><img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />
<br /><br />
<p>Moby is...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1464</link>
  <category>News</category>
  <pubDate>Thu, 11 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4)2011 Educational Achievement Award</title>
  <description><![CDATA[
  <p><b>August 4, 2011</b></p>
  <p>After much review, due to low participation, the Education Committee has decided to forego the 2011 Educational Achievement Award.  The Education Committee is taking the remainder of 2011 to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1455</link>
  <category>News</category>
  <pubDate>Thu, 04 Aug 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. Real Estate Safety Council - Videos &amp; Forms</title>
  <description><![CDATA[
  <p><b>July 28, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/r_e_safety_council_logo.png" border="0" width="250" height="135" alt="r e safety council logo" title="r e safety council logo" />

<p>Click <a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1438</link>
  <category>News</category>
  <pubDate>Thu, 28 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. Memorium</title>
  <description><![CDATA[
  <p><b>July 21, 2011</b></p>
  <br />
<p>We are sad to report that Leslie Eichelberg, wife of long time board member Frank Eichelberg (RE/MAX), passed away Thursday morning.  Visitation arrangements are being made by Betzler...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1443</link>
  <category>News</category>
  <pubDate>Thu, 21 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. Birth Announcement!</title>
  <description><![CDATA[
  <p><b>July 21, 2011</b></p>
  <br /><br />Angie Forward (Devon Title) had her baby girl this morning. 6 lb, 15 oz. 20.5 inches long. She was born this morning at 9:35 am and her name is Izabel Grace.

   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1444</link>
  <category>News</category>
  <pubDate>Thu, 21 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. GKAR Office Hours for Monday, July 25th</title>
  <description><![CDATA[
  <p><b>July 21, 2011</b></p>
  <p>Due to the GKAR Summer Golf Outing, the office will be closed at 3:00 pm.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1426</link>
  <category>News</category>
  <pubDate>Thu, 21 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4.  Operation Grass Roots Candidate School - July 27, 2011</title>
  <description><![CDATA[
  <p><b>July 21, 2011</b></p>
  <br /><br />
<p>Interested in running for public office?<br>
The GKAR Board of Directors voted to support any GKAR Member who is interested in attending the Candidate School by a reimbursement of $25....
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1397</link>
  <category>News</category>
  <pubDate>Thu, 21 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. New Member Orientation - 7/19, 7/20, 7/21</title>
  <description><![CDATA[
  <p><b>July 14, 2011</b></p>
  <p><b>Source:</b> Danielle Flynn<br />
<b>Job Title:</b> Membership & Rental Manager<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:DanielleF@gkar.com">DanielleF@gkar.com</a>
</p>
  <br /><br />GKAR will be holding New Member Orientation on July 19th, 20th and 21st. Please notify your new agents to register at GKAR before the start of Orientation so they can be approved for...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1431</link>
  <category>News</category>
  <pubDate>Thu, 14 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4. Safety Strategies for You and Your Clients</title>
  <description><![CDATA[
  <p><b>July 14, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />

<br />
<h2...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1435</link>
  <category>News</category>
  <pubDate>Thu, 14 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. Safety Steps for Women REALTORS&#174; 
 - Don't Make Yourself a Target!</title>
  <description><![CDATA[
  <p><b>July 7, 2011</b></p>
  <br /><br /><br /><img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />
<br /><br />...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1424</link>
  <category>News</category>
  <pubDate>Thu, 07 Jul 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. Robin Pompey Appointed as Interim Chief Executive Officer</title>
  <description><![CDATA[
  <p><b>June 30, 2011</b></p>
  <br /><br />
<p>On June 24th the GKAR Board of Directors voted to appoint Robin Pompey as Interim Chief Executive Officer.  Robin is available to discuss and address any of your member concerns.</p>

<br /><br />

   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1419</link>
  <category>News</category>
  <pubDate>Thu, 30 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. Call for Action: Maintain Federal Loan Limits</title>
  <description><![CDATA[
  <p><b>June 30, 2011</b></p>
  <p><b>Source:</b> National Association of REALTORS®<br />
</p>
  <p>FHA and the conforming loan limits of Fannie Mae and Freddie Mac expire at the end of the federal fiscal year, Sept. 30. If lawmakers take no action, the limits drop to 115 percent from 125 percent...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1420</link>
  <category>News</category>
  <pubDate>Thu, 30 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>5. The Kalamazoo County GIS Mapping Website</title>
  <description><![CDATA[
  <p><b>June 30, 2011</b></p>
  <br /><br />Lotta Jarnefelt, Director of the Department of Planning and Community Development, presented at the GKAR Broker Exchange Forum meeting and demonstrated their new Kalamazoo County-wide GIS...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1393</link>
  <category>News</category>
  <pubDate>Thu, 30 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>1. Important from NAR:  Call for Action</title>
  <description><![CDATA[
  <p><b>June 22, 2011</b></p>
  <p><b>Source:</b> National Association of REALTORS®<br />
</p>
  <p>Act Now: Ensure Your Clients Have Access to Affordable Mortgages.</p>

<p>On September 30, the cost of a mortgage could rise significantly. If this happens, many of your clients run the risk of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1408</link>
  <category>News</category>
  <pubDate>Wed, 22 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2. Michigan Property Tax Reform Making Headway in the Legislature</title>
  <description><![CDATA[
  <p><b>June 22, 2011</b></p>
  <p><b>Source:</b> Michigan Association of REALTORS®<br />
</p>
  <p>Latest introduction of bills aim to provide homeowner relief</p>

<p>Legislation has been re-introduced this legislative session to provide much needed property tax relief to Michigan homebuyers. ...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1407</link>
  <category>News</category>
  <pubDate>Wed, 22 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. GKAR FlowerFest 2011 Photo Gallery</title>
  <description><![CDATA[
  <p><b>June 22, 2011</b></p>
  <p>GKAR volunteers again beautified the environment with donated plants and flowers. See the FlowerFest Photo Gallery by <b><a href="http://www.facebook.com/media/set/?set=a.207995342571715.44708...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1404</link>
  <category>News</category>
  <pubDate>Wed, 22 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>4. West Michigan Commercial Golf Outing Photo Gallery</title>
  <description><![CDATA[
  <p><b>June 22, 2011</b></p>
  <br /><b><a href="http://www.facebook.com/media/set/?set=a.206576182713631.44220.116992541671996&saved"  target="_blank">View our photo gallery</a></b>, compliments of Shelly Pattison
<p><b><a href=...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1387</link>
  <category>News</category>
  <pubDate>Wed, 22 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2.  The 2011 Fair Housing Poster Contest</title>
  <description><![CDATA[
  <p><b>June 16, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedure<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <br /><br />
<img src="http://www.gkar.comimages/website/fh_2011_group_photo.png" border="0" width="350" height="184" alt="fh 2011 group photo" title="fh 2011 group photo" /><b>

<br />Chuck Kinnane,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=23</link>
  <category>News</category>
  <pubDate>Thu, 16 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>3. Ludie's Case Interpretations, written by Brenda Rodgers, CEO REALTORS&#174; Association of Lake &amp; Sumter Counties, FLA</title>
  <description><![CDATA[
  <p><b>June 16, 2011</b></p>
  <br /><img src="http://www.gkar.comimages/website/ludy_s_hat.png" border="0" width="150" height="97" alt="Ludy's Hat" title="Ludy's Hat" />
<br /><br />
<p>Ludie advises, "It is hard to believe that...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1402</link>
  <category>News</category>
  <pubDate>Thu, 16 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>5. The 3.8% Tax Is Not a Real Estate Transfer Tax</title>
  <description><![CDATA[
  <p><b>June 16, 2011</b></p>
  <p><b>Source:</b> Robert Freedman<br />
<b>Job Title:</b> Senior Editor, REALTOR® Magazine<br />
</p>
  <br /><br />Shortly after the federal government enacted sweeping healthcare reform earlier this year, there was considerable concern over a last-minute addition to the legislation: a 3.8 percent tax...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1403</link>
  <category>News</category>
  <pubDate>Thu, 16 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>&amp;quot;Real Alert&amp;quot; - The Personal Safety App for iPhones</title>
  <description><![CDATA[
  <p><b>June 9, 2011</b></p>
  <p>Austin Texas real estate agent Michelle Jones released "REAL ALERT", a personal safety application designed for real estate agents.  "REAL ALERT" is currently available on iTunes for only $1.99 -...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1394</link>
  <category>News</category>
  <pubDate>Thu, 09 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Kalamazoo Public Schools:  Press Release</title>
  <description><![CDATA[
  <p><b>June 8, 2011</b></p>
  <p>Kalamazoo Public Schools is pleased to announce the receipt of federally funded competitive School Improvement Grants to Milwood Magnet School and Maple Street Magnet School for the Arts.  Milwood...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1392</link>
  <category>News</category>
  <pubDate>Wed, 08 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2011 REALTOR&#174; Victories...</title>
  <description><![CDATA[
  <p><b>June 7, 2011</b></p>
  <p><b>Source:</b> MAR, Doug Merriam<br />
<b>Job Title:</b> West Michigan Public Policy Director<br />
<b>Email:</b> <a href="mailto:dmerriam@mirealtors.com">dmerriam@mirealtors.com</a>
</p>
  <p>2011 REALTOR&#174; Victories</p>

<p>The Michigan Association of REALTORS&#174; is pleased to report on the following major legislative accomplishments:  Statewide Taxation Reform,<br>
Wall License...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1395</link>
  <category>News</category>
  <pubDate>Tue, 07 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>A Special Thank You!</title>
  <description><![CDATA[
  <p><b>June 2, 2011</b></p>
  <br /><br /><b>GKAR Staff sends out a big Thank You to Scott Cowherd (Lake Pacor Home Mortgage).
<p>Thanks to Scott, each GKAR staff member was treated to a relaxing 15 minute massage by <br />Amy...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1383</link>
  <category>News</category>
  <pubDate>Thu, 02 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR - Wedding News!</title>
  <description><![CDATA[
  <p><b>June 2, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/danielle_flynn.png" border="0" width="185" height="196" alt="danielle flynn" title="danielle flynn" />
<p><b>Danielle Bielski (GKAR-Membership &...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1380</link>
  <category>News</category>
  <pubDate>Thu, 02 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR's Centennial Gala &amp;quot;...and then there were the shoes&amp;quot;</title>
  <description><![CDATA[
  <p><b>June 2, 2011</b></p>
  <p>Shoes, Shoes, Shoes - <a href="http://www.gkar.comdocs/flyers/2011/gala_shoes_2.pdf" title="gala shoes 2" target="_blank" onclick="pageTracker._trackPageview('/docs/flyers/2011/gala_shoes_2.pdf');"...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1386</link>
  <category>News</category>
  <pubDate>Thu, 02 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Builders' Parade of Homes Starts Today!</title>
  <description><![CDATA[
  <p><b>June 2, 2011</b></p>
  <p>The 21st Annual Parade of Homes, June 3 - 11, is a great event for anyone that is looking to gain ideas for their current home, or looking to buy or build a new home.  Don't miss this great...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1385</link>
  <category>News</category>
  <pubDate>Thu, 02 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Real Estate's 6 Most Dangerous Everyday Situations</title>
  <description><![CDATA[
  <p><b>June 2, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />
<br />
<p>If you...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1384</link>
  <category>News</category>
  <pubDate>Thu, 02 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR's Centennial Celebration Gala - Photo Gallery</title>
  <description><![CDATA[
  <p><b>June 1, 2011</b></p>
  <br /><br />
<p><b>Visit the photo gallery of this momentus event on May 6, 2011.</p>

<p>Click here to view the Photo Gallery on <a href="http://www.facebook.com/media/set/?set=a.203345249703391...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1372</link>
  <category>News</category>
  <pubDate>Wed, 01 Jun 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Safety Video and Webinars</title>
  <description><![CDATA[
  <p><b>May 27, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />

<p>Watch and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1365</link>
  <category>News</category>
  <pubDate>Fri, 27 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Holiday Hours</title>
  <description><![CDATA[
  <p><b>May 26, 2011</b></p>
  <p>The GKAR Office will be closed on Monday, May 30, 2011 for Memorial Day.  Have a wonderful and safe holiday weekend!</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1374</link>
  <category>News</category>
  <pubDate>Thu, 26 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>NAR Directors Say Yes to Political Initiative</title>
  <description><![CDATA[
  <p><b>May 19, 2011</b></p>
  <br /><br />The NAR Board of Directors overwhelmingly approved the REALTOR&#174; Party Political Survival Initiative (RPPSI) at its May 14 meeting and to raise NAR dues to $120, from $80, to pay for...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1366</link>
  <category>News</category>
  <pubDate>Thu, 19 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTORS&#174; Working for Tomorrow's Home Owners Today</title>
  <description><![CDATA[
  <p><b>May 12, 2011</b></p>
  <p><b>Source:</b> Stephanie Singer<br />
<b>Email:</b> <a href="mailto:ssinger@realtors.org">ssinger@realtors.org</a>
</p>
  <br /><br /><br /><img src="http://www.gkar.comimages/website/washington_logo.png" border="0" width="150" height="219" alt="washington logo" title="washington logo" />
<p>REALTORS&#174; from across...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1359</link>
  <category>News</category>
  <pubDate>Thu, 12 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Make &amp;quot;Safety Prep&amp;quot; Part of Your &amp;quot;Open House Prep&amp;quot;</title>
  <description><![CDATA[
  <p><b>May 11, 2011</b></p>
  <br /><br />
<img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />

<p><b>Create...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1356</link>
  <category>News</category>
  <pubDate>Wed, 11 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTORS&#174; From Kalamazoo Keep Housing Issues First on Capitol Hill</title>
  <description><![CDATA[
  <p><b>May 10, 2011</b></p>
  <br /><br />Kalamazoo, Michigan - May 17, 2011 - REALTORS&#174; from across the country urged members of Congress to keep housing first on the nation's public policy agenda last week during the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1363</link>
  <category>News</category>
  <pubDate>Tue, 10 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Important Alert:  Foreclosed Properties May Be Challenged</title>
  <description><![CDATA[
  <p><b>May 6, 2011</b></p>
  <p><b>An Important "White Paper" from MAR:</b>On April 21, 2011, the Michigan Court of Appeals published a decision which may impact REALTORS&#174; listing foreclosed properties and REALTORS&#174;...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1354</link>
  <category>News</category>
  <pubDate>Fri, 06 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Childhood Lead Poisoning:  The Bottom Line</title>
  <description><![CDATA[
  <p><b>May 5, 2011</b></p>
  <p><b>Source:</b> Jennifer Kosak,  Kalamazoo County Health and Community Services Department<br />
</p>
  <p>The Kalamazoo County Health and Community Services Department will provide free training for property owners on the dangers of childhood lead poisoning, regulations that impact property owners,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1351</link>
  <category>News</category>
  <pubDate>Thu, 05 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Ludie's Case Interpretations</title>
  <description><![CDATA[
  <p><b>May 5, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/ludy_s_hat.png" border="0" width="150" height="97" alt="Ludy's Hat" title="Ludy's Hat" />
<p>Jean Harrington with The Big Valley Realty was the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1350</link>
  <category>News</category>
  <pubDate>Thu, 05 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Safety Alert: Follow-up</title>
  <description><![CDATA[
  <p><b>May 5, 2011</b></p>
  <br /><br /><br /><img src="http://www.gkar.comimages/website/safety_alert_100.png" border="0" width="100" height="95" alt="safety alert 100" title="safety alert 100" />
<p>Earlier this week the West...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1352</link>
  <category>News</category>
  <pubDate>Thu, 05 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Safety Tips</title>
  <description><![CDATA[
  <p><b>May 5, 2011</b></p>
  <br /><br /><img src="http://www.gkar.comimages/website/realtor_safety_logo_sm.png" border="0" width="190" height="55" alt="realtor safety logo sm" title="realtor safety logo sm" />
<p>Never go in the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1353</link>
  <category>News</category>
  <pubDate>Thu, 05 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>The Fair Housing Center of Southwest Michigan</title>
  <description><![CDATA[
  <p><b>May 5, 2011</b></p>
  <p>The Center held its 8th Annual Conference at the Clarion Hotel on April 29th.  It was well attended by area citizens and business and state leaders.  <b>GKAR would like to thank Duane Neighbors,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1355</link>
  <category>News</category>
  <pubDate>Thu, 05 May 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR's Centennial Celebration Gala - 476 Tickets Have Been Sold!</title>
  <description><![CDATA[
  <p><b>April 28, 2011</b></p>
  <br /><br />
<p>We have 24 tickets available, act now and you can be on this list!  View who will be attending <a href="http://www.gkar.comdocs/bearings/2011/gala_guest_list_for_4_29_11.pdf" title=...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1316</link>
  <category>News</category>
  <pubDate>Thu, 28 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Safety Month: Safety Videos for REALTORS&#174;</title>
  <description><![CDATA[
  <p><b>April 28, 2011</b></p>
  <p>Keys to REALTOR&#174; Safety: Knowledge, Awareness and Empowerment. Watch these short videos which suggest steps you can take to stay safe at home, in the office, on the road, and with clients.<br>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1328</link>
  <category>News</category>
  <pubDate>Thu, 28 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Happy Easter Weekend!</title>
  <description><![CDATA[
  <p><b>April 21, 2011</b></p>
  <img src="http://www.gkar.comimages/website/easter_2011.png" border="0" width="256" height="134" alt="easter 2011" title="easter 2011" />

<p>GKAR will be open all day Friday, April 22nd and Monday,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1337</link>
  <category>News</category>
  <pubDate>Thu, 21 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Housing Sector Experiencing A Gradual But Uneven Recovery</title>
  <description><![CDATA[
  <p><b>April 21, 2011</b></p>
  <p><b>Source:</b> Frank Mortl III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced their response today to the Monthly Cumulative Sales Report for March.  The data displays somewhat...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1335</link>
  <category>News</category>
  <pubDate>Thu, 21 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Top Ten Do's and Don'ts of Open Houses</title>
  <description><![CDATA[
  <p><b>April 21, 2011</b></p>
  <p><b>Source:</b> Andrew Wooten<br />
<b>Phone:</b> (904) 398-1848<br />
<b>Email:</b> <a href="mailto:andrew@justbesafe.com">andrew@justbesafe.com</a>
</p>
  <p>Given the recent tragedy in Iowa, we felt it was important to remind everyone about Open House safety.  The ten simple tips below are crucial for staying safe at any Open House.  <a href="http:/...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1330</link>
  <category>News</category>
  <pubDate>Thu, 21 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>April is Fair Housing Month - Fair Housing Poster Contest</title>
  <description><![CDATA[
  <p><b>April 14, 2011</b></p>
  <p>Every year the Equal Opportunity Committee in partnership with the Fair Housing Center of Southwest Michigan conducts a Fair Housing Poster Contest with  5th graders from area schools.  Stop by to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1317</link>
  <category>News</category>
  <pubDate>Thu, 14 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Latest MAR Government Affairs Podcast</title>
  <description><![CDATA[
  <p><b>April 14, 2011</b></p>
  <p><b>Source:</b> Doug Merriam<br />
<b>Email:</b> <a href="mailto:dmerriam@mirealtors.com">dmerriam@mirealtors.com</a>
</p>
  <p>See Rob Campau and Brad Ward discuss the latest on Lansing's budget and tax proposals with a special guest!  To watch, <a href="http://www.youtube.com/watch?v=Iad3ysVZSIA "  target="_blank">click here</a></p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1327</link>
  <category>News</category>
  <pubDate>Thu, 14 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>MAR Hosts 2011 Broker Summit in Troy on April 27th</title>
  <description><![CDATA[
  <p><b>April 14, 2011</b></p>
  <p>The Broker Summit is an annual event that strives to bring the real estate industry together to discuss ideas, exchange information and learn about trends and hot real estate topics from nationally...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1325</link>
  <category>News</category>
  <pubDate>Thu, 14 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Safety First: Iowa REALTOR&#174; Shot at Open House Event</title>
  <description><![CDATA[
  <p><b>April 14, 2011</b></p>
  <p>WEST DES MOINES, Iowa -- A reward continues to increase Monday in the case of a real estate agent shot and killed in West Des Moines Friday.</p>

<p>Ashley Okland, 27, was found shot inside the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1321</link>
  <category>News</category>
  <pubDate>Thu, 14 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>From NAR: What a Government Shutdown Means for REALTORS&#174;</title>
  <description><![CDATA[
  <p><b>April 8, 2011</b></p>
  <p>The current continuing resolution (CR) providing funding for government operations is set to expire on April 8, 2011. If legislation providing for funding is not signed into law to extend funding...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1320</link>
  <category>News</category>
  <pubDate>Fri, 08 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>New Member Orientation</title>
  <description><![CDATA[
  <p><b>April 7, 2011</b></p>
  <p><b>Source:</b> Danielle Bielski<br />
<b>Job Title:</b> Membership & Rental Manager<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:DanielleB@gkar.com">DanielleB@gkar.com</a>
</p>
  <br /><br />GKAR will be holding New Member Orientation on <b>April </b><b>19th, 20th and 21st</b>. Please get your new agents into GKAR before the start of Orientation so they can be approved for...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1309</link>
  <category>News</category>
  <pubDate>Thu, 07 Apr 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>April is Fair Housing Month!</title>
  <description><![CDATA[
  <p><b>March 31, 2011</b></p>
  <p>Fair Housing is important to all of us, but are you trying too hard?  Fair Housing and unintentional discrimination.  Watch this quick video - <a href="http://link.brightcove.com/services/player...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1305</link>
  <category>News</category>
  <pubDate>Thu, 31 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Vital Call to Action:  Preserve, Protect and Defend the Mortgage Interest Deduction</title>
  <description><![CDATA[
  <p><b>March 31, 2011</b></p>
  <p>This "Call to Action" is vitally important, not just to the real estate industry, but to all Americans!  Congress needs to hear from you.  <a href="https://realtorparty.realtoractioncenter.com/site...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1310</link>
  <category>News</category>
  <pubDate>Thu, 31 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2010 Professional Standards Report to Membership...</title>
  <description><![CDATA[
  <p><b>March 24, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>The following cases were heard in 2010.<br>
Ethics Cases:  Four cases heard by hearing panels.<br>
Two cases dismissed<br>
Violations:  2 violations of Article 1<br>
Sanctions:  2 Letters of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1289</link>
  <category>News</category>
  <pubDate>Thu, 24 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2011 Philip P. Perry Humanitarian Award...</title>
  <description><![CDATA[
  <p><b>March 24, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Nominate a colleague for the 2011 Philip P. Perry Humanitarian Award.  All levels of membership qualify for nomination including GKAR Affiliate Members.  The due date for nominations is Friday,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=587</link>
  <category>News</category>
  <pubDate>Thu, 24 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Parking Notice</title>
  <description><![CDATA[
  <p><b>March 24, 2011</b></p>
  <p>GKAR  welcomes Midwest Appraisal Management Group (MAMG) as a new tenant.  MAMG's new office is located on the east side of the GKAR facility in what previously was GKAR's small classroom.  Please...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1300</link>
  <category>News</category>
  <pubDate>Thu, 24 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Walk for the Homeless</title>
  <description><![CDATA[
  <p><b>March 24, 2011</b></p>
  <p><b>Source:</b> Angela McMillan<br />
<b>Job Title:</b> Director of Education, Events and Business Development<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:AngelaM@gkar.com">AngelaM@gkar.com</a>
</p>
  <p>Is this Saturday!  Registration opens at 8:00 am and the walk begins at 9:00 am.  GKAR Members will be there to support the HRI Family Shelter, will you?  Don't feel like walking?  You can still...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1245</link>
  <category>News</category>
  <pubDate>Thu, 24 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>ALERT: Craigslist Scam Still Impacting REALTORS&amp;reg</title>
  <description><![CDATA[
  <p><b>March 17, 2011</b></p>
  <p><b>Source:</b> Kalamazoo County, Criminal Investigation Division<br />
</p>
  <p><b>Kalamazoo Public Safety, Criminal Investigation Division</b> has been advised that homeowners list their homes for sale with real estate agents, who will list the homes for sale in the Multiple...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1277</link>
  <category>News</category>
  <pubDate>Thu, 17 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Marshall Redder Charged with Deceptive Practices</title>
  <description><![CDATA[
  <p><b>March 17, 2011</b></p>
  <p>GRAND RAPIDS (WZZM) - The Grand Rapids Police Department has filed a misdemeanor complaint against an area real estate broker for deceptive practices.  <b><a href="http://grsouth.wzzm13.com/news...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1284</link>
  <category>News</category>
  <pubDate>Thu, 17 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Midwest Appraisal Management Group</title>
  <description><![CDATA[
  <p><b>March 17, 2011</b></p>
  <p>With MAR's recent purchase of Midwest Appraisal Management Group (AMG) begins a new era in how appraisals are conducted.  Since times of change often bring a lot of questions, it is not surprising...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1283</link>
  <category>News</category>
  <pubDate>Thu, 17 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>News Release - March 16, 2011</title>
  <description><![CDATA[
  <p><b>March 17, 2011</b></p>
  <p><b>Source:</b> Frank Mortl III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Housing Sales Gains Reflect A Healthier Market:<br>
The Greater Kalamazoo Association of REALTORS (GKAR) announced their response today to the <b><a href="http://www.gkar.comdocs/bearings/2011/comp...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1288</link>
  <category>News</category>
  <pubDate>Thu, 17 Mar 2011 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Legislative Update from MAR: Wall License Legislation Clears the House!</title>
  <description><![CDATA[
  <p><b>March 9, 2011</b></p>
  <p><b>Source:</b> Doug Merriam, MAR<br />
<b>Job Title:</b> West Michigan Public Policy Director<br />
</p>
  <p>House Bill 4113, legislation to remove the requirement that real estate brokers must post wall licenses, passed the House Regulatory Reform Committee two weeks ago and cleared the House of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1271</link>
  <category>News</category>
  <pubDate>Wed, 09 Mar 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Safety Alert</title>
  <description><![CDATA[
  <p><b>March 9, 2011</b></p>
  <p>It's a wake-up call to be <i>Safety Minded</i>. Area Associations have reports of an individual that has made not less than 4 contacts with 'young female agents' asking to see properties in remote...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1272</link>
  <category>News</category>
  <pubDate>Wed, 09 Mar 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Times and technology have changed, but mission of Greater Kalamazoo Association of REALTORS&#174; remains same after 100 years</title>
  <description><![CDATA[
  <p><b>March 9, 2011</b></p>
  <p><b>Source:</b> Al Jones, Kalamazoo Gazette<br />
</p>
  <p>KALAMAZOO - Sellers have to be able to trust the people they hire to help them offer a house.</p>

<p>So the Greater Kalamazoo Association of REALTORS&#174; started with that concept 100 years ago....
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1270</link>
  <category>News</category>
  <pubDate>Wed, 09 Mar 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>At The Watercooler in Kalamazoo . . . People are Talking</title>
  <description><![CDATA[
  <p><b>March 3, 2011</b></p>
  <p><b>Source:</b> Al Jones<br />
<b>Job Title:</b> Kalamazoo Gazette<br />
</p>
  <p>No Space unturned:<br>
Kalamazoo-based development and entertainment company Reedy Corp. continues its disdain for unused space by renovating and putting the second level of the six-story Rosenbaum...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1263</link>
  <category>News</category>
  <pubDate>Thu, 03 Mar 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>MAR Field Report - Healthcare Bill and the Real Estate Sales Tax Explained</title>
  <description><![CDATA[
  <p><b>March 3, 2011</b></p>
  <p><b>Source:</b> Doug Merriam<br />
<b>Job Title:</b> West Michigan Field Director<br />
<b>Email:</b> <a href="mailto:dmerriam@mirealtors.com">dmerriam@mirealtors.com</a>
</p>
  <p>Recently the Michigan Association of REALTORS has received numerous e-mails concerning a provision in the health care bill that, requires a 3.8% tax or transfer tax on the sale of a home.  <i><a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1264</link>
  <category>News</category>
  <pubDate>Thu, 03 Mar 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Warning Bullitin - &amp;quot;Did You Know?&amp;quot;</title>
  <description><![CDATA[
  <p><b>March 3, 2011</b></p>
  <p><b>Source:</b> Patrick Lennon, Honigman, Miller, Schwartz and Cohn<br />
</p>
  <p>Kalamazoo-area ordinances prohibit the discharge of storm water, surface water, ground water, sub-surface drainage and similar types of gray water into sanitary sewer systems.  Some homes in the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1265</link>
  <category>News</category>
  <pubDate>Thu, 03 Mar 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Home Sales Down but Pending Sales Show Promise</title>
  <description><![CDATA[
  <p><b>February 23, 2011</b></p>
  <p><b>Source:</b> Frank Mortl<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo - Homes sales in Greater Kalamazoo were down in January compared to December - 137 residences were sold in January, versus 217 the month before.  <a href="http://www.gkar.comdocs/sales...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1253</link>
  <category>News</category>
  <pubDate>Wed, 23 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Honigman Honored for Community Outreach</title>
  <description><![CDATA[
  <p><b>February 23, 2011</b></p>
  <p>Honigman Miller Schwartz and Cohn was named "Law Firm of the Year" by Community Legal Resources.  The Cause:  Community Legal Resources (CLR) supports and empowers nonprofit community organization...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1255</link>
  <category>News</category>
  <pubDate>Wed, 23 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Thank You Sponsors!</title>
  <description><![CDATA[
  <p><b>February 23, 2011</b></p>
  <p>Thank you to all the sponsors for making CE Day at GKAR possible on February 24, 2011.  It was a great success with breakfast and lunch and numerous Table-Top Sponsors.  <a href="http://www.gkar...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1257</link>
  <category>News</category>
  <pubDate>Wed, 23 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Kalamazoo Pending Home Sales Display Modest Gains</title>
  <description><![CDATA[
  <p><b>February 17, 2011</b></p>
  <p><b>Source:</b> Frank Mortl<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced their response today to the Monthly Cumulative Sales Report for January.  The data displays somewhat...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1247</link>
  <category>News</category>
  <pubDate>Thu, 17 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>What is this &amp;quot;New Economy&amp;quot;?</title>
  <description><![CDATA[
  <p><b>February 17, 2011</b></p>
  <p><b>Source:</b> mlive.com<br />
</p>
  <p>What is this "new economy" we hear so much about? That was the theme of Business Review's forum this week in Kalamazoo, as we examined where we are going in the "new economy."  <a href="http://www...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1246</link>
  <category>News</category>
  <pubDate>Thu, 17 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>From Kalamazoo County Environmental Health:  Everything You Ever Wanted to Know about Bedbugs</title>
  <description><![CDATA[
  <p><b>February 16, 2011</b></p>
  <p><b>Source:</b> Linda Vail Buzas<br />
<b>Job Title:</b> Environmental Health<br />
</p>
  <br /><br />
<img src="http://www.gkar.comimages/website/bed_bug_health_dept..png" border="0" width="135" height="130" alt="bed bug health dept." title="bed bug health dept." />

<p>In an effort to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1243</link>
  <category>News</category>
  <pubDate>Wed, 16 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Ludie's Case Interpretations</title>
  <description><![CDATA[
  <p><b>February 15, 2011</b></p>
  <p>Introducing "Ludie", who writes on NAR Case Interpretations for a local Florida Association.  The "hat lady" brings to the membership Code of Ethics cases and Hearing Panel decisions well worth...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1207</link>
  <category>News</category>
  <pubDate>Tue, 15 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>With Pride - GKAR's 100th Year Anniversary!</title>
  <description><![CDATA[
  <p><b>February 10, 2011</b></p>
  <p><b>Source:</b> Angela McMillian<br />
<b>Job Title:</b> Director of Education and Special Events<br />
<b>Phone:</b> 269 381-1597<br />
<b>Email:</b> <a href="mailto:AngelaM@gkar.com">AngelaM@gkar.com</a>
</p>
  <br /><br /><img src="http://www.gkar.comimages/website/gkar_100_yrs_logo.png" border="0" width="225" height="126" alt="gkar 100 yrs logo" title="gkar 100 yrs logo" />
<p>GKAR celebrates 100 years of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1235</link>
  <category>News</category>
  <pubDate>Thu, 10 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Education Achievement Award</title>
  <description><![CDATA[
  <p><b>February 9, 2011</b></p>
  <p>Don't forget to turn in your 2010 Educational Achievement Award Form for a chance to win!  The deadline to turn in your form is to GKAR by 5:00 pm February 15th.  The form can also be emailed to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1217</link>
  <category>News</category>
  <pubDate>Wed, 09 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>From MAR: 2011 Top MAR Legislative Priorities</title>
  <description><![CDATA[
  <p><b>February 3, 2011</b></p>
  <p><b>Source:</b> Doug Merriam<br />
</p>
  <p>With a new administration and many new faces in the Michigan House and Senate, the MAR Public Policy staff are busy meeting with your state legislators to inform them of MAR's legislative...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1231</link>
  <category>News</category>
  <pubDate>Thu, 03 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Watch Part 4 of the MAR Legal Update Video Series - Silent Fraud</title>
  <description><![CDATA[
  <p><b>February 3, 2011</b></p>
  <p>MAR Legal Update Video Series - Silent Fraud.<br>
<a href="http://www.youtube.com/watch?v=cab9sShPZP4"  target="_blank">Click here</a> to watch this video.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1232</link>
  <category>News</category>
  <pubDate>Thu, 03 Feb 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Property Tax Symposium to be Held in Kalamazoo</title>
  <description><![CDATA[
  <p><b>January 27, 2011</b></p>
  <p><b>Source:</b> Frank Mortl<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - January 27, 2011 - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) and the Home Builders Association of Greater Kalamazoo (HBAGK) announced today that they will be...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1225</link>
  <category>News</category>
  <pubDate>Thu, 27 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>REALTOR&#174;.org Store Member Discount</title>
  <description><![CDATA[
  <p><b>January 26, 2011</b></p>
  <p>Take 10% off your entire order at the Realtor.org Store!<br>
The Realtor.org Store has everything you need to enhance your knowledge of the real estate industry. From DVD's to books and brochures,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1222</link>
  <category>News</category>
  <pubDate>Wed, 26 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2011 Code of Ethics...</title>
  <description><![CDATA[
  <p><b>January 21, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>The <b>REVISED</b> 2011 Code of Ethics has a number of changes.  Please note that all GKAR Members are responsible for the updates.  <a href="http://www.gkar.comdocs/bearings/2011/2011_code_of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1200</link>
  <category>News</category>
  <pubDate>Fri, 21 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FOR IMMEDIATE RELEASE: 
Housing Sales Continue to Depend on Job Market Conditions</title>
  <description><![CDATA[
  <p><b>January 20, 2011</b></p>
  <p><b>Source:</b> Frank Mortl<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - January 19, 2011 - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced their response today to the Monthly Cumulative Sales Report for December.  The data...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1219</link>
  <category>News</category>
  <pubDate>Thu, 20 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Gov. Rick Snyder says Kalamazoo is Role Model for Rest of the State</title>
  <description><![CDATA[
  <p><b>January 20, 2011</b></p>
  <p><b>Source:</b> Fritz Klug, Kalamazoo Gazette<br />
</p>
  <br /><br /><br /><br /><img src="http://www.gkar.comimages/website/govenor_rick_snyder_smwb.png" border="0" width="153" height="153" alt="Gov Rick Snyder" title="Gov Rick Snyder" />
<p><b>Rick Snyder...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1220</link>
  <category>News</category>
  <pubDate>Thu, 20 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Tax Credit on VA Loans Still Available</title>
  <description><![CDATA[
  <p><b>January 20, 2011</b></p>
  <p>A reminder from the Broker Exchange Forum - If your Client is a Veteran, the extension for the Tax Credit is still in effect.  The Veteran needs to sign a contract by April 30, 2011 and close by...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1209</link>
  <category>News</category>
  <pubDate>Thu, 20 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>American Village Builders Receives
Distinction for Best Customer Experience</title>
  <description><![CDATA[
  <p><b>January 12, 2011</b></p>
  <br />FOR IMMEDIATE RELEASE -- AVID Ratings  has released the winners of the 2010 AVID
<p>Awards  for best customer experience in the home building industry. American Village Builders has been<br>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1210</link>
  <category>News</category>
  <pubDate>Wed, 12 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>MAR Government Affairs Podcast</title>
  <description><![CDATA[
  <p><b>January 12, 2011</b></p>
  <p>Listen to a Podcast regarding new bill introductions affecting Real Estate for the 95th Michigan Legislature (3 minutes).  <b><a href="http://www.mirealtors.com/content/podcast.htm"  target="_blank...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1206</link>
  <category>News</category>
  <pubDate>Wed, 12 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>The Fair Housing Center of Southwest Michigan:  Current Discrimination Cases</title>
  <description><![CDATA[
  <p><b>January 6, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>The Fair Housing Center is currently assisting . . . .</p>

<p>...a white tenant contacted the Fair Housing Center alleging that she is being charged a higher rental rate then the African American...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1201</link>
  <category>News</category>
  <pubDate>Thu, 06 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2011 Fair Housing Poster Calendars...</title>
  <description><![CDATA[
  <p><b>January 5, 2011</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Support the GKAR Equal Opportunity Committee by purchasing a delightful Fair Housing 2011 Calendar created with posters made by local 5th graders.  Only $5.  Call Paula Novess at (269) 382-1597.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1189</link>
  <category>News</category>
  <pubDate>Wed, 05 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Bill Reed, was named Men's 55-59 National Racewalker of the Year for 2010</title>
  <description><![CDATA[
  <p><b>January 5, 2011</b></p>
  <p><b>Bill Reed, was named Men's 55-59 National Racewalker of the Year for 2010</b><br>
Kalamazoo Valley Walkers (KVW) member, Bill Reed, was named Men's 55-59 National Racewalker of the Year for 2010...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1198</link>
  <category>News</category>
  <pubDate>Wed, 05 Jan 2011 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>A Holiday Message from the GKAR Staff</title>
  <description><![CDATA[
  <p><b>December 16, 2010</b></p>
  <p>We wish you a Merry Christmas and a Happy New Year with a new and prosperous beginning.</p>

<br /><br /><img src="http://www.gkar.comimages/website/christmas_bells.jpg" border="0" width="120"...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1192</link>
  <category>News</category>
  <pubDate>Thu, 16 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Important:  Sharing of Passwords - A Legal Case Worth Noting</title>
  <description><![CDATA[
  <p><b>December 16, 2010</b></p>
  <p><b>Source:</b> Frank Mortl<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The following case was brought to GKAR's attention by Board Legal Counsel, Pat Lennon:</p>

<p>In CoStar v. Mark Field d/b/a Alliance Evaluation Group, CoStar filed suit against a number of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1221</link>
  <category>News</category>
  <pubDate>Thu, 16 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Thank You Affiliate Sponsorship Fund Supporters!</title>
  <description><![CDATA[
  <p><b>December 16, 2010</b></p>
  <p>A special Thank You Card to the 2010 Affiliate Sponsorship Fund Supporters!  <a href="http://www.gkar.comdocs/flyers/2010/2010_affiliate_sponsorship_fund_thank_you_12_17_10.pdf" title="Affiliate...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1191</link>
  <category>News</category>
  <pubDate>Thu, 16 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>The New e-Bearings!</title>
  <description><![CDATA[
  <p><b>December 16, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>NEW! You are viewing the new e-Bearings newsletter without having to click further or log in.  As requested, the articles are now printable.  Simply print as you would any other document - this...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1187</link>
  <category>News</category>
  <pubDate>Thu, 16 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Check Your Continuing Education Record</title>
  <description><![CDATA[
  <p><b>December 9, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Compliance, Standards and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>You can check your Continuing Education record as posted with the Department of Licensing.  Simply click on the following link and complete the required information:</p>

<p>Last Name:<br>
First...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1125</link>
  <category>News</category>
  <pubDate>Thu, 09 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>On-line Quadrennial Ethics Training</title>
  <description><![CDATA[
  <p><b>December 9, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Compliance, Standards and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Did you know members can complete their Quadrennial Ethics Training on line?  This third ethics training cycle (2009 - 2012) can be completed on the National Association of REALTORS&#174; website...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1122</link>
  <category>News</category>
  <pubDate>Thu, 09 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Adjusted Membership Dues Schedule</title>
  <description><![CDATA[
  <p><b>December 8, 2010</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Director of Finance<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <p>For the benefit of the Members, the GKAR Leadership has approved the following adjusted Dues Schedule for 2011:</p>

<p>Dues will be Invoiced on December 10th for a nine month period in the amount...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1175</link>
  <category>News</category>
  <pubDate>Wed, 08 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Thank You, GKAR RPAC Supporters!</title>
  <description><![CDATA[
  <p><b>December 2, 2010</b></p>
  <p>On behalf of your Government Affairs staff in Washington and Lansing, THANK YOU to all of the GKAR members that have contributed to the REALTORS&#174; Political Action Committee (RPAC) this year. ...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1166</link>
  <category>News</category>
  <pubDate>Thu, 02 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>HAFA Brochure Available for Consumers</title>
  <description><![CDATA[
  <p><b>December 1, 2010</b></p>
  <p><b>Source:</b> NAR, Jeff Lischer<br />
<b>Phone:</b> (202) 383-1117<br />
</p>
  <p>GKAR members can provide to their customers a <b><a href="http://www.realtor.org/prodser.nsf/products/126-146?OpenDocument#detail"  target="_blank">free e-brochure</a></b> on help that's available...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1167</link>
  <category>News</category>
  <pubDate>Wed, 01 Dec 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Happy Thanksgiving!</title>
  <description><![CDATA[
  <p><b>November 19, 2010</b></p>
  <p><b>Source:</b> GKAR Staff<br />
<b>Phone:</b> (269) 382-1597<br />
</p>
  <br />
<p>The GKAR Staff wishes you a very Happy Thanksgiving and a safe holiday. <br /><b>GKAR will be closed November 25 & 26 for the Thanksgiving Holiday.</b>  <br />Due to the short week, there...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1148</link>
  <category>News</category>
  <pubDate>Fri, 19 Nov 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Housing Market Recovery Experiencing Choppy Waters</title>
  <description><![CDATA[
  <p><b>November 18, 2010</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174;<br>
(GKAR) announced their response today to the Monthly Cumulative Sales Report for October. The data<br>
displays somewhat encouraging housing...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1159</link>
  <category>News</category>
  <pubDate>Thu, 18 Nov 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>How Election Results Impact Real Estate</title>
  <description><![CDATA[
  <p><b>November 11, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, Robbie Whelan<br />
</p>
  <p>The outcome of the election this Tuesday will almost certainly have an impact on the real estate industry and the issues that most seriously affect it. Here are two of the initial results.</p>

<ol...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1144</link>
  <category>News</category>
  <pubDate>Thu, 11 Nov 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Will the Election Results Impact Real Estate?</title>
  <description><![CDATA[
  <p><b>November 5, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, Robbie Whelan<br />
</p>
  <p>Tuesday's election outcome will almost certainly have an impact on the real estate industry and the issues that most seriously affect it. Here are two of the initial results.</p>

<p>Ten of the 12...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1133</link>
  <category>News</category>
  <pubDate>Fri, 05 Nov 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Flu &amp; Pneumonia Shot Clinic at GKAR</title>
  <description><![CDATA[
  <p><b>November 4, 2010</b></p>
  <p>Mark your schedule for Monday, November 8th from 9:00 am to 11:00 am.  Get your flu and/or your pneumonia shots or mist at GKAR, administered by the Borgess Visiting Nurses.  <a href="http://www...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1075</link>
  <category>News</category>
  <pubDate>Thu, 04 Nov 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Health Insurance - BCBSM Individual Plan Option</title>
  <description><![CDATA[
  <p><b>October 28, 2010</b></p>
  <p>Blue Cross Blue Shield of Michigan insurance programs give qualified members the best possible value on insurance.</p>

<p>For questions about your coverage or to enroll in the Michigan Association...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1121</link>
  <category>News</category>
  <pubDate>Thu, 28 Oct 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Edge Up</title>
  <description><![CDATA[
  <p><b>October 28, 2010</b></p>
  <p><b>Source:</b> Columbus (Ohio) Dispatch<br />
</p>
  <p>Interest on the 30-year fixed mortgage averaged 4.21 percent this week, up from a record low of 4.19 percent a week ago, reports Freddie Mac.</p>

<p>Rates for 15-year fixed loans also rose,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1120</link>
  <category>News</category>
  <pubDate>Thu, 28 Oct 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Housing Sales Continue To Recover On Their Own Power</title>
  <description><![CDATA[
  <p><b>October 21, 2010</b></p>
  <p><b>Source:</b> Frank Mortl<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced their response today to the Monthly Cumulative Sales Report for September.  The data displays somewhat...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1112</link>
  <category>News</category>
  <pubDate>Thu, 21 Oct 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2011 REALTOR&#174; of the Year Nomination Forms...</title>
  <description><![CDATA[
  <p><b>October 15, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Compliance, Standards and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Due Today by 5:00 pm!  Every REALTOR&#174; Member of the Greater Kalamazoo Association of REALTORS&#174; has the privilege of naming candidates, including themselves.  <a href="http://www.gkar...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1062</link>
  <category>News</category>
  <pubDate>Fri, 15 Oct 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>The 2011 GKAR Leadership</title>
  <description><![CDATA[
  <p><b>October 8, 2010</b></p>
  <p>The GKAR Annual Election Winners are, <b>President Elect: </b>Bill Evenboer, <b>Treasurer:</b> Gayle Zientek, <b>2011 - 2013 Directors:</b> Dennis Field, Dan Jaqua and Dave Phillipson</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1079</link>
  <category>News</category>
  <pubDate>Fri, 08 Oct 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Election Results Coming Soon</title>
  <description><![CDATA[
  <p><b>October 1, 2010</b></p>
  <p>Look for the GKAR Election Results to be reported later today, Friday, October 1st, via a HTML email.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1073</link>
  <category>News</category>
  <pubDate>Fri, 01 Oct 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac Expands First Look Initiative</title>
  <description><![CDATA[
  <p><b>September 30, 2010</b></p>
  <p>Freddie Mac announced it is expanding its First Look Initiative, effective on September 17, 2010, so any home shopper can buy a HomeSteps&#174; home as their primary residence during the first 15...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1065</link>
  <category>News</category>
  <pubDate>Thu, 30 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Blast Off Event - Photos</title>
  <description><![CDATA[
  <p><b>September 30, 2010</b></p>
  <p><a href="http://http://www.gkar.com/cms/gallery_edit.php?op=edit&gallery_id=27"  ></a>Thank you to our Education Committee and all of our wonderful sponsors for a very successful Blast Off event on...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1067</link>
  <category>News</category>
  <pubDate>Thu, 30 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>RPAC Sporting Clay Shoot - Photos</title>
  <description><![CDATA[
  <p><b>September 30, 2010</b></p>
  <p>A somewhat gloomy day did not deter GKAR members from participating in the clay shooting event on September 28 for a great time and good food.  Some very generous RPAC donations were made and GKAR...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1070</link>
  <category>News</category>
  <pubDate>Thu, 30 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>10 Reasons to Buy a Home</title>
  <description><![CDATA[
  <p><b>September 23, 2010</b></p>
  <p><b>Source:</b> Wall Street Journal, Brett Arends<br />
</p>
  <p><i><b>Time </b></i>magazine is being overly pessimistic in its recent cover piece that called into question the benefits of homeownership. In fact, now is a great time to buy. And, what's more,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1040</link>
  <category>News</category>
  <pubDate>Thu, 23 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Don't Play the Waiting Game</title>
  <description><![CDATA[
  <p><b>September 23, 2010</b></p>
  <p><b>Source:</b> RISMedia, Eric Taylor and David Riklan<br />
</p>
  <p>A down market is no time to be passive about the real estate business. Instead of waiting for leads to come your way, you should be actively seeking new opportunities. Here are some tips:</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1045</link>
  <category>News</category>
  <pubDate>Thu, 23 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Buying and Selling Tips for Fall</title>
  <description><![CDATA[
  <p><b>September 23, 2010</b></p>
  <p><b>Source:</b> HGTV - FrontDoor.com<br />
</p>
  <p>HGTV's reHome Buying and Selling Tips for Fall<br>
HGTV's real estate site Front Door says the weeks between now and the end-of-the year holidays are the best ones to find a bargain. Here are some...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1046</link>
  <category>News</category>
  <pubDate>Thu, 23 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Rural Development Begins Obligating Sec. 502 Loans</title>
  <description><![CDATA[
  <p><b>September 23, 2010</b></p>
  <p><b>Source:</b> NAR, Jerome Nagy<br />
<b>Phone:</b> (202) 383-1233<br />
</p>
  <p><b>Reminder:</b> <a href="http://www.rurdev.usda.gov/Home.html"  target="_blank">U.S. Rural Development</a> earlier announced it would <a href="http://www.realtor.org/government_affairs/rural...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1047</link>
  <category>News</category>
  <pubDate>Thu, 23 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac Short Sale Webinars</title>
  <description><![CDATA[
  <p><b>September 22, 2010</b></p>
  <p>Freddie Mac has posted two webinars to educate GKAR members on Freddie Mac's short sale and federal Home Affordable Foreclosure Alternatives (HAFA) programs.</p>

<p><a href="http://www.freddiemac...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1041</link>
  <category>News</category>
  <pubDate>Wed, 22 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2010 Membership On-line Survey - Let Your Voice Be Heard!...</title>
  <description><![CDATA[
  <h2>9th Set of Survey Questions</h2>
  <p><b>September 16, 2010</b></p>
  <br /><br /><img class="imageLeft" src="http://www.gkar.comimages/banners/membership_survey_xxsm.png" border="0" width="360" height="43" align="top" alt="membership survey_xxsm" title="membership...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=911</link>
  <category>News</category>
  <pubDate>Thu, 16 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>August Average Home Sale Prices Show Increase</title>
  <description><![CDATA[
  <p><b>September 16, 2010</b></p>
  <br /><br />
<p>Michigan home sale prices rose 9.94% over 2009 figures as the statewide average sale price of a home in Michigan last month moved near $113,000. August home sales are also up 9.7% from...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1033</link>
  <category>News</category>
  <pubDate>Thu, 16 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FHA Short Refinance Option Now Available</title>
  <description><![CDATA[
  <p><b>September 16, 2010</b></p>
  <br /><br />
<p>FHA Short Refinance Option Now Available<br>
In an effort to help responsible home owners who owe more on their mortgage than the value of their property, HUD is providing an...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1037</link>
  <category>News</category>
  <pubDate>Thu, 16 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Keeping You and Your Clients Safe Together 
Conducting an open house or otherwise showing a house?</title>
  <description><![CDATA[
  <p><b>September 16, 2010</b></p>
  <p><b>Source:</b> Source: Maryland REALTOR ®<br />
</p>
  <br /><br />
<p>Keeping You and Your Clients Safe Together<br>
Conducting an open house or otherwise showing a house? Here are some ideas for reducing the chance of something bad happening to you or...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1032</link>
  <category>News</category>
  <pubDate>Thu, 16 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Minimum Credit Scores Announced for FHA Loans</title>
  <description><![CDATA[
  <p><b>September 16, 2010</b></p>
  <br /><br />
<p>HUD <b><a href="http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/10-29ml.pdf"  >has announced</a></b> that effective Oct. 4, 2010, borrowers with a credit score below...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1035</link>
  <category>News</category>
  <pubDate>Thu, 16 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Real Estate Safety - Simple Tips for Safeguarding Your Home</title>
  <description><![CDATA[
  <p><b>September 16, 2010</b></p>
  <p><b>Source:</b> Andrew Wooten<br />
<b>Job Title:</b> President of S.A.F.E.<br />
</p>
  <p>Safety Starts at Home:<br>
<b>Simple Tips for Safeguarding Your Home</b></p>

<p>If you've been following my advice on real estate safety and changing your work habits, then good for you! But don't...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1038</link>
  <category>News</category>
  <pubDate>Thu, 16 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>5 Reasons Homeownership Trumps Renting</title>
  <description><![CDATA[
  <p><b>September 9, 2010</b></p>
  <p><b>Source:</b> The New York Times, Ron Lieber<br />
</p>
  <p>5 Reasons Homeownership Trumps Renting</p>

<p>The seemingly endless run of bad housing news is discouraging some potential home buyers from considering a purchase. But the truth is that the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1017</link>
  <category>News</category>
  <pubDate>Thu, 09 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Free Tips Help Sellers Price, Prepare for Sale</title>
  <description><![CDATA[
  <p><b>September 9, 2010</b></p>
  <p><b>Source:</b> Greater Kalamazoo Association of REALTORS®<br />
</p>
  <p>GKAR Members can help sellers price and prepare their home for sale with free tips available at the <b><a href="http://www.houselogic.com/members/?nicmp=RCRIM&nichn=editorial&niseg=AEINS"  target="...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1022</link>
  <category>News</category>
  <pubDate>Thu, 09 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Fall Yet Again</title>
  <description><![CDATA[
  <p><b>September 9, 2010</b></p>
  <p><b>Source:</b> Chicago Sun-Times<br />
</p>
  <p>Mortgage rates have hit a new record low for the 10th time in 11 weeks as investors continue to turn to Treasury bonds as a safe haven; the shift in money is cutting yields, which mortgage rates...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1020</link>
  <category>News</category>
  <pubDate>Thu, 09 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>New Member Benefit from FedEx Office</title>
  <description><![CDATA[
  <p><b>September 9, 2010</b></p>
  <p><b>Source:</b> Greater Kalamazoo Association of REALTORS®<br />
</p>
  <p>GKAR members can now earn 25 percent more points on qualifying purchases by joining My FedEx Rewards, the only program that allows you to earn points towards rewards with each qualifying FedEx...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1021</link>
  <category>News</category>
  <pubDate>Thu, 09 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fannie Mae to Prohibit 'Appraisal Cutting'</title>
  <description><![CDATA[
  <p><b>September 2, 2010</b></p>
  <p><b>Source:</b> American Banker, Kate Berry and Marc Hochstein<br />
</p>
  <p>Fannie Mae is banning a common practice known as "appraisal cutting," starting next week.</p>

<p>When lenders selling loans to the firm challenge a valuation, the underwriter will have to contact...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1004</link>
  <category>News</category>
  <pubDate>Thu, 02 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Continue to Fall</title>
  <description><![CDATA[
  <p><b>September 2, 2010</b></p>
  <p><b>Source:</b> Pittsburgh Tribune-Review, Sam Spatter<br />
</p>
  <p>Average interest on long-term mortgages slid to a record low for the eighth time in nine weeks and could dip more. Freddie Mac reports that 30-year fixed loans averaged 4.36 percent this week, down...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=1006</link>
  <category>News</category>
  <pubDate>Thu, 02 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Real Estate's 6 Most Dangerous Everyday Situations</title>
  <description><![CDATA[
  <h2>Continued from Last Week - Situations 4 - 6</h2>
  <p><b>September 2, 2010</b></p>
  <p><b>Source:</b> National Association of REALTORS®, Melissa Dittmann Tracey<br />
</p>
  <p><b>Open houses</b><br>
<b>THE RISK:</b> You're inviting the public to a property, which is an invitation to anyone, from thieves to those who might want to harm you.</p>

<p><b>SAFETY TIPS</b><br>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=995</link>
  <category>News</category>
  <pubDate>Thu, 02 Sep 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Building a Personal Brand</title>
  <description><![CDATA[
  <p><b>August 26, 2010</b></p>
  <p><b>Source:</b> Kelle Sparta<br />
</p>
  <p>Chances are, you already have a brand, whether you've made a conscious effort to create one or not. The question is: Is it the one you want?</p>

<p>Many real estate pros market themselves as...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=997</link>
  <category>News</category>
  <pubDate>Thu, 26 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>The World of Mac: Apple Shines in Real Estate</title>
  <description><![CDATA[
  <p><b>August 26, 2010</b></p>
  <p><b>Source:</b> Michael Antoniak<br />
</p>
  <p>Apple products have made significant gains in real estate over the past few years, but practitioners who use these solutions are still more the exception than rule.</p>

<p>One of the fastest...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=993</link>
  <category>News</category>
  <pubDate>Thu, 26 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Three Reasons to Buy a Home Now</title>
  <description><![CDATA[
  <p><b>August 26, 2010</b></p>
  <p><b>Source:</b> MarketWatch, Michael Murphy<br />
</p>
  <p>Stocks are up 50 percent from the March 2009 bottom. Some commodities have risen dramatically. The only asset class left in the cellar is real estate, says Michael Murphy, editor of the New World...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=991</link>
  <category>News</category>
  <pubDate>Thu, 26 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Free Tips Help Buyers Pick the Right Loan</title>
  <description><![CDATA[
  <p><b>August 18, 2010</b></p>
  <p>REALTORS&#174; can help buyers find the right home loan, including eight questions to consider before choosing an adjustable-rate mortgage, from the August "Finance Your Home Purchase" article...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=964</link>
  <category>News</category>
  <pubDate>Wed, 18 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Low Rates Finally Spark Refinancings</title>
  <description><![CDATA[
  <p><b>August 18, 2010</b></p>
  <p><b>Source:</b> Wall Street Journal, Nick Timiraos<br />
</p>
  <p>Mortgage lenders have seen refinancing demand rise as the 30-year fixed rate tumbled to 4.4 percent - the lowest level in the nearly 40 years that Freddie Mac has tracked the statistic.</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=982</link>
  <category>News</category>
  <pubDate>Wed, 18 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Safety at the Office</title>
  <description><![CDATA[
  <h2>Make Your Office a Home Base for Safety</h2>
  <p><b>August 18, 2010</b></p>
  <p><b>Source:</b> Andrew Wooten, president of S.A.F.E.<br />
</p>
  <br /><br />
<p>A safe office is good business. Making your workplace more secure will make your clients feel safe and increase productivity, thereby creating more listings and sales.</p>

<p><b...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=944</link>
  <category>News</category>
  <pubDate>Wed, 18 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>'Strategic Defaults' Can Damage Credit for Years</title>
  <description><![CDATA[
  <p><b>August 12, 2010</b></p>
  <p>Home owners who choose to default on their mortgage even though they can afford the monthly payments can expect to take a significant hit to their creditworthiness, some credit rating firms say.</p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=965</link>
  <category>News</category>
  <pubDate>Thu, 12 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Five Surprising Reasons to Buy a Home Now</title>
  <description><![CDATA[
  <p><b>August 12, 2010</b></p>
  <p><a href="http://www,ForSaleByOwner.com"  target="_blank">ForSaleByOwner.com</a> offers five good reasons why now is a great time to buy a house:</p>

<p>Low mortgage rates serve as an equity shock...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=967</link>
  <category>News</category>
  <pubDate>Thu, 12 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Purchase Applications Rise</title>
  <description><![CDATA[
  <p><b>August 12, 2010</b></p>
  <p><b>Source:</b> Mortgage Bankers Association<br />
</p>
  <p>Applications to purchase homes rose 1.5 percent last week compared to the previous week on a seasonally adjusted basis, according to the Mortgage Bankers Association.</p>

<p>The unadjusted...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=968</link>
  <category>News</category>
  <pubDate>Thu, 12 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Lead Follow-Up Rules</title>
  <description><![CDATA[
  <p><b>August 12, 2010</b></p>
  <p><b>Source:</b> Dirk Zeller, Real Estate Champions<br />
<b>Job Title:</b> Chief Executive Officer<br />
</p>
  <p>Do you want to convert more leads? Read the second round of Dirk Zeller's rules for following up with potential customers and clients.</p>

<p><b>A "no" is as good as a "yes."</b>The truth is there...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=970</link>
  <category>News</category>
  <pubDate>Thu, 12 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Lessons Learned After Facebook Deletes a Real Estate Page With 47,000 Followers</title>
  <description><![CDATA[
  <p><b>August 6, 2010</b></p>
  <p><b>Source:</b> By Todd Carpenter, Social Media Manager, National Association of REALTORS®<br />
</p>
  <br /><br />
<p>The National Association of REALTORS&#174; believes in the value of making its mark remarkable. This mandate comes from REALTORS&#174; who regularly report misuse.<br>
Earlier this...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=948</link>
  <category>News</category>
  <pubDate>Fri, 06 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>MJ, LeBron, and Competition</title>
  <description><![CDATA[
  <p><b>August 6, 2010</b></p>
  <p><b>Source:</b> Brian Summerfield, Online Editor, REALTOR® Magazine<br />
</p>
  <p>Do you have a rival (or rivals) in your business? Either friendly competitors or professional adversaries who, if you don't top them in a cutthroat battle for greater annual sales volume, will make...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=951</link>
  <category>News</category>
  <pubDate>Fri, 06 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>5 Steps to Social Media Success</title>
  <description><![CDATA[
  <p><b>August 5, 2010</b></p>
  <p><b>Source:</b> John D. Mayfield, Mayfield Real Estate<br />
<b>Job Title:</b> Broker/Owner<br />
</p>
  <p><b>Social media can do a great deal for your business. Just be sure not to waste your time or efforts. </b></p>

<p>Consumers are piling on to online social networks in droves. According to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=943</link>
  <category>News</category>
  <pubDate>Thu, 05 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>It's a Great Time for Housing Deals</title>
  <description><![CDATA[
  <p><b>August 5, 2010</b></p>
  <p><b>Source:</b> Source: The Wall Street Journal, M.P. McQueen<br />
</p>
  <br /><br />
<p>Paying off an underwater mortgage and buying a better home could be the best tactic in this troubled market.<br>
"If you are trading up, what better time than when interest rates are...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=947</link>
  <category>News</category>
  <pubDate>Thu, 05 Aug 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Applications Rise as Rates Stay Low</title>
  <description><![CDATA[
  <p><b>July 30, 2010</b></p>
  <p><b>Source:</b> Mortgage Bankers Association<br />
</p>
  <p>Applications to purchase homes rose 3.4 percent last week compared to the previous week on a seasonally adjusted basis, according to the Mortgage Bankers Association weekly survey.</p>

<br />On an...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=933</link>
  <category>News</category>
  <pubDate>Fri, 30 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Buyers Should Shop for the Best Rate</title>
  <description><![CDATA[
  <p><b>July 29, 2010</b></p>
  <p><b>Source:</b> The New York Times, Jennifer Saranow Schultz<br />
</p>
  <p>Anyone shopping for a new mortgage these days should shop around, says Cameron Findlay, chief economist for LendingTree.</p>

<br />Although mortgage rates look astoundingly low, the spread between...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=929</link>
  <category>News</category>
  <pubDate>Thu, 29 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Commercial Turnaround Likely Next Year</title>
  <description><![CDATA[
  <p><b>July 22, 2010</b></p>
  <p><b>Source:</b> Los Angeles Times, Roger Vincent<br />
</p>
  <br /><br />Vacancies are still increasing in many parts of the U.S. and new commercial construction will be sparse this year, Kermit Baker, chief economist for the American Institute of Architects...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=913</link>
  <category>News</category>
  <pubDate>Thu, 22 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Owners Still Love Their Houses</title>
  <description><![CDATA[
  <p><b>July 22, 2010</b></p>
  <p><b>Source:</b> Bankrate.com<br />
</p>
  <p>Despite declining home prices, 90 percent of Americans don't regret buying their current home, according to a survey for Bankrate.com.</p>

<br />Among the 9 percent who do regret the purchase,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=916</link>
  <category>News</category>
  <pubDate>Thu, 22 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Prices Continue Gains Over 2009</title>
  <description><![CDATA[
  <p><b>July 22, 2010</b></p>
  <p><b>Source:</b> CoreLogic<br />
</p>
  <br /><br />U.S. home prices, including distressed sales, increased by 2.9 percent compared to the same month last year, according to CoreLogic in its monthly index.
<br /><br />May was the fourth...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=914</link>
  <category>News</category>
  <pubDate>Thu, 22 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Stay Put</title>
  <description><![CDATA[
  <p><b>July 22, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal<br />
</p>
  <p>Rates on conventional mortgage loans were essentially flat this week, according to Freddie Mac. The average rate for 30-year fixed mortgages didn't move from last week's record-low figure of 4.57...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=915</link>
  <category>News</category>
  <pubDate>Thu, 22 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>The Impact for REALTORS&#174; to Wall Street Reform</title>
  <description><![CDATA[
  <p><b>July 22, 2010</b></p>
  <p><b>Source:</b> Robert Freedman, Senior Editor, REALTOR® Magazine<br />
</p>
  <br /><br />You might be wondering what's in the 2,300 pages of financial services reform that has just passed Congress. It now goes to President Obama for signature.
<br /><br />Relatively few of the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=912</link>
  <category>News</category>
  <pubDate>Thu, 22 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Prices Continue Gains Over 2009</title>
  <description><![CDATA[
  <p><b>July 16, 2010</b></p>
  <p><b>Source:</b> Daily Real Estate News, CoreLogic<br />
</p>
  <p>U.S. home prices, including distressed sales, increased by 2.9 percent compared to the same month last year, according to CoreLogic in its monthly index.</p>

<br />May was the fourth straight...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=898</link>
  <category>News</category>
  <pubDate>Fri, 16 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Hit Another Record Low</title>
  <description><![CDATA[
  <p><b>July 15, 2010</b></p>
  <p><b>Source:</b> Indianapolis Star<br />
</p>
  <p>The average interest on a 30-year fixed mortgage dipped to a new record low of 4.57 percent this week - down from 4.58 percent a week ago, according to Freddie Mac, which began tracking rates in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=897</link>
  <category>News</category>
  <pubDate>Thu, 15 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Need to Check Your Continuing Education Record?</title>
  <description><![CDATA[
  <p><b>July 15, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Need to check your Continuing Education credits as recorded by the Licensing Department?  E-mail Paula Novess at <a href="mailto:paulan@gkar.com">PaulaN@gkar.com</a> for a return email including...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=874</link>
  <category>News</category>
  <pubDate>Thu, 15 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Good News from OFIR on Seller Financing and the Mortgage Loan Originator Act</title>
  <description><![CDATA[
  <p><b>July 8, 2010</b></p>
  <p>The Michigan Office of Financial and Insurance ("OFIR") has recently issued important and helpful answers to questions regarding the upcoming July 31st implementation of the Michigan Loan...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=873</link>
  <category>News</category>
  <pubDate>Thu, 08 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Bonds Boom Drives Rates Down</title>
  <description><![CDATA[
  <p><b>July 8, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, Mark Gongloff<br />
</p>
  <p>Residential mortgage bonds backed by the U.S. government have become a safe haven for investors again, helping to drive mortgage rates to record lows.</p>

<br /><br />The average interest on 30...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=882</link>
  <category>News</category>
  <pubDate>Thu, 08 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Prices Rise as Consumer Confidence Declines</title>
  <description><![CDATA[
  <p><b>July 8, 2010</b></p>
  <p><b>Source:</b> Bloomberg Businessweek, Shobhana Chandra<br />
</p>
  <p>The U.S. government's $8,000 tax credit for home buyers helped boost home prices. Analysts surveyed by Bloomberg estimated gains in home prices 1.3 percent to 4.1 percent, after 2.3 percent annual...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=877</link>
  <category>News</category>
  <pubDate>Thu, 08 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Commercial Market May Have Hit Bottom</title>
  <description><![CDATA[
  <p><b>July 1, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, Brian Louis<br />
</p>
  <p>Commercial real estate may finally be climbing up off the mat, with both sales and values increasing in April.</p>

<br /><br />The Moody's/REAL Commercial Property Price Index rose 1.7 percent...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=866</link>
  <category>News</category>
  <pubDate>Thu, 01 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>EPA Delays Lead Paint Certification Rule</title>
  <description><![CDATA[
  <p><b>July 1, 2010</b></p>
  <p>On June 18, the Environmental Protection Agency (EPA) announced that it will provide renovation firms and contractors additional time to obtain the requisite training and certifications to comply...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=871</link>
  <category>News</category>
  <pubDate>Thu, 01 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac Revises HAMP Backup Modification Requirements</title>
  <description><![CDATA[
  <p><b>July 1, 2010</b></p>
  <p>On June 18, 2010, Freddie Mac announced that it has revised certain eligibility, solicitation and reporting requirements for its HAMP Backup Modifications program.</p>

<br /><br />The Freddie Mac...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=872</link>
  <category>News</category>
  <pubDate>Thu, 01 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Hit an All-Time Low</title>
  <description><![CDATA[
  <p><b>July 1, 2010</b></p>
  <p><b>Source:</b> Washington Post, Dina ElBoghdady<br />
</p>
  <p>Average interest on a 30-year fixed mortgage fell to an all-time low of 4.69 percent this week, down from 4.75 percent a week ago, reports Freddie Mac.</p>

<br /><br />Although rates have held...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=870</link>
  <category>News</category>
  <pubDate>Thu, 01 Jul 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Banks Face Short-Sale Fraud as Home 'Flopping' Spreads</title>
  <description><![CDATA[
  <p><b>June 30, 2010</b></p>
  <p><b>Source:</b> Bloomberg News, John Gittelsohn<br />
<b>Email:</b> <a href="mailto:johngitt@bloomberg.net">johngitt@bloomberg.net</a>
</p>
  <br /><b>Two Connecticut real estate agents found a way to profit in the U.S. housing bust: Buy low, sell fast. Their tactic was also illegal. </b>
<br />
<p>Sergio Natera and Anna McElaney are...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=859</link>
  <category>News</category>
  <pubDate>Wed, 30 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>7 Ways to Plan for the Long Haul</title>
  <description><![CDATA[
  <p><b>June 25, 2010</b></p>
  <p><b>Source:</b> Kelle Sparta<br />
</p>
  <p><i>Planning ahead doesn't mean simply making preparations for the next quarter, year, or market cycle. It means coming up with a cohesive strategy to guide your business for years to come.</i></p>
...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=855</link>
  <category>News</category>
  <pubDate>Fri, 25 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Equal Opportunity Committee Holds Pizza Parties for Area 5th Graders - Photos</title>
  <description><![CDATA[
  <p><b>June 25, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Committee Liaison<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Every year the Equal Opportunity Committee holds a pizza party for students participating in the Fair Housing Poster Contest.  Students create charming posters depicting Fair Housing, which are...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=845</link>
  <category>News</category>
  <pubDate>Fri, 25 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac Announces Selling Changes</title>
  <description><![CDATA[
  <p><b>June 25, 2010</b></p>
  <p>Recently, Freddie Mac issued Bulletin 2010-13 to amend the Single-Family Seller/Servicer Guide related to Planned Unit Developments (PUDs), Freddie Mac Relief Refinance Mortgages, and interested...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=846</link>
  <category>News</category>
  <pubDate>Fri, 25 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Free Safety Article for July</title>
  <description><![CDATA[
  <p><b>June 25, 2010</b></p>
  <p><b>Source:</b> Andrew Wooten<br />
<b>Job Title:</b> President of S.A.F.E. (Safety Awareness Firearms Education)<br />
<b>Email:</b> <a href="mailto:Andrew@justbesafe.com">Andrew@justbesafe.com</a>
</p>
  <br /><b>Take Steps to Keep Your Car, Your Belongings and Yourself Safe in Parking Lots</b>
<br />Parking lots are full of opportunities for criminals. Here are a few quick tips for parking safely:
...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=850</link>
  <category>News</category>
  <pubDate>Fri, 25 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Rates on 5-Year ARM Hit Record Low</title>
  <description><![CDATA[
  <p><b>June 25, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, Amy Hoak<br />
</p>
  <p>Interest on five-year adjustable-rate mortgages averaged 3.89 percent for the week ended June 17, the lowest level since Freddie Mac began tracking the statistic in January 2005.</p>

<br /><br /...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=847</link>
  <category>News</category>
  <pubDate>Fri, 25 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Buyers Drive Hard Bargains in a Tough Market</title>
  <description><![CDATA[
  <p><b>June 24, 2010</b></p>
  <p><b>Source:</b> The New York Times, David Streitfeld<br />
</p>
  <p>Unrealistic buyers are ruining the deal for sellers who are unwilling to make extreme concessions, some real estate practitioners complain.</p>

<p>''We see buyers who must have learned their moves...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=853</link>
  <category>News</category>
  <pubDate>Thu, 24 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Commercial Golf Outing Results</title>
  <description><![CDATA[
  <p><b>June 18, 2010</b></p>
  <p>Congratulations to the winners from the Commercial Golf Outing, held on Monday, June 14th at The Moors Golf Club in Portage.</p>

<p><b>Low Team Men:</b><br>
<i>Prudential Financial Services</i><br...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=843</link>
  <category>News</category>
  <pubDate>Fri, 18 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FBI Renews Push to End Mortgage Fraud</title>
  <description><![CDATA[
  <p><b>June 18, 2010</b></p>
  <p><b>Source:</b> Daily Real Estate News<br />
</p>
  <p>FBI Renews Push to End Mortgage Fraud<br>
The FBI says it will renew its efforts to end mortgage fraud. A spokesman said last week that the FBI anticipates arresting hundreds in crackdowns...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=841</link>
  <category>News</category>
  <pubDate>Fri, 18 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>30- and 15-Year Rates Move Down</title>
  <description><![CDATA[
  <p><b>June 17, 2010</b></p>
  <p><b>Source:</b> Wall Street Journal, Nathan Becker<br />
</p>
  <p>Home-mortgage rates fell this week along with bond yields, according to Freddie Mac. The 30-year fixed-rate mortgage averaged 4.72 percent, down from 4.79 percent a week ago; while rates on 15-year...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=836</link>
  <category>News</category>
  <pubDate>Thu, 17 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>8 Ways to Compete in Real Estate</title>
  <description><![CDATA[
  <p><b>June 17, 2010</b></p>
  <p><b>Source:</b> Inman News, Bernice Ross<br />
</p>
  <p>Here are some lessons learned at the Awesome Females in Real Estate Conference by Inman columnist Bernice Ross about competing as a woman in the U.S. real estate market.</p>

<br /><br /><ol>
<li>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=840</link>
  <category>News</category>
  <pubDate>Thu, 17 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Dental/Health Insurance</title>
  <description><![CDATA[
  <p><b>June 17, 2010</b></p>
  <p><b>Source:</b> Greater Kalamazoo Association of REALTORS®<br />
</p>
  <br />Group Associates, Inc, MAR's group administrator for Blue Cross Blue Shield Michigan insurance programs, provides expert advice and one-on-one consulting to give qualified members the best...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=838</link>
  <category>News</category>
  <pubDate>Thu, 17 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Is a Housing Shortage Coming?</title>
  <description><![CDATA[
  <p><b>June 17, 2010</b></p>
  <p><b>Source:</b> Daily Real Estate News<br />
</p>
  <p>Is a Housing Shortage Coming?<br>
Some experts are saying that the next big real estate problem could be a shortage of homes.</p>

<p>Only 672,000 new homes were started in April. That's less than...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=832</link>
  <category>News</category>
  <pubDate>Thu, 17 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>15-Year Mortgage Hits a Record Low</title>
  <description><![CDATA[
  <p><b>June 10, 2010</b></p>
  <p><b>Source:</b> Wall Street Journal<br />
</p>
  <p>Interest on 30-year fixed home loans averaged 4.79 percent this week -- up slightly from 4.78 percent a week ago but still near historic lows.</p>

<br />The average rate on 15-year fixed loans hit...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=821</link>
  <category>News</category>
  <pubDate>Thu, 10 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Equal Opportunity Landlord Forums - June 16</title>
  <description><![CDATA[
  <p><b>June 10, 2010</b></p>
  <p><b>Source:</b> Sherry Brockway<br />
<b>Job Title:</b> YWCA of Kalamazoo<br />
<b>Phone:</b> (269)345-5595 x236<br />
</p>
  <br /><br />
<p>Open to all landlords.<br>
There is no cost to attend.</p>

<ul>
<li> Avoid costly mistakes
<li> A safe place for your questions
<li> Rental practices do's and dont's
<li> Impacts of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=767</link>
  <category>News</category>
  <pubDate>Thu, 10 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Lenders Likely to Double Check Borrower Eligibility before Closing in Response to Fannie Mae Loan Quality Initiative</title>
  <description><![CDATA[
  <p><b>June 10, 2010</b></p>
  <p>On March 2, 2010, Fannie Mae announced changes to its Selling Guide as part of its Loan Quality Initiative designed to improve the quality of loans it purchases. The Selling Guide has required that...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=824</link>
  <category>News</category>
  <pubDate>Thu, 10 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Stand Up for Your Signs</title>
  <description><![CDATA[
  <p><b>June 10, 2010</b></p>
  <p><b>Source:</b> Genie Birch, ABR®, GRI, CIPS®<br />
<b>Job Title:</b> President of the Chicago Association of REALTORS®<br />
</p>
  <p>Stringent sign ordinances and onerous fees can hamper your ability to do business. Here's what you can do.</p>

<p>With the traditionally busy spring selling season comes a real estate professional...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=816</link>
  <category>News</category>
  <pubDate>Thu, 10 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>DocuSign Can Help Members Go Green</title>
  <description><![CDATA[
  <p><b>June 3, 2010</b></p>
  <p><b>Source:</b> National Association of REALTORS<br />
</p>
  <p>REALTOR&#174; Benefits Program Partner DocuSign offers members a paperless online solution to eSign, route, and store documents. With less printing and less waste, members can save money and move a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=805</link>
  <category>News</category>
  <pubDate>Thu, 03 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Important to Know:  Treasury Answers Three HAFA Questions</title>
  <description><![CDATA[
  <p><b>June 3, 2010</b></p>
  <p><b>Source:</b> Jeff Lischer and Tony Hutchinson<br />
<b>Phone:</b> (202) 383-1117<br />
</p>
  <p>On May 21, 2010, Fannie Mae, on behalf of the Treasury Department, answered three HAFA questions submitted by NAR on behalf of its members. HAFA is the Home Affordable Foreclosure Alternatives...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=810</link>
  <category>News</category>
  <pubDate>Thu, 03 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Close in on Record Lows</title>
  <description><![CDATA[
  <p><b>June 3, 2010</b></p>
  <p><b>Source:</b> Freddie Mac<br />
</p>
  <p>According to Freddie Mac's Primary Mortgage Market Survey, the 30-year fixed-rate mortgage averaged 4.78 percent for the week ending May 27, down from the week earlier when it averaged 4.84 percent...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=803</link>
  <category>News</category>
  <pubDate>Thu, 03 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Post-Tax Credit Buyers May Save Money</title>
  <description><![CDATA[
  <p><b>June 3, 2010</b></p>
  <p><b>Source:</b> Informa Research Services<br />
</p>
  <p>Missing the tax credit deadline might have seemed like a big mistake to some home buyers, but waiting could have been the smartest thing to do.</p>

<br />Interest rates have fallen so dramatically...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=804</link>
  <category>News</category>
  <pubDate>Thu, 03 Jun 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Best Real Estate Apps for Androids</title>
  <description><![CDATA[
  <p><b>May 27, 2010</b></p>
  <p><b>Source:</b> Inman News<br />
</p>
  <p>Google, which is holding its annual developer conference, is releasing new apps for its Android smartphones. Here are some of the most interesting free apps aimed at practitioners:</p>

<br /><b...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=794</link>
  <category>News</category>
  <pubDate>Thu, 27 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FHA Issues Appraisal FAQs</title>
  <description><![CDATA[
  <p><b>May 27, 2010</b></p>
  <p><b>Source:</b> Federal Housing Administration<br />
</p>
  <p>The Federal Housing Administration (FHA) has released a series of frequently asked questions (FAQ) documents regarding appraisals. The FAQs are specific to Mortgagee Letters 2009-28, 2009-29, and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=792</link>
  <category>News</category>
  <pubDate>Thu, 27 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>HAMP Modifications Jump Sharply</title>
  <description><![CDATA[
  <p><b>May 27, 2010</b></p>
  <p><b>Source:</b> Los Angeles Times, Jim Puzzanghera<br />
</p>
  <p>The number of permanently modified home mortgages rose by 30 percent in April to about 25 percent of the 1.2 million trial modifications started under the Treasury Department's Home Affordable...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=790</link>
  <category>News</category>
  <pubDate>Thu, 27 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Housing Prices Could Rise 12.4% by 2014</title>
  <description><![CDATA[
  <p><b>May 27, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, James R. Hagerty<br />
</p>
  <p>Housing prices are expected to increase 12.4 percent between 2010 and the end of 2014, predicts MacroMarkets, which surveyed more than 100 analysts and market strategists.</p>

<br />Those...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=787</link>
  <category>News</category>
  <pubDate>Thu, 27 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Continue to Drop</title>
  <description><![CDATA[
  <p><b>May 27, 2010</b></p>
  <p><b>Source:</b> Pittsburgh Post-Gazette<br />
</p>
  <p>Falling rates on U.S. government securities helped push mortgage rates down to the lowest level so far this year.</p>

<br />The average rate on a 30-year fixed loans declined this week to 4.84...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=788</link>
  <category>News</category>
  <pubDate>Thu, 27 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Will Housing Feel a 'Saw-Tooth' Effect?</title>
  <description><![CDATA[
  <p><b>May 27, 2010</b></p>
  <p><b>Source:</b> CNNMoney.com, Les Christie<br />
</p>
  <p>Some housing experts are predicting what one calls a "saw-tooth bottom" to the housing market driven by a shadow inventory that may include up to 4.5 million properties.</p>

<p>This issue isn't...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=793</link>
  <category>News</category>
  <pubDate>Thu, 27 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fannie Mae Changes Rules for Borrowers with a Prior Short Sale or Deed-in-Lieu of Foreclosure</title>
  <description><![CDATA[
  <p><b>May 20, 2010</b></p>
  <br /><br />
<p>On April 14, 2010, Fannie Mae released Announcement SEL-2010-05 revising its rules regarding the eligibility of a borrower to obtain a new mortgage after a preforeclosure event (a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=773</link>
  <category>News</category>
  <pubDate>Thu, 20 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Thank Your Client With A FREE 10% Off - Lowe's Coupon</title>
  <description><![CDATA[
  <p><b>May 20, 2010</b></p>
  <br /><br />
<p>Buying or selling property can be a satisfying and rewarding experience for your clients. As a REALTOR&#174; you can help your clients maximize their property's full potential by...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=766</link>
  <category>News</category>
  <pubDate>Thu, 20 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Buyers and Sellers Speak Their Mind</title>
  <description><![CDATA[
  <p><b>May 13, 2010</b></p>
  <p><b>Source:</b> Robert Freedman - May 2010<br />
<b>Job Title:</b> REALTOR® Magazine<br />
</p>
  <br /><br />
<p>Your customers are talking. Are you listening?</p>

<p>By their compliments and their complaints, these consumers are shining a spotlight on three behaviors that underwrite a good...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=753</link>
  <category>News</category>
  <pubDate>Thu, 13 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Households Unfazed by Expiring Tax Credits</title>
  <description><![CDATA[
  <p><b>May 6, 2010</b></p>
  <br /><br />
<p>The expiration of the home buyer tax credits won't deter optimistic households who believe the market is improving, according to a survey released Wednesday by Prudential Real Estate...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=741</link>
  <category>News</category>
  <pubDate>Thu, 06 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>NAR - New 2010 Public Awareness Campaign Ads</title>
  <description><![CDATA[
  <p><b>May 6, 2010</b></p>
  <p><b>Source:</b> Vicki Cox Golder, CRB<br />
<b>Job Title:</b> 2010 NAR President<br />
</p>
  <p>To:        All REALTORS&#174;</p>

<p>From:   Vicki Cox Golder, 2010 NAR President</p>

<p>Re:      NAR Update:  New 2010 Public Awareness Campaign Ads</p>

<p>Dear fellow REALTOR&#174;,</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=739</link>
  <category>News</category>
  <pubDate>Thu, 06 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Pending Home Sales on an Upswing
Washington, May 04, 2010</title>
  <description><![CDATA[
  <p><b>May 6, 2010</b></p>
  <br /><br />
<p>Pending home sales increased again in March, affirming that a surge of home sales is unfolding for the spring home buying season, according to the <b><a href="http://www.realtor.org...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=742</link>
  <category>News</category>
  <pubDate>Thu, 06 May 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>5 Costly Mistakes First-Time Buyers Make</title>
  <description><![CDATA[
  <p><b>April 29, 2010</b></p>
  <p><b>Source:</b> Source: CNNMoney.com, Les Christie<br />
</p>
  <br /><br />
<p>Buying a first home can be a daunting experience. Here are five common and costly mistakes that novice home buyers make:</p>

<p>1. Ignoring the costs of having a low credit score....
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=726</link>
  <category>News</category>
  <pubDate>Thu, 29 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Buyers Should Push to Cut Junk Fees</title>
  <description><![CDATA[
  <p><b>April 29, 2010</b></p>
  <p><b>Source:</b> Source: Investor’s Business Daily, Kathleen Doler<br />
</p>
  <br /><br />
<p>Now is a good time for home buyers to push for lower closing costs.</p>

<p>Closing costs include lending charges, local tax and transfer fees, and expenses for such things as title...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=728</link>
  <category>News</category>
  <pubDate>Thu, 29 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Open House Safety Tips</title>
  <description><![CDATA[
  <p><b>April 29, 2010</b></p>
  <br /><br />
<p><b>Open House Basics</b><br>
* Take a buddy, never go alone.<br>
* Let at least five people know where you are and check in with<br>
them regularly.<br>
* Meet the neighbors, invite...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=727</link>
  <category>News</category>
  <pubDate>Thu, 29 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>US Bank REALTOR&#174; Credit Card</title>
  <description><![CDATA[
  <p><b>April 29, 2010</b></p>
  <br /><br />
<p>Boost your purchasing power!</p>

<p>With competitive rates and three great cards to choose from, US Bank'sREALTOR&#174; credit card provides MAR members a chance to advertise their...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=730</link>
  <category>News</category>
  <pubDate>Thu, 29 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Capitol Day &amp;quot;Drive-In to Lansing&amp;quot;</title>
  <description><![CDATA[
  <p><b>April 23, 2010</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p><b>"Capitol Day"  Drive-In to Lansing on April 28, 2010 for a Legislative Call to Action.</b>  Includes lunch and legislative activities - Free for GKAR Members.  <a href="http://www.gkar.comdocs...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=675</link>
  <category>News</category>
  <pubDate>Fri, 23 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2010 Major Events...</title>
  <description><![CDATA[
  <p><b>April 22, 2010</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>GKAR has scheduled a number of Major Events  for 2010, all available to members for low or no cost!</p>

<p><a href="http://www.gkar.comdocs/flyers/2010/2010_major_events.pdf" title="2010 Major...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=699</link>
  <category>News</category>
  <pubDate>Thu, 22 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Avoid Biased Words, Practitioners Urged</title>
  <description><![CDATA[
  <p><b>April 22, 2010</b></p>
  <p><b>Source:</b> Watertown, New York, Daily Times, Nancy Madsen<br />
</p>
  <p>Equal opportunity specialists in the U.S. Department of Housing and Urban Development are offering real estate professionals advice on how to avoid inadvertent discrimination.</p>

<p>The Fair...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=700</link>
  <category>News</category>
  <pubDate>Thu, 22 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Fall</title>
  <description><![CDATA[
  <p><b>April 22, 2010</b></p>
  <p><b>Source:</b> Reuters, Julie Haviv<br />
</p>
  <p>The first decline in five weeks drove mortgage interest back down to near historically low levels once again as the 30-year fixed rate averaged 5.07 percent for the week ended April 15, down from 5...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=703</link>
  <category>News</category>
  <pubDate>Thu, 22 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Vine Invests in Vine - the Vine 30/30</title>
  <description><![CDATA[
  <p><b>April 22, 2010</b></p>
  <p><b>Source:</b> Steve Walsh<br />
<b>Job Title:</b> Executive Director<br />
<b>Department:</b> Vine Neighborhood Association<br />
</p>
  <p>2010 is the Vine Neighborhood Associations thirtieth anniversary!</p>

<p>In honor of our thirtieth birthday, we are investing <b>$30,000</b> in Vine.  We are giving up to <b>thirty $1,000 gifts</b...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=704</link>
  <category>News</category>
  <pubDate>Thu, 22 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2010 Fair Housing Poster Contest - On-line VOTING...</title>
  <description><![CDATA[
  <p><b>April 15, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedure<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <br /><br /><b>Vote on line at gkar.com for the People's Choice Award by clicking on the title of this item or see the Poster Display in the GKAR Lobby and cast your ballot.  Click <a href="http://www...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=685</link>
  <category>News</category>
  <pubDate>Thu, 15 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Professional Standards Training Make-Up</title>
  <description><![CDATA[
  <p><b>April 15, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Compliance, Standards and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>GKAR Members on the Grievance and Professional Standards Committee who missed the required MAR Training in Battle Creek, please contact Paula Novess at 382-1597.  Because there were no...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=659</link>
  <category>News</category>
  <pubDate>Thu, 15 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>30-Year Rate Back Above 5 Percent</title>
  <description><![CDATA[
  <p><b>April 8, 2010</b></p>
  <p><b>Source:</b> Los Angeles Times, E. Scott Reckard<br />
</p>
  <p>Mortgage rates rose to 5.08 percent from 4.99 percent a week ago, pushing the average interest rate offered on 30-year fixed-rate mortgages to its highest level since the first week of 2010,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=678</link>
  <category>News</category>
  <pubDate>Thu, 08 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Blast Off 2010</title>
  <description><![CDATA[
  <h2>Mark Your Calendar</h2>
  <p><b>April 8, 2010</b></p>
  <p><b>Source:</b> BradK@gkar.com<br />
<b>Job Title:</b> Director of Marketing & Membership<br />
<b>Phone:</b> 269-382-1597<br />
<b>Email:</b> <a href="mailto:BradK@gkar.com">BradK@gkar.com</a>
</p>
  <br /><br />
<p><b>Thursday, September 23, 2010! </b> Continuing Education Credit at this exciting GKAR Event.  Sponsors include Chicago Title, Lake Pacor Home Mortgage and Keystone Community Bank.</p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=535</link>
  <category>News</category>
  <pubDate>Thu, 08 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Geithner: Commercial Troubles Can Be Managed</title>
  <description><![CDATA[
  <p><b>April 8, 2010</b></p>
  <p><b>Source:</b> Associated Press, Marcy Gordon<br />
</p>
  <p>Failing commercial real estate loans will continue to plague both the U.S. government and banks, Treasury Secretary Timothy Geithner said Monday. "But we can manage through this process," he added....
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=681</link>
  <category>News</category>
  <pubDate>Thu, 08 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Health Care Bill May Boost Commercial Sector</title>
  <description><![CDATA[
  <p><b>April 1, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, James R. Hagerty<br />
</p>
  <p>Could 32 million people with health insurance heading for the doctors prove to be a boon for commercial real estate?</p>

<br />Paul Wexler of Corcoran Group, who specializes in health care real...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=668</link>
  <category>News</category>
  <pubDate>Thu, 01 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>HUD Attorney Clarifies Add-on Fees</title>
  <description><![CDATA[
  <p><b>April 1, 2010</b></p>
  <p><b>Source:</b> Washington Post Writers Group, Kenneth R. Harney<br />
</p>
  <p>Add-on fees have been a source of confusion since a U.S. District Court last year ruled that these fees violate federal law when the bill doesn't detail specific services for which the fees are...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=663</link>
  <category>News</category>
  <pubDate>Thu, 01 Apr 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fannie Mae says Recovery is Moving Forward</title>
  <description><![CDATA[
  <p><b>March 25, 2010</b></p>
  <p><b>Source:</b> Fannie Mae<br />
</p>
  <p>The decline in home sales in February was a disappointment to the housing industry, but Fannie Mae's analysts say it is temporary and a sustainable turnaround is likely by the end of the year.</p>
...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=654</link>
  <category>News</category>
  <pubDate>Thu, 25 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Housing Experts Say Real Estate is Recovering</title>
  <description><![CDATA[
  <p><b>March 25, 2010</b></p>
  <p><b>Source:</b> Bloomberg, Kathleen M. Howley and Rich Miller<br />
</p>
  <p>Some of the nation's top economists believe the housing market has turned and better days are on the way for the housing industry.</p>

<p>Increases in jobs, credit, and affordable homes will...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=655</link>
  <category>News</category>
  <pubDate>Thu, 25 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>HUD Issues Announcement on Appraisals for HUD REO Properties</title>
  <description><![CDATA[
  <p><b>March 25, 2010</b></p>
  <p><b>Source:</b> Jerome Nagy, Chere LaRose-Senne<br />
<b>Phone:</b> (312) 329-8455<br />
</p>
  <p>The US Department of Housing and Urban Development (HUD) announced Mortgagee Letter 2010-08, HUD REO Appraisal Validity Period and Second Appraisals. Effective April 1, 2010, appraisals for HUD...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=648</link>
  <category>News</category>
  <pubDate>Thu, 25 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Short-Sale Incentives Start April 5th</title>
  <description><![CDATA[
  <p><b>March 25, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, June Fletcher<br />
</p>
  <p>Potential buyers of short-sale homes might consider waiting until April 5th before making a formal offer.</p>

<p>That's the date the federal government will begin offering lenders financial...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=649</link>
  <category>News</category>
  <pubDate>Thu, 25 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR 2010 Major Events</title>
  <description><![CDATA[
  <p><b>March 24, 2010</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Don't miss these Major 2010 GKAR Events:  March 25th: Spring 4:01 Party; 4:01 pm - 6:00 pm at Burdick's Downtown  April 21st:  Membership Appreciation Reception; 4:30 pm - 6:30 pm @ Cityscape...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=624</link>
  <category>News</category>
  <pubDate>Wed, 24 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>5 Rules for Good Online Behavior</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p><b>Source:</b> Inman News, Katie Lance<br />
</p>
  <p>Real estate practitioners have always found it pays to mind their Ps and Qs. These days, the wisdom of being mannerly extends to online behavior.</p>

<p>Here is what Katie Lance, the marketing...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=629</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Avoid Misleading Clients on the Web</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p><b>Source:</b> MoneyWatch.com, Ilyce R. Glink<br />
</p>
  <p>Some practitioners are using the Internet to advertise properties in a way that is less than honest.</p>

<p>Here are some of the common deceptions that marketing experts say are unfair to shoppers...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=627</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Coping With Cranky Real Estate Clients</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p><b>Source:</b> Inman News, Bernice Ross<br />
</p>
  <p>At some point in their careers, real estate sales associates will have to deal with a cranky client. They should understand that clients tend to get angry when they are worried about the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=628</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fed Responds to Lawmakers' Concern Regarding Commercial Real Estate Loan Workouts</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p>Recently, the Federal Reserve (Fed) responded to a joint letter from 79 members of Congress, which urged the U.S. Treasury and Fed to take a more active role in commercial real estate credit...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=633</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Federal Program to Encourage Short Sales</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p><b>Source:</b> The New York Times, David Streitfeld<br />
</p>
  <p>Beginning April 5, the Obama administration will encourage delinquent borrowers to avoid foreclosure and instead give up their homes in short sales by streamlining the process.</p>

<p>The program...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=638</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac AVM to Assist with Appraisal Reviews</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p>Freddie Mac recently announced that starting February 28, 2010, Home Value Explorer (HVE) will assist lenders in reviewing appraisals. Loan Prospector will provide a point value estimate for the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=634</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Future Foreclosures Could Hamper Housing</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p><b>Source:</b> Washington Post, Renae Merle<br />
</p>
  <p>In spite of signs of a recovery, many home buyers are continuing to fall behind on their mortgages. Some economists see this as an indication that a second major wave of foreclosures is likely,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=639</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Affordable Refinance Program (HARP) extended to June 30, 2011</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p>On March 1, 2010, the Federal Housing Finance Agency (FHFA) announced the extension of the Home Affordable Refinance Program (HARP). FHFA is the regulator and conservator of Fannie Mae and Freddie...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=635</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Neighborhood Stabilization Program</title>
  <description><![CDATA[
  <p><b>March 18, 2010</b></p>
  <p><b>Source:</b> MSHDA, Carol Brito<br />
<b>Phone:</b> (517) 373-9866<br />
<b>Email:</b> <a href="mailto:britoc@michigan.gov">britoc@michigan.gov</a>
</p>
  <p>See flyer - The Michigan State Housing Development Authority is offering up to $25,000 of forgivable assistance for the purchase of existing foreclosed homes in eligible areas.  See the flyer...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=637</link>
  <category>News</category>
  <pubDate>Thu, 18 Mar 2010 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>30-Year Rates Dip Back Below 5 Percent</title>
  <description><![CDATA[
  <p><b>March 11, 2010</b></p>
  <p><b>Source:</b> Kansas City Star<br />
</p>
  <p>Freddie Mac documented a decline in mortgage rates during the week ended March 4, with 30-year fixed home loans slipping to 4.97 percent from 5.05 percent and 15-year interest averaging 4.33...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=614</link>
  <category>News</category>
  <pubDate>Thu, 11 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Foreclosed Borrowers May Get Loans Again</title>
  <description><![CDATA[
  <p><b>March 11, 2010</b></p>
  <p><b>Source:</b> Inman News, Matt Carter<br />
</p>
  <p>Will people who currently face foreclosure or short sales or who walk away from their underwater properties ever be able to get financing to buy another home down the road?</p>

<p>Banks haven't...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=615</link>
  <category>News</category>
  <pubDate>Thu, 11 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Freddie Mac AVM to Assist with Appraisal Reviews</title>
  <description><![CDATA[
  <p><b>March 11, 2010</b></p>
  <p>Freddie Mac recently announced that starting February 28, 2010, Home Value Explorer (HVE) will assist lenders in reviewing appraisals. Loan Prospector will provide a point value estimate for the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=619</link>
  <category>News</category>
  <pubDate>Thu, 11 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>HARP Receives a One-Year Extension</title>
  <description><![CDATA[
  <p><b>March 11, 2010</b></p>
  <p><b>Source:</b> Reuters News, Corbett B. Daley<br />
</p>
  <p>The Home Affordable Refinance Program (HARP), which was supposed to expire June 10, will be extended for another year, the Federal Housing Finance Agency said in a statement.</p>

<p>Since HARP...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=616</link>
  <category>News</category>
  <pubDate>Thu, 11 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Head of FDIC Supports Loan Write-Downs</title>
  <description><![CDATA[
  <p><b>March 11, 2010</b></p>
  <p><b>Source:</b> Reuters News, Karey Wutkowski<br />
</p>
  <p>The possibility of solving the underwater mortgage problem by writing down principal has been deemed politically impossible by the Obama administration, but some government officials see write...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=620</link>
  <category>News</category>
  <pubDate>Thu, 11 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>It's Getting Easier to Get a Jumbo Loan</title>
  <description><![CDATA[
  <p><b>March 11, 2010</b></p>
  <p><b>Source:</b> Los Angeles Times, E. Scott Reckard<br />
</p>
  <p>The jumbo loan market is starting to thaw, making it easier for move-up buyers to borrow.</p>

<p>Rates on jumbo loans of more than $729,750 in highest-priced markets rose during the financial...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=617</link>
  <category>News</category>
  <pubDate>Thu, 11 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>30-Year Mortgage Rate Tops 5 %</title>
  <description><![CDATA[
  <p><b>March 4, 2010</b></p>
  <p><b>Source:</b> Columbus (Ohio) Dispatch<br />
</p>
  <p>Average rates for conventional 30-year mortgages went up to 5.05 percent this week from 4.93 percent a week earlier, according to Freddie Mac. Interest on 30-year fixed loans had been below 5...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=602</link>
  <category>News</category>
  <pubDate>Thu, 04 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Bankers: The End of Foreclosure Crisis Is Near</title>
  <description><![CDATA[
  <p><b>March 4, 2010</b></p>
  <p><b>Source:</b> Mortgage Bankers Association<br />
</p>
  <p>The Mortgage Bankers Association is seeing signs that the foreclosure crisis is ending.</p>

<p>"The continued and sizable drop in the 30-day delinquency rate is a concrete sign that the end may be...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=603</link>
  <category>News</category>
  <pubDate>Thu, 04 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Legal Lines</title>
  <description><![CDATA[
  <p><b>March 4, 2010</b></p>
  <p><b>Source:</b> McClelland & Anderson<br />
</p>
  <p>With the help of McClelland & Anderson, we are taking the most commonly asked questions from our legal hotline and putting them in E-news. We will be featuring a different question each issue.</p>
...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=608</link>
  <category>News</category>
  <pubDate>Thu, 04 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>March 6 - Bowl for Kids Sake, 2010!</title>
  <description><![CDATA[
  <p><b>March 4, 2010</b></p>
  <p><b>Source:</b> Trisha Miller<br />
<b>Phone:</b> (269) 384-0004<br />
<b>Email:</b> <a href="mailto:trisha@millerconnectionrealty.com">trisha@millerconnectionrealty.com</a>
</p>
  <br /><br />
<p><b>When:</b>  3/6/10 at 2:00 p.m.<br>
<b>Where:</b>  Harpo's Lanes on Stadium Drive<br>
<b>Register Your Teams:</b> Call 888-898-3001 or 382-6800 x 299; OR Email <a href="mailto...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=511</link>
  <category>News</category>
  <pubDate>Thu, 04 Mar 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>5th Grade Fair Housing Poster Calendar</title>
  <description><![CDATA[
  <h2>Now Available!</h2>
  <p><b>February 25, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Compliance, Standards and Procedures<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <br /><br />
<p>The Equal Opportunity Committee is now selling the 2010 Fair Housing Poster Calendars created by area 5th graders.  It features their posters depicting the Federal and State Fair...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=496</link>
  <category>News</category>
  <pubDate>Thu, 25 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Don't Let Mobile Pass You By</title>
  <description><![CDATA[
  <p><b>February 25, 2010</b></p>
  <p><b>Source:</b> Inman News, Bernice Ross<br />
</p>
  <p>Given that today's mobile devices are equipped with cameras, video, bar code technologies, GPS, and other capabilities, real estate practitioners would be wise to ensure that their Web sites can be...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=593</link>
  <category>News</category>
  <pubDate>Thu, 25 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>4 Reasons to Sell Now</title>
  <description><![CDATA[
  <p><b>February 18, 2010</b></p>
  <p><b>Source:</b> McClatchy Tribune, Kate Forgach<br />
</p>
  <p>Selling a property in this tough market can seem like a challenge. Here are four factors that actually make this a good time to post a For-Sale sign.</p>

<ol>
<li> <b>Sell low and buy low:</b>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=575</link>
  <category>News</category>
  <pubDate>Thu, 18 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Are Interest Rates About to Rise?</title>
  <description><![CDATA[
  <p><b>February 18, 2010</b></p>
  <p><b>Source:</b> Inman News<br />
</p>
  <p>Federal Reserve Bank of New York President William Dudley says the central bank will scale back its purchases of mortgage-backed securities late next month. While interest rates likely will climb...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=573</link>
  <category>News</category>
  <pubDate>Thu, 18 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Can Pepsi's Strategy Help Better Your Marketing?</title>
  <description><![CDATA[
  <p><b>February 18, 2010</b></p>
  <p><b>Source:</b> Inman News, Katie Lance<br />
</p>
  <p>Experts say real estate pros could learn much from Pepsi's Super Bowl marketing strategy this year, which involved putting less money into traditional ads and a greater emphasis on social media.</p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=577</link>
  <category>News</category>
  <pubDate>Thu, 18 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Will Rewarding Borrowers Prevent Defaults?</title>
  <description><![CDATA[
  <p><b>February 18, 2010</b></p>
  <p><b>Source:</b> The Wall Street Journal, Nick Timiaros<br />
</p>
  <p>Will paying underwater borrowers to keep meeting their mortgage obligations prevent them from walking away?</p>

<p>Loan Value Group LLC says it is working with a major mortgage lender to test this...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=578</link>
  <category>News</category>
  <pubDate>Thu, 18 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Condolences</title>
  <description><![CDATA[
  <p><b>February 12, 2010</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance, Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Our condolences go out to Stacey Talley, Evenboer-Walton REALTORS&#174; on the sudden loss of his father.  The obituary is expected to be published in tomorrow's Kalamazoo Gazette.  Our prayers and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=570</link>
  <category>News</category>
  <pubDate>Fri, 12 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>10 Home Features Buyers Want</title>
  <description><![CDATA[
  <p><b>February 11, 2010</b></p>
  <p>Home designers and builders speaking at the recent International Builders Show in Las Vegas say that buyers are seeking cost-effective features and rejecting things that don't have lasting value.<...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=562</link>
  <category>News</category>
  <pubDate>Thu, 11 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Computer Downtime for GKAR Tuesday, February 16th</title>
  <description><![CDATA[
  <p><b>February 11, 2010</b></p>
  <br /><br />
<p>GKAR is having some work done on their server Tuesday morning, February 16th. <br />Staff will not have access to computers for a portion of the day.</p>

<p>This will <b>NOT</b>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=558</link>
  <category>News</category>
  <pubDate>Thu, 11 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Educational Achievement Awards
Submission Deadline February 15</title>
  <description><![CDATA[
  <p><b>February 11, 2010</b></p>
  <p><b>Source:</b> Theresa Heller<br />
<b>Job Title:</b> Director of Education and Special Events<br />
<b>Phone:</b> (269) 373-1554<br />
<b>Email:</b> <a href="mailto:TheresaH@gkar.com">TheresaH@gkar.com</a>
</p>
  <p>Submit your completed form for the 2009 Educational Achievement Awards which will be presented at the Membership Appreciation Ceremony in April 2010!  The deadline for submission is February 15,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=530</link>
  <category>News</category>
  <pubDate>Thu, 11 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Top 5%</title>
  <description><![CDATA[
  <p><b>February 11, 2010</b></p>
  <p><b>Source:</b> Chicago Sun-Times, Francine Knowles<br />
</p>
  <p>Long-term mortgage rates climbed above 5 percent this week. According to Freddie Mac, 30-year fixed loans averaged 5.01 percent compared to 4.98 percent last week.</p>

<p>Here are the across-the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=560</link>
  <category>News</category>
  <pubDate>Thu, 11 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>New Incentive for Buyers of Fannie Mae-Owned Properties</title>
  <description><![CDATA[
  <p><b>February 11, 2010</b></p>
  <p>On January 28, 2010, Fannie Mae announced incentives for buyers to help clear its inventory of homes listed for sale on <a href="http://www.HomePath.com"  target="_blank">HomePath.com</a>. To be...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=561</link>
  <category>News</category>
  <pubDate>Thu, 11 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>10 Inexpensive Ways to Wow Buyers</title>
  <description><![CDATA[
  <p><b>February 4, 2010</b></p>
  <br /><br />
<p>Now is the time for home owners contemplating a spring sale to spruce up their properties in anticipation of what Mike Larson of Weiss Research calls a potentially vibrant home-selling...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=551</link>
  <category>News</category>
  <pubDate>Thu, 04 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FHA Announces Policy Enhancements to Better Manage Risk</title>
  <description><![CDATA[
  <p><b>February 4, 2010</b></p>
  <p>FHA Announces Policy Enhancements to Better Manage Risk<br>
On January 20, 2010, the Federal Housing Administration (FHA) announced major changes to ensure its long-term financial soundness. NAR...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=550</link>
  <category>News</category>
  <pubDate>Thu, 04 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FHA Toughens Down Payment Rules</title>
  <description><![CDATA[
  <p><b>February 4, 2010</b></p>
  <p>FHA Toughens Down Payment Rules</p>

<p>The Federal Housing Administration will raise the minimum down payment for its least credit-worthy borrowers, the agency announced Tuesday.</p>

<p>The...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=549</link>
  <category>News</category>
  <pubDate>Thu, 04 Feb 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Educational Achievement Awards</title>
  <description><![CDATA[
  <p><b>January 28, 2010</b></p>
  <br /><br />
<p><b>Educational Achievement Awards</b> will be presented at the Membership Appreciation Ceremony in April 2010!  The <b>deadline for submission is February 15, 2010! </b> Please see the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=548</link>
  <category>News</category>
  <pubDate>Thu, 28 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FHA Anti-Flipping Waiver Expanded</title>
  <description><![CDATA[
  <p><b>January 28, 2010</b></p>
  <br /><br />
<p>HUD is temporarily expanding its property flipping waiver to include investors and entities that purchase foreclosures either singly or in bulk for resale.  Under the waiver, homes...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=544</link>
  <category>News</category>
  <pubDate>Thu, 28 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>REALTOR&#174; Emeritus Candidate Forms Due</title>
  <description><![CDATA[
  <p><b>January 28, 2010</b></p>
  <br /><br />
<p>April 16 is the deadline to complete certification forms for REALTOR&#174; Emeritus status, which recognizes REALTOR&#174; and REALTOR&#174;-Associate members with 40 years of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=545</link>
  <category>News</category>
  <pubDate>Thu, 28 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>VA Announces HAMP Program Details</title>
  <description><![CDATA[
  <p><b>January 28, 2010</b></p>
  <br /><br />
<p>On January 8, 2010, the US Department of Veterans Affairs (VA) released Circular 26-10-2, which provides instructions for modifying VA loans through the "Making Home Affordable Program...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=546</link>
  <category>News</category>
  <pubDate>Thu, 28 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Expanded Tax Credit Offers Big Opportunity</title>
  <description><![CDATA[
  <p><b>January 21, 2010</b></p>
  <p><b>Source:</b> Margaret Kelly, RESMedia<br />
</p>
  <p>With a new April 30 deadline in place for clients to take advantage of a federal home-buyer incentive, real estate practitioners now have slightly less than four months to get their qualified...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=529</link>
  <category>News</category>
  <pubDate>Thu, 21 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Home Buyers Face Tax-Credit Delays</title>
  <description><![CDATA[
  <p><b>January 21, 2010</b></p>
  <p><b>Source:</b> Les Christie, CNN Money<br />
</p>
  <p>Home buyers who purchased a property after Nov. 6, 2009, when the extension and expansion of the first-time and move-up home buyer tax credit took effect, have reportedly been unable to get their...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=527</link>
  <category>News</category>
  <pubDate>Thu, 21 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Industry Faults New Home Appraisal Regulations</title>
  <description><![CDATA[
  <p><b>January 21, 2010</b></p>
  <p><b>Source:</b> Stephanie Armour, USA Today<br />
</p>
  <p>Are home appraisal regulations that took affect last year just making things worse?</p>

<p>The Appraisal Institute and the National Association of REALTORS&#174; say these changes aren't good for...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=528</link>
  <category>News</category>
  <pubDate>Thu, 21 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Mortgage Modification Plan Falls Short</title>
  <description><![CDATA[
  <p><b>January 21, 2010</b></p>
  <p><b>Source:</b> Alan Zibel, Associated Press<br />
</p>
  <p>Only 65,000 people - about 7 percent of those who applied - have successfully navigated President Obama's plan to help borrowers who are in trouble, the Treasury Department said last week.</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=520</link>
  <category>News</category>
  <pubDate>Thu, 21 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Principal Cuts May Prevent Foreclosures</title>
  <description><![CDATA[
  <p><b>January 14, 2010</b></p>
  <p><b>Source:</b> Bloomberg, John Gittelsohn and Prashant Gopal<br />
</p>
  <p>At least 7 million borrowers will lose their homes this year and next unless there is a broad increase in property values or lenders become much more willing to cut the principal on mortgage loans,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=509</link>
  <category>News</category>
  <pubDate>Thu, 14 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Short Sale Symposium - 1/14/10</title>
  <description><![CDATA[
  <p><b>January 8, 2010</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> 269-382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <br /><br />
<p><b>Short Sale Symposium</b></p>

<p><b>Date: 1/14/10 </b></p>

<p><b>Time: 9:00 am - 10:30 am </b></p>

<p><b>Location:<br>
GKAR<br>
5830 Venture Park Drive<br>
Kalamazoo, MI 49009</b>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=458</link>
  <category>News</category>
  <pubDate>Fri, 08 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FHA Announces Rules for Short Sales and Short Pay Offs</title>
  <description><![CDATA[
  <p><b>January 7, 2010</b></p>
  <p>On December 16, 2009, the Federal Housing Administration (FHA) released Mortgagee Letter (ML) 2009-52, providing guidance to lenders and underwriters on short sales and short pay offs. The guidance...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=503</link>
  <category>News</category>
  <pubDate>Thu, 07 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FHA Short-Sale Rules Protect Against Misuse</title>
  <description><![CDATA[
  <p><b>January 7, 2010</b></p>
  <p><b>Source:</b> Jerome Nagy<br />
<b>Phone:</b> (202) 383-1233<br />
<b>Email:</b> <a href="mailto:jnagy@realtors.org">jnagy@realtors.org</a>
</p>
  <p>New rules from FHA on using federally backed financing after a short sale aim to help troubled FHA borrowers while protecting against misuse by those looking to take advantage of market conditions....
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=502</link>
  <category>News</category>
  <pubDate>Thu, 07 Jan 2010 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Have Time for Facebook? Tips on blending new media with old.</title>
  <description><![CDATA[
  <p><b>December 31, 2009</b></p>
  <p><b>Source:</b> Source: REALTOR® AE Magazine - by Melynn Sight<br />
</p>
  <p><b>Have Time for Facebook? Tips on blending new media with old.</b></p>

<p>Should you be spending more time crafting your member e-newsletter or posting announcements to your Facebook page? Many...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=453</link>
  <category>News</category>
  <pubDate>Thu, 31 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Treasury Plans to Push Banks to Modify Loans</title>
  <description><![CDATA[
  <p><b>December 31, 2009</b></p>
  <p>Treasury Plans to Push Banks to Modify Loans</p>

<p>The Treasury Department announced Monday steps it is taking to encourage lenders to complete more loan modifications, but critics say the new...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=465</link>
  <category>News</category>
  <pubDate>Thu, 31 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Economy Improving in 4th Quarter</title>
  <description><![CDATA[
  <p><b>December 30, 2009</b></p>
  <p><b>Source:</b> Jeannine Aversa, The Associated Press<br />
</p>
  <p>The economy grew 2.2 percent in the third quarter. The U.S. Commerce Department had previously estimated a 2.8 percent growth rate. Officials attributed the discrepancy to consumer caution, saying...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=487</link>
  <category>News</category>
  <pubDate>Wed, 30 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>If You Did Not Meet all The Renewal Requirements by 10/31/2009, You Must Cease The Regulated Practice of Real Estate in Michigan.</title>
  <description><![CDATA[
  <p><b>December 30, 2009</b></p>
  <p><b>Source:</b> Department of Energy, Labor and Economic Growth<br />
</p>
  <p>The Department of Energy, Labor and Economic Growth (DELEG), Commercial Licensing Division, will be sending letters next week to licensees who attempted to renew by 10/31/2009 either by paper...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=439</link>
  <category>News</category>
  <pubDate>Wed, 30 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>IRS Sets New Rules for Tax Credit</title>
  <description><![CDATA[
  <p><b>December 30, 2009</b></p>
  <p><b>Source:</b> Kenneth Harney, The Washington Post<br />
</p>
  <p>The IRS has spelled out guidelines for eligibility for the home buyer credit when co-borrowers purchase a property.</p>

<p>When a home-owning parent of an adult child co-signs for a mortgage and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=488</link>
  <category>News</category>
  <pubDate>Wed, 30 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>New RESPA Rules Start January 1, 2010</title>
  <description><![CDATA[
  <p><b>December 30, 2009</b></p>
  <p><b>Source:</b> Mary Ellen Podmolik, Chicago Tribune<br />
</p>
  <p>The government hopes that the revamped Real Estate Settlement and Procedures Act, which takes effect Jan. 1, will make it easier for home buyers to understand what's going on at closing.</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=486</link>
  <category>News</category>
  <pubDate>Wed, 30 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Wells Fargo Home Mortgage Releases Guides on RESPA, Begins Implementation of New Forms</title>
  <description><![CDATA[
  <p><b>December 30, 2009</b></p>
  <p><b>Source:</b> Wells Fargo Home Mortgage<br />
</p>
  <p>In mid-December, weeks before the mandatory implementation date of January 1, 2009, required by the Department of Housing and Urban Development (HUD), Wells Fargo Home Mortgage announced it will...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=489</link>
  <category>News</category>
  <pubDate>Wed, 30 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Banks Start to Embrace Short Sales</title>
  <description><![CDATA[
  <p><b>December 17, 2009</b></p>
  <p><b>Source:</b> John Gittelsohn and Margaret Collins, Bloomberg<br />
</p>
  <p>Even before the government put pressure on them to embrace short sales, more banks were starting to take their lumps, do the short-sale deals and move on.</p>

<p>Three years into the housing...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=468</link>
  <category>News</category>
  <pubDate>Thu, 17 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Bernanke Promises Low Rates</title>
  <description><![CDATA[
  <p><b>December 17, 2009</b></p>
  <p><b>Source:</b> Jeannine Aversa, Associated Press<br />
</p>
  <p>Federal Reserve Chair Ben Bernanke said Monday that he could make no guarantees that the current economic recovery will last, but he promised to keep interest rates at low levels for "an extended...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=480</link>
  <category>News</category>
  <pubDate>Thu, 17 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Commercial Broker Lien legislation passes out of the Michigan Senate</title>
  <description><![CDATA[
  <p><b>December 17, 2009</b></p>
  <p>Legislation to protect commercial brokers against losing rightfully earned commissions made its way onto the Senate floor today, where it passed 27-10 (one Senator was absent). Senate Bill 610,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=466</link>
  <category>News</category>
  <pubDate>Thu, 17 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>First-Time Homebuyer Credit
Important Information from the IRS</title>
  <description><![CDATA[
  <p><b>December 17, 2009</b></p>
  <p><b>Source:</b> Internal Revenue Service<br />
</p>
  <p>Homebuyer Credit Expanded and Extended</p>

<p>The Worker, Homeownership and Business Assistance Act of 2009, signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=477</link>
  <category>News</category>
  <pubDate>Thu, 17 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>The American Red Cross Blood Drive</title>
  <description><![CDATA[
  <p><b>December 17, 2009</b></p>
  <p><b>Source:</b> Brad Kuiper<br />
<b>Job Title:</b> Director of Marketing and Membership<br />
<b>Phone:</b> (269) 373-1554<br />
<b>Email:</b> <a href="mailto:BradK@gkar.com">BradK@gkar.com</a>
</p>
  <p>Mark Your Calendars!  The next Blood Drive will be held at GKAR on Wednesday, January 13th from 10:15 am - 4:15 pm.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=479</link>
  <category>News</category>
  <pubDate>Thu, 17 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>2010 GKAR Committee Descriptions &amp; Sign Up Application...</title>
  <description><![CDATA[
  <p><b>December 10, 2009</b></p>
  <br /><br />
<p><b>BROKER EXCHANGE FORUM</b><br>
Purpose: To provide a casual support system for Brokers to discuss management issues and to hear<br>
speakers on various topics of interest.</p>

<p><b...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=452</link>
  <category>News</category>
  <pubDate>Thu, 10 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Commercial Broker Lien legislation passes out of the Michigan Senate</title>
  <description><![CDATA[
  <p><b>December 10, 2009</b></p>
  <br /><br />
<p>Legislation to protect commercial brokers against losing rightfully earned commissions made its way onto the Senate floor today, where it passed 27-10 (one Senator was absent). Senate...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=460</link>
  <category>News</category>
  <pubDate>Thu, 10 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>November Housing Sales Display Whopping 22.3% Increase</title>
  <description><![CDATA[
  <p><b>December 10, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced their response today to the Monthly Cumulative Sales Report for November.  The data displays a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=472</link>
  <category>News</category>
  <pubDate>Thu, 10 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Portage Neighborhood Housing Stabilization Program</title>
  <description><![CDATA[
  <p><b>December 3, 2009</b></p>
  <p><b>Source:</b> Neighborhood Housing Stabilization Program<br />
<b>Phone:</b> (269) 324-9201<br />
</p>
  <p>The City of Portage Department of Community Development announces the <b>Neighborhood Housing Stabilization Program</b>, which facilitates the purchase and rehabilitation of foreclosed homes in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=430</link>
  <category>News</category>
  <pubDate>Thu, 03 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Short Sale Symposium</title>
  <description><![CDATA[
  <p><b>December 3, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Local industry experts will present and answer questions related to the short sale process and how to set REALTORS&#174; up for success in 2010.</p>

<p>Date: December 15, 2009<br>
Time: 9:00am -...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=440</link>
  <category>News</category>
  <pubDate>Thu, 03 Dec 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>&amp;quot;Hear the Sounds of the Season&amp;quot;

The GKAR Education Committee Presents,</title>
  <description><![CDATA[
  <p><b>November 19, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The <b>Kalamazoo Symphony at GKAR </b>on Friday, December 4th, 11:00 am to 1:00 pm.  Complimentary to all GKAR Members including a luncheon to follow the concert.  <b><a href="http://www.gkar...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=417</link>
  <category>News</category>
  <pubDate>Thu, 19 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Fannie Mae Announces Deed-For-Lease Program</title>
  <description><![CDATA[
  <p><b>November 19, 2009</b></p>
  <p>On November 5, 2009, Fannie Mae announced its new Deed-for-Lease Program (D4L) that allows eligible borrowers facing foreclosure (or their tenants) to stay in their primary residences. Under D4L,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=415</link>
  <category>News</category>
  <pubDate>Thu, 19 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>HVCC: Bad Code or Badly Implemented Code?</title>
  <description><![CDATA[
  <p><b>November 19, 2009</b></p>
  <p><b>Source:</b> Robert Freedman, REALTOR® Magazine<br />
</p>
  <p>The Home Valuation Code of Conduct is getting a bad rap for causing what real estate professionals say is a rise in inaccurate appraisals, Alfred Pollard told a packed room of REALTORS&#174; Friday...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=420</link>
  <category>News</category>
  <pubDate>Thu, 19 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>New Rules to Clarify Fees</title>
  <description><![CDATA[
  <p><b>November 19, 2009</b></p>
  <p><b>Source:</b> Kenneth Harney, The Washington Post<br />
</p>
  <p>New regulations from the Department of Housing and Urban Development will require that closing costs be spelled out on a revised and consumer-friendly version of the good-faith estimate form that...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=423</link>
  <category>News</category>
  <pubDate>Thu, 19 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>A Message to REALTOR&#174; Members from the Pines of Portage Board of Directors</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p><b>Source:</b> Sally Lett, Pines of Portage Board of Directors<br />
<b>Email:</b> <a href="mailto:sally@lettmlc.com">sally@lettmlc.com</a>
</p>
  <p>To: Pines of Portage Co-owners and Area Realtors.</p>

<p>It has been brought to the attention of Pines of Portage Board of Directors that a totally false and unfortunate rumor has been circulating...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=392</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Economists: 11 States Show Signs Of Exiting Recession</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p>As many as 11 states, but not yet Michigan, are showing signs they are starting to emerge from recession, economists with Moody's Investors Service said.</p>

<p>Indiana is one of those states, the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=387</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Fannie Mae Announces Electronic Appraisal Submission Update</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p>In Announcement 09-14: Electronic Appraisal Reports, Enhancements to the Loan Delivery File Format, and Mortgage Fraud Reporting; Fannie Mae stated it will require the submission of electronic...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=393</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Foreclosure Filings Fall for Third Straight Month</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p>The number of homeowners facing foreclosure fell in October for the third time in as many months, but borrowers on the brink remain at dangerously high levels.</p>

<p>Realty Trac inc. reported...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=400</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Google Maps Expands Real Estate Info</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p><b>Source:</b> Clint Boulton, eWeek<br />
</p>
  <p>Google has been improving the usability of real estate information in its <b><a href="http://maps.google.com/"  target="_blank">Google Maps</a></b> function.</p>

<p>Users can now select the <a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=388</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Holiday Schedule for e-Bearings</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Editor of e-Bearings<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>The Holiday season is approaching fast.  Due to the shortened weeks, the e-Bearings will not be published the week of Thanksgiving and the week of the Christmas holidays.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=397</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>MIT Index Says Commercial Prices Climbing</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p><b>Source:</b> Ilaina Jonas, Reuters News<br />
</p>
  <p>Prices of commercial real estate in which there are large numbers of major investors rose 4.4 percent in the third quarter, according to the MIT Center for Real Estate's transaction-based index.</p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=391</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Refinancing Fuels Loan Activity</title>
  <description><![CDATA[
  <p><b>November 12, 2009</b></p>
  <p><b>Source:</b> Mortgage Bankers Association<br />
</p>
  <p>Loan applications rose 8.2 percent last week on a seasonally adjusted basis compared to the previous week, according to the Mortgage Bankers Association weekly survey.</p>

<p>Most of the increase...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=398</link>
  <category>News</category>
  <pubDate>Thu, 12 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Congress Votes to Extend FHA and GSE Loan Limits through 2010</title>
  <description><![CDATA[
  <p><b>November 5, 2009</b></p>
  <p><b>Source:</b> Greater Kalamazoo Association of REALTORS®<br />
</p>
  <p>Last week, the House and Senate passed legislation to extend the current loan limits for FHA and Freddie Mac and Fannie Mae (the government sponsored enterprises, or GSEs) through December 31, 2010...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=379</link>
  <category>News</category>
  <pubDate>Thu, 05 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Consumer Financial Agency Moves Forward, HVCC Eyed</title>
  <description><![CDATA[
  <p><b>November 5, 2009</b></p>
  <p><b>Source:</b> Tony Hutchinson<br />
<b>Phone:</b> (202) 383-1120<br />
</p>
  <p>The House Financial Services Committee passed a bill to increase consumer protections through a new financial services regulator called the Consumer Financial Protection Agency. The agency would...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=378</link>
  <category>News</category>
  <pubDate>Thu, 05 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>FHA Announces Appraisal Performance Standards and Sanctions</title>
  <description><![CDATA[
  <p><b>November 5, 2009</b></p>
  <p><b>Source:</b> Greater Kalamazoo Association of REALTORS®<br />
</p>
  <p>The Federal Housing Administration (FHA) released Mortgagee Letter 2009-41 on appraiser performance and sanctions. This is largely a reminder of administrative sanctions that FHA may take ranging...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=380</link>
  <category>News</category>
  <pubDate>Thu, 05 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>GKAR Annual Installation &amp; State of the Association Luncheon</title>
  <description><![CDATA[
  <h2>Thursday, December 10th, 2009 at 11:00 am.</h2>
  <p><b>November 5, 2009</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Director of Finance<br />
<b>Phone:</b> 269-3821597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <br /><br />
<p>"Save the Date" for GKAR's Annual Installation & State of the Association Luncheon<br>
on Thursday, December 10th, 2009 at 11:00 am.</p>

<p>Look for the flyer next week with all of the details.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=382</link>
  <category>News</category>
  <pubDate>Thu, 05 Nov 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Broker Owner Summit - See photo</title>
  <description><![CDATA[
  <p><b>October 29, 2009</b></p>
  <p><b>Source:</b> Broker Exchange Forum and the Risk Management Committee<br />
</p>
  <p><b>The Broker Exchange Forum and the Risk Management Committee</b> joined forces and presented a Broker Owner Summit, "The New Appraisal" on October 22nd with Marty Wagar, Wagar and Associates and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=354</link>
  <category>News</category>
  <pubDate>Thu, 29 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fed Calls Housing Upturn a Good Sign</title>
  <description><![CDATA[
  <p><b>October 29, 2009</b></p>
  <p><b>Source:</b> Washington Post, Neil Irwin<br />
</p>
  <p>The Federal Reserve's "Beige Book" report, released Wednesday, points to housing as a bright spot in the economic landscape and applauds banks that lent to first-time homebuyers.</p>

<p>It calls...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=352</link>
  <category>News</category>
  <pubDate>Thu, 29 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Good Housing News Predicted</title>
  <description><![CDATA[
  <p><b>October 29, 2009</b></p>
  <p><b>Source:</b> Bloomberg, Courtney Schlisserman<br />
</p>
  <p>All the leading indicators say housing is definitely on the mend, economists reported in advance of the official release of several pieces of good news expected this week.</p>

<p>Bloomberg News...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=350</link>
  <category>News</category>
  <pubDate>Thu, 29 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Renewing Your License On-Line</title>
  <description><![CDATA[
  <p><b>October 29, 2009</b></p>
  <p><b>Source:</b> Michigan Association of REALTORS®<br />
</p>
  <p>The Michigan Association of REALTORS&#174; provides a link to renew your Michigan Real Estate License and it could not be easier - <b><a href="http://www.michigan.gov/dleg/0,1607,7-154-35299_48242-...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=365</link>
  <category>News</category>
  <pubDate>Thu, 29 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Administration Funds Local Housing Agencies</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><b>Source:</b> Tami Lubby, CNNMoney.com<br />
</p>
  <p>The Obama Administration announced a plan Monday to help state and local housing finance agencies provide mortgages to first-time and lower-income home buyers and help pay for rehabilitation of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=334</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Administrative Staff Luncheon</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><a href="http://www.gkar.compage.php?page_id=150" title="e-Bearings Newsletter" target="_blank"></a>Thank you to all the Brokers that sent your Administrative Staff for the Luncheon Tuesday,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=340</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>ALERT: Craigslist Scam Still Impacting REALTORS&#174;</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><b>Source:</b> Kalamazoo County, Criminal Investigation Division<br />
</p>
  <p><b>Kalamazoo Public Safety, Criminal Investigation Division</b> has been advised that homeowners list their homes for sale with real estate agents, who will list the homes for sale in the Multiple...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=342</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Commercial Finance Report</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><b>Source:</b> Jeff Lischer, The Washington Report<br />
</p>
  <p>Federal Regulators Reported Close to Issuing Guidelines for Commercial Mortgage Modifications<br>
On Wednesday, October 14, 2009, FDIC Chair Sheila Bair testified with others from the banking...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=337</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>IRS Investigates Home Tax Credit Claims</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><b>Source:</b> John McKinnon, The Wall Street Journal<br />
</p>
  <p>The Internal Revenue Service is investigating more than 100,000 claims for the First-Time Homebuyer Tax Credit that may be unjustified or even fraudulent.</p>

<p>The IRS has identified 167 of what...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=333</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Real Estate Prices Could Climb Slowly</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><b>Source:</b> Peter Y. Hong, Chicago Tribune<br />
</p>
  <p>With the population aging and fewer young people to take the place of baby boomers, the demand for housing may slow for years to come, keeping home values from increasing as they have done since...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=344</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Some Housing Analysts Predict Declines in 2010</title>
  <description><![CDATA[
  <p><b>October 22, 2009</b></p>
  <p><b>Source:</b> Les Christie, CNNMoney.com<br />
</p>
  <p>A new housing price forecast predicts that home values will drop an average of 11.3 percent in 342 out of 381 markets by June 30, 2010.</p>

<p>Financial information and analysis firm Fiserv also...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=335</link>
  <category>News</category>
  <pubDate>Thu, 22 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>A Historic Time to Buy</title>
  <description><![CDATA[
  <p><b>October 15, 2009</b></p>
  <p><b>Source:</b> Source: The Associated Press, Chip Cutter<br />
</p>
  <p>Young people just starting to invest and buying their first homes are potentially the winners in this recession.</p>

<p>First-time homebuyers, most between the ages of 25 and 45, accounted for...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=324</link>
  <category>News</category>
  <pubDate>Thu, 15 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Aides: Home Buyer Tax Credit Extension Likely</title>
  <description><![CDATA[
  <p><b>October 15, 2009</b></p>
  <p><b>Source:</b> Jackie Calmes, The New York Times<br />
</p>
  <p>Extending the First-Time Home Buyer Tax Credit, due to expire at the end of November, is high on the Democratic Congressional to-do list, legislative aides said.</p>

<p>After Wednesday's meeting...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=322</link>
  <category>News</category>
  <pubDate>Thu, 15 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Existing-Home Sales Ease Following Gains</title>
  <description><![CDATA[
  <p><b>October 15, 2009</b></p>
  <p><b>Source:</b> NAR<br />
</p>
  <p>Existing-home sales in August gave back some of their strong gain in July but remain above a year ago<br>
levels, NAR says. Single-family, townhome, condominium, and co-op sales declined 2.7<br>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=315</link>
  <category>News</category>
  <pubDate>Thu, 15 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FHA Announces New Principals for Reverse Mortgages</title>
  <description><![CDATA[
  <p><b>October 15, 2009</b></p>
  <p><b>Source:</b> FHA<br />
</p>
  <p>On September 23, 2009, the Federal Housing Administration announced a new set of<br>
principal limit factors (PLF) for their Home Ownership Conversion Mortgage (HECM)<br>
Program. The new PLF goes...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=316</link>
  <category>News</category>
  <pubDate>Thu, 15 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FHA Announces Term and Interest Rate Requirements for Loan Modifications</title>
  <description><![CDATA[
  <p><b>October 15, 2009</b></p>
  <p><b>Source:</b> FHA<br />
</p>
  <p>On September 23, 2009, the Federal Housing Administration (FHA) announced an update to the conditions under which FHA will pay loss mitigation claims for loan modifications. After reviewing its...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=317</link>
  <category>News</category>
  <pubDate>Thu, 15 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Long-Term Mortgages Near Record Low</title>
  <description><![CDATA[
  <p><b>October 15, 2009</b></p>
  <p><b>Source:</b> Chicago Sun-Times, Francine Knowles (10/09/09)<br />
</p>
  <p>Thirty-year, fixed-rate mortgages moved closer to the all-time low of 4.82 percent reached in May, falling to 4.87 percent this week from 4.94 percent a week ago, according to Freddie Mac.</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=327</link>
  <category>News</category>
  <pubDate>Thu, 15 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Federal Reserve Board Extends Period for Purchasing Fannie Mae/Freddie Mac MBSs and Debt</title>
  <description><![CDATA[
  <p><b>October 8, 2009</b></p>
  <p><b>Source:</b> Federal Reserve Press Release<br />
</p>
  <p>On September 23, 2009, the Federal Reserve Board announced that economic activity is picking up, noting that there is increased activity in the housing sector. The Fed reaffirmed its ongoing...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=307</link>
  <category>News</category>
  <pubDate>Thu, 08 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Broker Owner Summit</title>
  <description><![CDATA[
  <p><b>October 8, 2009</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Professional Standards<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Thursday, October 22, 2009 - Breakfast at 9:30 am and<br>
Program at 10:00 am<br>
<b>"Today's Appraisals - Sorting it all Out"</b><br />  <b><a href="http://www.gkar.comdocs/flyers/2009/broker...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=297</link>
  <category>News</category>
  <pubDate>Thu, 08 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Listing Agreement Symposium</title>
  <description><![CDATA[
  <p><b>October 8, 2009</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Professional Standards<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Thursday, October 15, 2009 - Light breakfast at 8:30 am and program at 9:00 am.  Attend this important educational symposium regarding the  new language in the listing agreement including Leasing,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=298</link>
  <category>News</category>
  <pubDate>Thu, 08 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home and Lifestyle Expo Starts This Friday</title>
  <description><![CDATA[
  <p><b>October 8, 2009</b></p>
  <p><b>Source:</b> Home Builders Association of Greater Kalamazoo<br />
<b>Phone:</b> (269) 375-4225<br />
</p>
  <p>Kalamazoo - - The Home Builders Association of Greater Kalamazoo (HBAGK) will present the <b>Your Home, Your Lifestyle Expo</b> this Friday and Saturday at the Radisson Plaza Hotel & Suites in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=302</link>
  <category>News</category>
  <pubDate>Thu, 08 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Tony Rubleski Seminar</title>
  <description><![CDATA[
  <p><b>October 8, 2009</b></p>
  <p>October 23, 2009, from 8:00 - 10:00 am.  Attend the Rubleski's "Capturing the Mind of Your Customers" Seminar at GKAR.  <b><a href="http://www.gkar.comdocs/flyers/2009/rubleski_flier_oct23.pdf"...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=312</link>
  <category>News</category>
  <pubDate>Thu, 08 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Commercial Prices Continue to Drop</title>
  <description><![CDATA[
  <p><b>October 1, 2009</b></p>
  <p><b>Source:</b> The Associated Press<br />
</p>
  <p>Commercial real estate prices fell 5.1 percent from June to July, according to Moody's/REAL Commercial Property Price Indices.</p>

<p>The index has been sliding steadily compared to last year and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=289</link>
  <category>News</category>
  <pubDate>Thu, 01 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Credit Reports Under Extra Scrutiny</title>
  <description><![CDATA[
  <p><b>October 1, 2009</b></p>
  <p><b>Source:</b> Dawn Wotapka, The Associated Press<br />
</p>
  <p><b>Buyers who are under contract and hoping to close before Nov. 30 when the first-time home buyer credit expires should refrain from buying furniture and other things on credit.</b></p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=300</link>
  <category>News</category>
  <pubDate>Thu, 01 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Federal Index Shows Home Prices Rising</title>
  <description><![CDATA[
  <p><b>October 1, 2009</b></p>
  <p><b>Source:</b> Alan Zibel, The Associated Press<br />
</p>
  <p>U.S. home prices rose 0.3 percent in July compared to June, the Federal Housing finance Agency said Tuesday.</p>

<p>The index is 4.2 percent below what it was in 2008 and 10.5 percent off its peak...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=288</link>
  <category>News</category>
  <pubDate>Thu, 01 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Rates Hold Steady</title>
  <description><![CDATA[
  <p><b>October 1, 2009</b></p>
  <p><b>Source:</b> Wall Street Journal<br />
</p>
  <p>The average rate on 30-year, fixed mortgages held at 5.04 percent for the week ended Sept. 24-down from 6.09 percent a year ago, according to Freddie Mac.</p>

<p>Interest on 30-year, fixed loans...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=293</link>
  <category>News</category>
  <pubDate>Thu, 01 Oct 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>7 Tips for First-Time Home Buyers</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p><b>Source:</b> Ron Lieber, The New York Times<br />
</p>
  <p>A year after the financial collapse of 2008, the housing market is very different than it was before the foreclosure crisis.</p>

<p><b>Here are seven bits of wisdom from economists and financial...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=276</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Credit Market Makes Economists Nervous</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p><b>Source:</b> Stevenson Jacobs, The Associated Press<br />
</p>
  <p>Interest rates are low and home prices are down, but banks continue to be stingy with loans.</p>

<p>At the height of the housing boom, seven out of 10 mortgages were approved. At the end of 2008,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=279</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>DKI Division Disputes Property-Tax Bills</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p><b>Source:</b> Gabrielle Russon, Kalamazoo Gazette<br />
<b>Email:</b> <a href="mailto:grusson@kalamazoogazette.com">grusson@kalamazoogazette.com</a>
</p>
  <p>KALAMAZOO -- The real-estate arm of Downtown Kalamazoo Inc. says it shouldn't have to pay taxes on some of the property it owns.</p>

<p>That arm, called Downtown Tomorrow Inc., has disputed it...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=284</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Members Appointed to Kalamazoo County Land Bank Panel</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p><b>Source:</b> Gabrielle Russon,Kalamazoo Gazette<br />
</p>
  <p><b>Members appointed to Kalamazoo County Land Bank panel</b><br />KALAMAZOO - Six members were appointed Tuesday to the new Kalamazoo County Land Bank.</p>

<p>The land bank authority will have the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=280</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Michigan's Business Community Launches Billboard Campaign in Call for Structural Reform</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p>Michigan's Business Community Launches Billboard Campaign in Call for Structural Reform<br>
Leaders of Business Organizations Statewide Continue Call for Action in Lansing</p>

<p>One week after...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=275</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Demand Down as Summer Ends</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p><b>Source:</b> Mortgage Bankers Association<br />
</p>
  <p>Mortgage applications slowed as summer ended and potential first-time buyers wondered whether they would be able to settle in time to receive the federal home ownership tax credit, which expires...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=274</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>REALTORS&#174; Safety Week Tip: Stay Safe at Open Houses</title>
  <description><![CDATA[
  <p><b>September 24, 2009</b></p>
  <p><b>Source:</b> Washington Real Estate Safety Council<br />
</p>
  <p>Open houses can be a great sales tool-but hosting one also exposes you to numerous unfamiliar people for the first time. Take these steps to stay safe:</p>

<br /><ul>
<li> If possible, always try...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=281</link>
  <category>News</category>
  <pubDate>Thu, 24 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Are Lower Rates on the Horizon?</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> Simon Kennedy, Bloomberg<br />
</p>
  <p>The Federal Reserve is likely to keep interest rates low to help consumers and companies eliminate debt, Goldman Sachs economists wrote in a report released Wednesday.</p>

<p>Some forecasters have...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=257</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Ben Bernanke on the U.S. Economy</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> RISMEDIA<br />
</p>
  <br /><br /><img class="imageLeft" src="http://www.gkar.comimages/website/250px-ben_bernanke_official_portrait2.jpg" border="0" width="80" height="100" align="left" alt="Ben Bernanke" title="Ben...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=265</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fed Offers Some Positive Economic News</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> Jeannine Aversa, The Associated Press<br />
</p>
  <p>The Federal Reserve says it's "cautiously positive" about the economy in its widely watched regular report called the <i>Beige Book.</i></p>

<p>Eleven of the Fed's 12 regions called economic...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=262</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR's REALTOR&#174;  Safety Event was a Success</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Director of Industry Relations and Educational Development<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <p>The Safety Event at GKAR on Tuesday, September 15th was impressive and very beneficial.  To see Wednesday's article in the Kalamazoo Gazette, <b><a href="http://www.mlive.com/news/kalamazoo/index...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=269</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Mortgage Applications Rise as Rates Fall</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> Mortgage Bankers Association<br />
</p>
  <p>Mortgage rates declined last week, triggering a dramatic jump in mortgage applications.</p>

<p>The Mortgage Bankers Association reported that its weekly index of mortgage application volume rose...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=259</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Nominate a Member for REALTOR&#174; of the Year</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Director of Industry Relations and Education<br />
<b>Phone:</b> (269) 488-3557<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <p>The REALTOR&#174; of the Year Award was established to recognize and award a REALTOR&#174; Member of the Greater Kalamazoo Association of REALTORS&#174; for professional and community contributions...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=270</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>RSS Newsfeeds - What Are They and How To Use Them</title>
  <description><![CDATA[
  <p><b>September 17, 2009</b></p>
  <p><b>Source:</b> Christy Pierangeli<br />
<b>Job Title:</b> Director of Information Systems<br />
<b>Department:</b> MLS<br />
<b>Phone:</b> (269) 382-1985<br />
<b>Email:</b> <a href="mailto:ChristyP@gkar.com">ChristyP@gkar.com</a>
</p>
  <h3>RSS Help</h3>

<p>The Greater Kalamazoo Association of REALTORS&#174; is proud to make our news and events available via RSS. An explanation of RSS and how to use it follows below.</p>

<h3>What...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=223</link>
  <category>News</category>
  <pubDate>Thu, 17 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Big Banks Get Bigger During Recession</title>
  <description><![CDATA[
  <p><b>September 11, 2009</b></p>
  <p><b>Source:</b> David Cho, The Washington Post<br />
</p>
  <p>Banks that were deemed "too big to fail" in the run up to the recent financial meltdown have gotten even larger as a result of assistance from the federal government.</p>

<p>The bailouts favored...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=241</link>
  <category>News</category>
  <pubDate>Fri, 11 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Home Buyer Tax Credit Countdown Begins</title>
  <description><![CDATA[
  <p><b>September 11, 2009</b></p>
  <p><b>Source:</b> Alan J. Heavens, Philadelphia Inquirer<br />
</p>
  <p>The first-time home buyers tax credit ends Nov. 30. Is it possible to buy in the next two weeks and still close in time to collect it?</p>

<p>Some professionals say yes. "It still can be done in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=243</link>
  <category>News</category>
  <pubDate>Fri, 11 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Information regarding FHA Loans and Manufactured Homes</title>
  <description><![CDATA[
  <p><b>September 11, 2009</b></p>
  <p>Recently, there have been rumors circling the industry regarding FHA manufactured housing loans. To quell those rumors the Michigan Manufactured Housing Association (MMHA), along with a liaison...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=244</link>
  <category>News</category>
  <pubDate>Fri, 11 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>More Sellers Turn to Rentals</title>
  <description><![CDATA[
  <p><b>September 11, 2009</b></p>
  <p><b>Source:</b> M.P. McQueen, The Wall Street Journal<br />
</p>
  <p>More people are becoming landlords in an economy where selling a home can be challenging.</p>

<p>The nation's second-largest home insurer, Allstate Corp., says the number of homeowners converting...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=242</link>
  <category>News</category>
  <pubDate>Fri, 11 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>New RESPA Rule FAQs</title>
  <description><![CDATA[
  <p><b>September 11, 2009</b></p>
  <p><b>Source:</b> Department of Housing and Urban Development<br />
</p>
  <p><b>RESPA Questions and Answers</b></p>

<br />Your source for the new rule:
<br /><b>Q:</b>  When does the new RESPA Rule take effect?
<br />  <b>A:</b>   <b><a href="http://www.gkar.comdocs...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=246</link>
  <category>News</category>
  <pubDate>Fri, 11 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>RPAC Picnic Photo Gallery</title>
  <description><![CDATA[
  <p><b>September 11, 2009</b></p>
  <p><b>RPAC Picnic Photo Gallery.</b></p>

<br /><b><a href="http://www.gkar.com/page.php?page_id=160"  target="_blank">View the Photos</a></b> of the very successful RPAC Picnic on August 20th.
<br />...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=249</link>
  <category>News</category>
  <pubDate>Fri, 11 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Fed Chair Says the Worst Is Over</title>
  <description><![CDATA[
  <p><b>September 3, 2009</b></p>
  <p><b>Source:</b> Jeannine Aversa, The Associated Press<br />
</p>
  <p><b>Federal Reserve Chair Ben Bernanke</b> said on Friday that he was optimistic the economy is about to take off.</p>

<p>Bernanke acknowledged that credit is still tight, especially for businesses...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=224</link>
  <category>News</category>
  <pubDate>Thu, 03 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Good Pictures Can Make a Sale</title>
  <description><![CDATA[
  <p><b>September 3, 2009</b></p>
  <p><b>Source:</b> June Fletcher, The Wall Street Journal<br />
</p>
  <p><b>Good Pictures Can Make a Sale </b><br>
These days photographs that accompany online listings are a primary part of advertising. Poor quality photos that don't flatter the property or fail to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=227</link>
  <category>News</category>
  <pubDate>Thu, 03 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Now Is the Time to Buy in Real Estate</title>
  <description><![CDATA[
  <p><b>September 3, 2009</b></p>
  <p><b>Source:</b> Marc Roth, Business Week<br />
</p>
  <p>Investors are returning as the real estate market recovers.</p>

<p>BusinessWeek's real estate guru Marc Roth points out these opportunities, which he says make sense if investors are willing to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=225</link>
  <category>News</category>
  <pubDate>Thu, 03 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Option ARMs Put Recovery at Risk</title>
  <description><![CDATA[
  <p><b>September 3, 2009</b></p>
  <p><b>Source:</b> John Leland, The New York Times<br />
</p>
  <p>Option ARMs, which accounted for $750 billion in mortgages issued between 2004 and 2007, according to Inside Mortgage Finance, are at serious risk with at least 50 percent already in default.</p>

...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=228</link>
  <category>News</category>
  <pubDate>Thu, 03 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Portage Historic Properties</title>
  <description><![CDATA[
  <p><b>September 3, 2009</b></p>
  <p><b>Yes</b>, Portage does have both residential and commercial properties that are on the historic roster in pubic recognition of its architectural and/or historic significance. The Beacon Club is...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=222</link>
  <category>News</category>
  <pubDate>Thu, 03 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>The Basics: Short Sales</title>
  <description><![CDATA[
  <p><b>September 3, 2009</b></p>
  <p>Due to current economic conditions, the number of short sale properties on the market is rising. The increasing number of short sales on the market presents challenges for REALTORS&#174;. Below you...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=232</link>
  <category>News</category>
  <pubDate>Thu, 03 Sep 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Attention: Official Notice of GKAR Elections</title>
  <description><![CDATA[
  <p><b>August 27, 2009</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Director of Finance<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <p><b>To:</b> GKAR REALTOR&#174; Members<br>
<b>From:</b>  GKAR Elections Committee<br>
<b>Date:</b>  August 25, 2009</p>

<p><b><a href="http://www.gkar.comdocs/flyers/2009/official_notice_3.pdf"...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=217</link>
  <category>News</category>
  <pubDate>Thu, 27 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Banks Plan to Keep Lending Tight</title>
  <description><![CDATA[
  <p><b>August 27, 2009</b></p>
  <p><b>Source:</b> Craig Torres, Bloomberg News<br />
</p>
  <p>Banks tightened standards for all types of loans in the second quarter, the Federal Reserve reported Monday.</p>

<p>About 35 percent of senior loan officials said they tightened standards somewhat...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=212</link>
  <category>News</category>
  <pubDate>Thu, 27 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac Bulletin #2009-22</title>
  <description><![CDATA[
  <p><b>August 27, 2009</b></p>
  <p><b>Source:</b> Patricia J. McClung<br />
<b>Job Title:</b> Vice President, Offerings Management<br />
<b>Phone:</b> (800)373-3343<br />
</p>
  <p><b>TO:</b>  Freddie Mac Sellers and Servicers</p>

<br /><b>SUBJECTS:</b> <b><a href="http://www.freddiemac.com/sell/guide/bulletins/pdf/bll0922.pdf"  target="_blank">Bulletin</a></b> Single-Family...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=213</link>
  <category>News</category>
  <pubDate>Thu, 27 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Staff Announcement</title>
  <description><![CDATA[
  <p><b>August 27, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p><b>Brad Kuiper is GKAR's Director of Marketing & Membership</b>, charged with communicating the Association's programs to members and the public.  Additionally, Brad will focus on membership...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=208</link>
  <category>News</category>
  <pubDate>Thu, 27 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Study: Americans Still Want to Be Homeowners</title>
  <description><![CDATA[
  <p><b>August 27, 2009</b></p>
  <p><b>Source:</b> Bankrate.com<br />
</p>
  <p>Despite all of the bad news in the media about homeownership and mortgages, most Americans still believe buying a home is a great investment, according to a new study commissioned by <a href="http:...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=209</link>
  <category>News</category>
  <pubDate>Thu, 27 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>What Has the Housing Crash Cost Americans?</title>
  <description><![CDATA[
  <p><b>August 27, 2009</b></p>
  <p><b>Source:</b> Brett Arends, The Wall Street Journal<br />
</p>
  <p>How much real wealth have Americans lost so far in the real estate crash?</p>

<p>The Federal Reserve estimates that the total market value of U.S. homes fell 18 percent from $21.9 trillion to $17...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=218</link>
  <category>News</category>
  <pubDate>Thu, 27 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>ALERT: Craigslist Scam</title>
  <description><![CDATA[
  <p><b>August 20, 2009</b></p>
  <p><b>Source:</b> Kalamazoo Public Safety, Criminal Investigation Division<br />
</p>
  <p><b>Kalamazoo Public Safety, Criminal Investigation Division</b> has been advised that homeowners list their homes for sale with real estate agents, who will list the homes for sale in the Multiple...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=196</link>
  <category>News</category>
  <pubDate>Thu, 20 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Federal Reserve: Recession Ending, Rates Left Alone</title>
  <description><![CDATA[
  <p><b>August 20, 2009</b></p>
  <p><b>Source:</b> Edmund L. Andrews, The New York Times<br />
</p>
  <p>The Federal Reserve ended its policy-making meeting  Wednesday (8-12-09) with the declaration that the recession is ending and it would move toward more normal policies.</p>

<p>The Fed said, <b>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=190</link>
  <category>News</category>
  <pubDate>Thu, 20 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Election of Officers and Directors</title>
  <description><![CDATA[
  <p><b>August 20, 2009</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Director of Finance<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <p>It's that time of year again! The <b>Report of the GKAR Nominating Committee</b> and the <b>Nomination Form</b> are now available . . . .</p>

<p><b><a href="http://www.gkar.comdocs/bearings/2009...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=182</link>
  <category>News</category>
  <pubDate>Thu, 20 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Welcomes Kim Ardrey to the staff as MLS Assistant</title>
  <description><![CDATA[
  <p><b>August 20, 2009</b></p>
  <p>Kim will be working in the MLS Department answering phones, assisting members with purchases from the REALTOR&#174; Store, monitoring and correcting listing information, and processing forms orders...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=205</link>
  <category>News</category>
  <pubDate>Thu, 20 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Summit on Racism</title>
  <description><![CDATA[
  <p><b>August 20, 2009</b></p>
  <p><b>Source:</b> Ellen Cynar<br />
<b>Phone:</b> (269) 345-5595<br />
<b>Email:</b> <a href="mailto:ekcynar@ywcakalamazoo.org">ekcynar@ywcakalamazoo.org</a>
</p>
  <img class="imageRight" src="http://www.gkar.comimages/website/ellen_cynar.jpg" border="0" width="98" height="141" align="right" alt="Ellen Cynar Racism Summit" title="Ellen Cynar Racism Summit" /...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=203</link>
  <category>News</category>
  <pubDate>Thu, 20 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Underwater Mortgages to Skyrocket by 2011</title>
  <description><![CDATA[
  <p><b>August 20, 2009</b></p>
  <p><b>Source:</b> Les Christie, CNN; Nick Timiraos, The Wall Street Journal<br />
</p>
  <p>A new report by Deutsche Bank estimates that by 2011 nearly 50 percent of U.S. home owners with mortgages will owe more than their homes are worth.</p>

<p>This estimate of 25 million borrowers is...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=192</link>
  <category>News</category>
  <pubDate>Thu, 20 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Short Sales Commissions Policy - Fannie Mae Confirms and Establishes Appeal Process</title>
  <description><![CDATA[
  <p><b>August 13, 2009</b></p>
  <p><b>Source:</b> Fannie Mae/National Association of REALTORS®<br />
</p>
  <p>In response to concerns raised by NAR regarding short sales commission issues, <b>Fannie Mae</b> issued the following communication - <b><a href="http://www.gkar.comdocs/bearings/2009/government...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=187</link>
  <category>News</category>
  <pubDate>Thu, 13 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Lead Paint Renovation Rule Compliance Guide</title>
  <description><![CDATA[
  <p><b>August 7, 2009</b></p>
  <p><b>Source:</b> National Association of REALTORS®<br />
</p>
  <p>This compliance guide provides information for REALTORS&#174; and property managers on the <b>EPA's new Renovation, Repair and Painting Rule.</b> The guide describes the new lead-based paint safety...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=166</link>
  <category>News</category>
  <pubDate>Fri, 07 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Take Advantage of Fun &amp; Functional Networking Events at MAR's 2009 Convention &amp; Expo</title>
  <description><![CDATA[
  <p><b>August 7, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The 2009 MAR Convention & Expo is offering more networking opportunities than ever. Being held October 7-9 at the Grand Traverse Resort & Spa, there is no better place to make connections, have fun...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=175</link>
  <category>News</category>
  <pubDate>Fri, 07 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Voices of Real Estate
National Association of REALTORS&#174; 2009 Leadership Team</title>
  <description><![CDATA[
  <p><b>August 7, 2009</b></p>
  <p><b>Source:</b> National Association of REALTORS®<br />
</p>
  <p><b>New Truth In Lending Regulation</b>Posted by Ron <b>Phipps, 2009 NAR First Vice President</b></p>

<p>One of the benefits of membership is the important information that REALTORS&#174; share...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=165</link>
  <category>News</category>
  <pubDate>Fri, 07 Aug 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FOR IMMEDIATE RELEASE:
Mortgage Credit Certificate Program Reopened</title>
  <description><![CDATA[
  <p><b>July 30, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan:  The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today their support of the <b>Michigan State Housing Development Authority's (MSHDA) reactivation of the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=162</link>
  <category>News</category>
  <pubDate>Thu, 30 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Revised TILA Disclosure Requirements Take Effect on July 30, 2009</title>
  <description><![CDATA[
  <p><b>July 30, 2009</b></p>
  <p><b>Source:</b> Jeff Lischer and Tony Hutchinson, The Washington Report<br />
<b>Phone:</b> (202) 383-1117<br />
</p>
  <p>Lenders will be subject to new disclosure requirements for mortgage loans under the Federal Reserve Board Truth in <b>Lending Regulation (Reg Z). The new requirements apply to loan applications...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=160</link>
  <category>News</category>
  <pubDate>Thu, 30 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Update on Proposed Code to Install Sprinkler Systems in Residential Homes.</title>
  <description><![CDATA[
  <p><b>July 30, 2009</b></p>
  <p><b>Source:</b> Michigan Association of REALTORS®<br />
</p>
  <p><b>Building Code Review Committee votes in favor of omitting code section: Section would mandate the installation of sprinkler systems in new residential homes and townhouses.</b></p>

<p>Last week...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=158</link>
  <category>News</category>
  <pubDate>Thu, 30 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>House Extends High Limits for Federal Loans</title>
  <description><![CDATA[
  <p><b>July 23, 2009</b></p>
  <p><b>Source:</b> Inman News 7/21/09<br />
</p>
  <p>The House Appropriations Committee approved an extension of the $729,750 loan limits for Fannie Mae, Freddie Mac, and Federal Housing Administration financing in high-cost areas through September...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=146</link>
  <category>News</category>
  <pubDate>Thu, 23 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>MAR Announces new Mortgage Foreclosure Education Programs; 
Attend Foreclosure Session at No Cost</title>
  <description><![CDATA[
  <p><b>July 23, 2009</b></p>
  <p><b>Source:</b> Michigan Association of REALTORS<br />
</p>
  <p>With the statewide mortgage foreclosure crisis sending continued shockwaves throughout the lives of Michigan citizens and the real estate industry at large, the Michigan Association of REALTORS&...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=149</link>
  <category>News</category>
  <pubDate>Thu, 23 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>MAR to Testify Against Mandate of Sprinkler Systems in New Residential Builds and Townhomes</title>
  <description><![CDATA[
  <p><b>July 23, 2009</b></p>
  <p><b>Source:</b> Doug Merriam<br />
<b>Job Title:</b> West Michigan Public Policy Director<br />
<b>Department:</b> Michigan Association of REALTORS<br />
<b>Phone:</b> (517) 202-7563<br />
<b>Email:</b> <a href="mailto:dmerriam@mirealtors.com">dmerriam@mirealtors.com</a>
</p>
  <p>This week, the MAR will testify in opposition to a proposal to mandate fire sprinkler systems in all new homes through the state construction code. <b>The proposal calls for the installation of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=151</link>
  <category>News</category>
  <pubDate>Thu, 23 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Meet your Continuing Education Requirements and More at the MAR 2009 Convention &amp; Expo</title>
  <description><![CDATA[
  <p><b>July 23, 2009</b></p>
  <p><b>Source:</b> Michigan Association of REALTORS<br />
</p>
  <p>On top of hearing from nationally renowned speakers, and walking away with innovative money-making strategies, take advantage of yet another educational value from the MAR 2009 Convention & Expo;...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=150</link>
  <category>News</category>
  <pubDate>Thu, 23 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>FOR IMMEDIATE RELEASE:
June Housing Sales Take Step in the Right Direction</title>
  <description><![CDATA[
  <p><b>July 22, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - July 20, 2009 - The Greater Kalamazoo Association of<br>
REALTORS&#174; (GKAR) announced their response today to the <b>Monthly Cumulative<br>
Sales Report for June.</b> The...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=142</link>
  <category>News</category>
  <pubDate>Wed, 22 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Woman Accused in Florida Not a REALTOR&#174;</title>
  <description><![CDATA[
  <p><b>July 20, 2009</b></p>
  <p>The following is a statement by the National Association of REALTORS&#174;:</p>

<p>Many news outlets are erroneously reporting that Pamela Long Wiggins, charged today for murder in Florida, is a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=140</link>
  <category>News</category>
  <pubDate>Mon, 20 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Thank You to our 2009 GKAR Golf Sponsors</title>
  <description><![CDATA[
  <p><b>July 17, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Director of Industry Relations and Educational Development<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <br />Thank you to the 2009 Affiliate Sponsors and heartfelt appreciation to these sponsors for their additional support!  (Click on each sponsor to link to their website)
<br />
<p>View the entire...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=134</link>
  <category>News</category>
  <pubDate>Fri, 17 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>First-Time Buyers: Hurry for $8,000 Tax Credit</title>
  <description><![CDATA[
  <p><b>July 16, 2009</b></p>
  <p><b>Source:</b> Mary Ellen Podmolik, Chicago Tribune<br />
</p>
  <p>Daily Real Estate News</p>

<p><b>First-Time Buyers: Hurry for $8,000 Tax Credit </b></p>

<p>It's time to remind first-time home buyers that in order to qualify for the government's $8,000 gift in...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=133</link>
  <category>News</category>
  <pubDate>Thu, 16 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Freddie Mac Calls for Appropriate Comparables</title>
  <description><![CDATA[
  <p><b>July 16, 2009</b></p>
  <p><b>Source:</b> Matt Carter, Inman News<br />
</p>
  <p>A July 10 <b><a href="http://www.freddiemac.com/sell/guide/bulletins/pdf/bll0918.pdf"  target="_blank">lender bulletin</a></b> from Freddie Mac says appraisers "must be familiar with the local...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=129</link>
  <category>News</category>
  <pubDate>Thu, 16 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Unemployed Might Get Anti-Foreclosure Help</title>
  <description><![CDATA[
  <p><b>July 16, 2009</b></p>
  <p><b>Source:</b> Patrick Rucker and David Lawder, Reuters News<br />
</p>
  <p>The Obama administration is reportedly considering a program that would give loan forbearance to the unemployed. The aim of the program is to provide help without distorting the housing market.</p>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=130</link>
  <category>News</category>
  <pubDate>Thu, 16 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>First-Time Homebuyer Credit Results Mixed</title>
  <description><![CDATA[
  <p><b>July 9, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <br /><img class="imageLeft" src="http://www.gkar.comimages/staff/frankmortl09_sm.jpg" border="0" width="122" height="153" align="top" alt="Frank Mortl" title="Frank Mortl" />
<p><b>Business Review...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=123</link>
  <category>News</category>
  <pubDate>Thu, 09 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Michigan Revives Mortgage Credit Certificate Program</title>
  <description><![CDATA[
  <p><b>July 9, 2009</b></p>
  <p><b>Michigan revives plan to refund 20% of mortgage interest for many first-time homebuyers</b><br>
by Chris Knape | The Grand Rapids Press<br>
Monday July 06, 2009, 8:00 AM</p>

<p>The revival of...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=116</link>
  <category>News</category>
  <pubDate>Thu, 09 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>First-time Home Buyer $8,000 Qualified Tax Credit - December 1st, 2009 Deadline</title>
  <description><![CDATA[
  <p><b>July 2, 2009</b></p>
  <p>Kalamazoo, Michigan - July 1, 2009:  The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today a reminder to all potential home buyers and home sellers that they are only five...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=111</link>
  <category>News</category>
  <pubDate>Thu, 02 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>July 13th - Summer Golf Outing and Luncheon</title>
  <description><![CDATA[
  <p><b>July 2, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Director of Industry Relations and Eucational Development<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <p><b>Attention all members:</b>  We look forward to seeing all of you at Gull Lake Country Club on July 13th, 2009 between 11am & 2 pm for a fabulous lunch.  Please sign up by emailing Jennifer...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=114</link>
  <category>News</category>
  <pubDate>Thu, 02 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>American Clean Energy and Security Act</title>
  <description><![CDATA[
  <p><b>July 1, 2009</b></p>
  <p>FROM:       NAR Government Affairs<br>
DATE:       July 1, 2009</p>

<p>The overwhelming number of comments and questions generated by the House of Representatives passing the <b>American Clean...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=108</link>
  <category>News</category>
  <pubDate>Wed, 01 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>RPAC Contribution Presented to MAR - (see photo)</title>
  <description><![CDATA[
  <p><b>July 1, 2009</b></p>
  <br /><img class="imageLeft" src="http://www.gkar.comimages/board/buttery_coffey.jpg" border="0" width="432" height="288" align="left" alt="John Buttery and Dan Coffee 2009" title="John Buttery and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=106</link>
  <category>News</category>
  <pubDate>Wed, 01 Jul 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Legislation to Address Commercial Real Estate MBT Concerns Being Drafted</title>
  <description><![CDATA[
  <p><b>June 25, 2009</b></p>
  <p>While some industries benefited from the passage of the Michigan Business Tax (MBT), others including commercial real estate realized significant tax increases. As you may recall, five key points...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=103</link>
  <category>News</category>
  <pubDate>Thu, 25 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Parade of Homes Award Winners Announced</title>
  <description><![CDATA[
  <p><b>June 25, 2009</b></p>
  <p><b>Home Builders Association of Greater Kalamazoo</b><br>
5700 West Michigan Ave<br>
Kalamazoo, Michigan 49009<br>
Contact Person: Faith Cervin<br>
Phone: 269-375-4225<br>
Cell: 248-210-0654<br>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=101</link>
  <category>News</category>
  <pubDate>Thu, 25 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2009 Michigan REALTORS&#174; Score Major Legislative Success...</title>
  <description><![CDATA[
  <p><b>June 19, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Michigan House of Representatives voted Tuesday, June 16th to prevent retroactive taxation of the real estate industry.  If originally proposed legislation had passed, it is estimated that this...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=98</link>
  <category>News</category>
  <pubDate>Fri, 19 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>2009 The Philip P. Perry Humanitarian Award Nominations...</title>
  <description><![CDATA[
  <p><b>June 19, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Industry Relations Manager<br />
<b>Phone:</b> (269) 382-1985<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <p>The <b><a href="http://www.gkar.com/docs/flyers/2009/perry_award_2009_compiled.pdf"  target="_blank">nomination flyer</a></b> is included with this week's GKAR Flyers - <b>your nomination is due...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=87</link>
  <category>News</category>
  <pubDate>Fri, 19 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Membership Appreciation Reception -September 17th</title>
  <description><![CDATA[
  <p><b>June 19, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Industry Relations Manager<br />
<b>Phone:</b> (269) 382-1985<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <p>On September 17th, the Greater Kalamazoo Association of REALTORS&#174; (GKAR) will host a <b>Membership Appreciation Reception</b> from 4:30 pm - 6:30 pm at the Rose Street Market in downtown...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=97</link>
  <category>News</category>
  <pubDate>Fri, 19 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>MSHDA Expands Down-Payment Assistance Program for First-Time Home Buyers</title>
  <description><![CDATA[
  <h2>FOR IMMEDIATE RELEASE</h2>
  <p><b>June 19, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p><b>MSHDA Expands Down-Payment Assistance Program for First-Time Home Buyers</b></p>

<p>Kalamazoo, Michigan - June 11, 2009:  The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=85</link>
  <category>News</category>
  <pubDate>Fri, 19 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>The GKAR Office will be closed for the July 4th Holiday on Monday, July 6, 2009</title>
  <description><![CDATA[
  <p><b>June 19, 2009</b></p>
  <p><b>Source:</b> Frank Mortl III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>We will reopen for business as usual Tuesday July 7, 2009.</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=93</link>
  <category>News</category>
  <pubDate>Fri, 19 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Professional Real Estate Courtesy</title>
  <description><![CDATA[
  <p><b>June 12, 2009</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Standards, Compliance and Procedure<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p><b>REMINDER TO AGENTS WORKING WITH BUYERS </b><br /><b>Professional Courtesy:</b>       </p>

<ul>
<li> Remember to call the listing agent when a previously scheduled showing is cancelled.
<li>...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=86</link>
  <category>News</category>
  <pubDate>Fri, 12 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>West Michigan Commercial Golf Outing a Success!</title>
  <description><![CDATA[
  <p><b>June 5, 2009</b></p>
  <p><b>Source:</b> Courtney Schrems<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:CourtneyS@gkar.com">CourtneyS@gkar.com</a>
</p>
  <p><b>Thank You to Sponsors and Volunteers!</b></p>

<p>On behalf of GKAR staff, we would like to thank all sponsors and volunteers who helped make this year's West Michigan Commercial Golf Outing a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=73</link>
  <category>News</category>
  <pubDate>Fri, 05 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Campaign &amp; Candidate School Series Announced</title>
  <description><![CDATA[
  <p><b>June 3, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - June 3, 2009:  The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today the opportunity for people interested in running for public office or working on a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=68</link>
  <category>News</category>
  <pubDate>Wed, 03 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Summer Series Announced</title>
  <description><![CDATA[
  <p><b>June 1, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - June 17, 2009: The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today their involvement in a multiple session opportunity for real estate professionals to...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=95</link>
  <category>News</category>
  <pubDate>Mon, 01 Jun 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Blood Drive at GKAR - June 9th</title>
  <description><![CDATA[
  <p><b>May 29, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Industry Relations Manager<br />
<b>Department:</b> MLS<br />
<b>Phone:</b> (269) 488-3557<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <img src="http://www.gkar.comimages/website/blood_drive_invitation.jpg" border="0" width="200" height="172" alt="Red Cross Blood Drive invitation" title="Red Cross Blood Drive invitation" />

<p><b...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=66</link>
  <category>News</category>
  <pubDate>Fri, 29 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Chicago Bus Trip - June 10th</title>
  <description><![CDATA[
  <p><b>May 29, 2009</b></p>
  <p><b>Source:</b> Jennifer Ellard<br />
<b>Job Title:</b> Industry Relations Manager<br />
<b>Department:</b> MLS<br />
<b>Phone:</b> (269) 488-3557<br />
<b>Email:</b> <a href="mailto:JenniferE@gkar.com">JenniferE@gkar.com</a>
</p>
  <p>The GKAR annual Bus Trip to Chicago is Wednesday, June 10th. Join us for a Fun Day of shopping, the Navy Pier, museums, a ball game or enjoy a scenic boat ride down the Chicago River! You and your...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=67</link>
  <category>News</category>
  <pubDate>Fri, 29 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Complete Your Quadrennial Ethics Training On Line</title>
  <description><![CDATA[
  <p><b>May 27, 2009</b></p>
  <p><b>Source:</b> Paula Novess<br />
<b>Job Title:</b> Director of Compliance, Standards and Procedures<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:PaulaN@gkar.com">PaulaN@gkar.com</a>
</p>
  <p>Complete your Quadrennial Ethics Training for the third cycle (2009 - 2012) as required by the National Association of REALTORS&#174;. Go to <b><a href="http://www.realtor.org"  target="_blank">www...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=410</link>
  <category>News</category>
  <pubDate>Wed, 27 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Recent legislation gives additional time for homeowners facing foreclosure to work with lenders.</title>
  <description><![CDATA[
  <p><b>May 27, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:frankm@gkar.com">frankm@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - May 27, 2009:  The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today their support of recent legislation signed into law by Michigan Governor Jennifer...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=63</link>
  <category>News</category>
  <pubDate>Wed, 27 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Valued GKAR Brokers, Owners and Sales Managers</title>
  <description><![CDATA[
  <p><b>May 22, 2009</b></p>
  <p><b>Source:</b> Frank L. Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>We would like to invite you to a special meeting to identify concerns, provide answers, and offer practical interpretations and applications regarding the recently released Virtual Office Website ...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=54</link>
  <category>News</category>
  <pubDate>Fri, 22 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Michigan's Foreclosure Prevention and Responsive Initiative Introduced</title>
  <description><![CDATA[
  <p><b>May 8, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today an effort by REALTOR&#174; Association Executives from across the state to produce Michigan's Foreclosure Prevention and...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=41</link>
  <category>News</category>
  <pubDate>Fri, 08 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Core Ideology, Vision and Strategic Plan</title>
  <description><![CDATA[
  <p><b>May 1, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today their Core Ideology, Vision and Strategic Plan. Developed by the Association's Board of Directors, Committee Chairs,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=35</link>
  <category>News</category>
  <pubDate>Fri, 01 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR's Core Ideology, Vision, and Strategic Plan Document</title>
  <description><![CDATA[
  <p><b>May 1, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p><b>Core Ideology</b> describes an organization's consistent identity that transcends all changes related to its relevant environment. Core Ideology consists of two notions: Core Purpose - the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=36</link>
  <category>News</category>
  <pubDate>Fri, 01 May 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>New Radio Ad</title>
  <description><![CDATA[
  <p><b>April 23, 2009</b></p>
  <p><b>Source:</b> Courtney Schrems<br />
<b>Job Title:</b> Director of Marketing and Educational Development<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:CourtneyS@gkar.com">CourtneyS@gkar.com</a>
</p>
  <p>GKAR, in collaboration with the Home Builders Association of Greater Kalamazoo, is providing a new radio advertisement to encourage first time home buyers to contact a local REALTOR&#174; or...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=22</link>
  <category>News</category>
  <pubDate>Thu, 23 Apr 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>&amp;quot;Close the Deal&amp;quot; with a New Down Payment Assistance Program from MSHDA!</title>
  <description><![CDATA[
  <p><b>April 22, 2009</b></p>
  <p><b>Source:</b> Courtney Schrems<br />
<b>Job Title:</b> Director of Marketing and Educational Development<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:CourtneyS@gkar.com">CourtneyS@gkar.com</a>
</p>
  <p>For many low-to-moderate income homebuyers, saving money for a down payment can be a challenge. The Michigan State Housing Development Authority (MSHDA) help you "close the deal" with a Down...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=21</link>
  <category>News</category>
  <pubDate>Wed, 22 Apr 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>December 1st Deadline for the $8,000 qualified first-time home buyer tax credit</title>
  <description><![CDATA[
  <p><b>April 21, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today a reminder to all potential home buyers and home sellers of the December 1, 2009 deadline to take advantage of the $8,000...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=18</link>
  <category>News</category>
  <pubDate>Tue, 21 Apr 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>March Housing Sales Display Positive Trends</title>
  <description><![CDATA[
  <p><b>April 16, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced their response today to the Monthly Cumulative Sales Report for March.  The data presents encouraging news for Kalamazoo area...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=17</link>
  <category>News</category>
  <pubDate>Thu, 16 Apr 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Weekly Real Estate Newsletter Becomes Completely Electronic</title>
  <description><![CDATA[
  <p><b>April 2, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - April 2, 2009 - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today that their weekly newsletter, Bearings, which has been printed and delivered to its...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=9</link>
  <category>News</category>
  <pubDate>Thu, 02 Apr 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>Kalamazoo's Walk for the Homeless</title>
  <description><![CDATA[
  <p><b>March 25, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:frankm@gkar.com">frankm@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today their support for the 20th Anniversary of Kalamazoo's Walk for the Homeless event.  Hosted by the HRI Family Shelter, the...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=8</link>
  <category>News</category>
  <pubDate>Wed, 25 Mar 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>GKAR Launches New Website</title>
  <description><![CDATA[
  <p><b>March 10, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> 269-382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>Kalamazoo, Michigan - March 10, 2009 - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today the launch of its exciting new website.  The site is located at gkar.com.</p>

<p...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=7</link>
  <category>News</category>
  <pubDate>Tue, 10 Mar 2009 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>How does the stimulus package affect Kalamazoo homeowners?</title>
  <description><![CDATA[
  <h2>Kalamazoo, Michigan - February 24, 2009:</h2>
  <p><b>February 24, 2009</b></p>
  <p><b>Source:</b> Frank Mortl, III<br />
<b>Job Title:</b> Chief Executive Officer<br />
<b>Phone:</b> (269) 382-1597<br />
<b>Email:</b> <a href="mailto:FrankM@gkar.com">FrankM@gkar.com</a>
</p>
  <p>The Greater Kalamazoo Association of REALTORS&#174; (GKAR) announced today its full support of the housing stimulus provisions within the American Recovery and Reinvestment Act of 2009.  The $787.2...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=6</link>
  <category>News</category>
  <pubDate>Tue, 24 Feb 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>Property Tax Symposium to be Held in Kalamazoo</title>
  <description><![CDATA[
  <p><b>February 23, 2009</b></p>
  <p>Kalamazoo, Michigan - February 24, 2009 - The Greater Kalamazoo Association of REALTORS&#174; (GKAR) and the Home Builders Association of Greater Kalamazoo (HBAGK) will be jointly hosting a...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=3</link>
  <category>News</category>
  <pubDate>Mon, 23 Feb 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>ZipForms Are Coming Soon!</title>
  <description><![CDATA[
  <p><b>February 18, 2009</b></p>
  <p>GKAR Members -<br>
Announcing NEW Member Benefit!</p>

<p>Effective March 2nd</p>

<p>ZipForm&#174;, the Official Forms Software of the NATIONAL<br>
ASSOCIATION of REALTORS&reg;, is the powerful,...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=4</link>
  <category>News</category>
  <pubDate>Wed, 18 Feb 2009 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>President Bush Signs Housing Stimulus Bill</title>
  <description><![CDATA[
  <p><b>July 30, 2008</b></p>
  <p>Date: July 30, 2008<br>
To: All GKAR Members<br>
Subject: "President Bush Signs Housing Stimulus Bill"</p>

<p>National Association of REALTORS&#174;</p>

<p>Summary of Key Provisions of H.R. 3221 ...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=5</link>
  <category>News</category>
  <pubDate>Wed, 30 Jul 2008 12:00:00 -0400</pubDate>
  </item>

  <item>
  <title>15-Year Rate Hits Record Low</title>
  <description><![CDATA[
  <p><b>December 31, 1969</b></p>
  <p><b>Source:</b> Thomas Grillo, Boston Herald<br />
</p>
  <p>The average rate for 15-year mortgages reached a new bottom this week, dipping from 4.40 percent to 4.32 percent-the lowest level since Freddie Mac began tracking rates in 1991.</p>

<p>Rates for...
   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=441</link>
  <category>News</category>
  <pubDate>Wed, 31 Dec 1969 12:00:00 -0500</pubDate>
  </item>

  <item>
  <title>GKAR Official Notice of GKAR Elections</title>
  <description><![CDATA[
  <p><b>December 31, 1969</b></p>
  <p><b>Source:</b> Robin Pompey<br />
<b>Job Title:</b> Director of Finance<br />
<b>Phone:</b> (269 382-1597<br />
<b>Email:</b> <a href="mailto:RobinP@gkar.com">RobinP@gkar.com</a>
</p>
  <p>To:  GKAR REALTOR Members<br>
From:  GKAR Elections Committee<br>
Date:  August 25, 2009</p>


   ]]></description>
  <link>http://www.gkar.com/news.php?article_id=216</link>
  <category>News</category>
  <pubDate>Wed, 31 Dec 1969 12:00:00 -0500</pubDate>
  </item>

  </channel>
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